WPRE-Services
ActiveSummary
The annual accounts of WPRE-Services for financial year 2025 show a net loss of 208% of total assets and of 96% of the equity at the start of that year. The 2025 annual accounts show equity of €2,698 and a net result of -€68,333. Its solvency ranks better than 20% of 2,815 sector peers (NACE 82, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 23-08-2023 Normal situation
- Activity
- Other business support services NACE 82990
- Establishment unit
- 2.349.960.305 8370 Blankenberge, since 23-08-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Board and ownership
Board
- FRANSEN Ann Marie-José Robert JeannineManaging director
- Juleste ConsultingDirector · since 23-08-2023 · permanent representative BAERT Nathalie Etienne Rosa
Shareholders
- ALYCHLO50%2025 annual accounts of ALYCHLO
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
Annual accounts 2025
- Gross margin
- -€65,430
- ▲ 13.0%
- Loss
- €68,333
- ▼ 13.5%
- Equity
- €2,698
- ▼ 96.2%
- Total assets
- €32,899
- ▼ 63.8%
Turnover not published (abbreviated format)
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €68,333, the second in a row (financial year 2025)lowers riskSector: Office administrative, office support and other business support activities (NACE 82)Size: total assets €32,899Liquidity: current ratio 0.93, cash €12,218, halvedShow the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 15% of micro companies in office administrative support (NACE 82)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency
33-67
equity 8.2% of total assets
Liquidity
46-50
short-term debt 91.8% · cash 37.1%
Profitability
0=
return on assets -207.7%
Bankruptcy probability within 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.7%▲ +0.1 percentage points vs 12-2024
02-2025: 0.8%▲ +0.1 percentage points vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 0.9%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -0.8 percentage points vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.93 (5.56 in 2024), below 1. Short-term debt is 91.8% and cash 37.1% of total assets. 91.8% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 19% of them on solvency, 31% on liquidity, 5% on profitability and 5% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year -€68,333
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2815 sector peers (2025).
NBB · sector comparisonPosition among 2815 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
28 days early
2024
27 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 28 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 03-07-2026 at the NBB all 2 filings
Equity
€2,698▼ 96.2%
2024 · €71,030
Total assets
€32,899▼ 63.8%
2024 · €90,922
Net result
-€68,333▲ 13.5%
2024 · -€78,970
Working capital
-€2,231
2024 · €69,217
Multi-year overview
2024 to 2025, 2 financial yearsOperating result
-€67,860
▲ 13.5%
2025
20242025
Net result
-€68,333
▲ 13.5%
2025
lowest quarter of the sector
20242025
Equity
€2,698
▼ 96.2%
2025
lowest quarter of the sector
20242025
Total assets
€32,899
▼ 63.8%
2025
lowest quarter of the sector
20242025
Debt
€30,201
▲ 51.8%
2025
20242025
Working capital
-€2,231
2025
middle half of the sector
20242025
Solvency
8.2%
▼ 69.9pp
2025
lowest quarter of the sector
20242025
Current ratio
0.93
▼ 4.63
2025
middle half of the sector
20242025
Return on assets (ROA)
-207.7%
▼ 120.8pp
2025
lowest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20242025
Operating result-€78,429--€67,860▲ 13.5%
Net result-€78,970below the sector's middle half--€68,333below the sector's middle half▲ 13.5%
Equity€71,030within the sector's middle half-€2,698below the sector's middle half▼ 96.2%
Total assets€90,922below the sector's middle half-€32,899below the sector's middle half▼ 63.8%
Debt€19,892-€30,201▲ 51.8%
Working capital€69,217within the sector's middle half--€2,231within the sector's middle half
Solvency78.1%above the sector's middle half-8.2%below the sector's middle half▼ 69.9pp
Current ratio5.56above the sector's middle half-0.93within the sector's middle half▼ 4.63
Return on assets (ROA)-86.9%below the sector's middle half--207.7%below the sector's middle half▼ 120.8pp
above
within
below
The sector band is the middle half of the companies in Office administrative, office support and other business support activities (NACE 82). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €67,860, smaller than the loss of €78,429 in 2024.
Turnover and EBIT margin are not published. The abbreviated format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32,899
Fixed assets
€4,928 ▼ 24.3%
Current assets
€27,971 ▼ 66.9%
Equity and liabilities €32,899
Equity
€2,698 ▼ 96.2%
Debt
€30,201 ▲ 51.8%
Debt's share of the balance-sheet total rises from 21.9% to 91.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€66,275▲
2024 · -€77,019
Cash flow
-€66,748▲
2024 · -€77,560
Debt to equity
11.20▲
2024 · 0.28
Interest coverage
-140.22▲
2024 · -142.37
Debt ≤ 1 year
€30,201▲
2024 · €15,192
A ratio outside any meaningful range has been withheld (balance sheet total €32,899, equity €2,698).
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Intangible fixed assets | €7,923 | - |
| Depreciation and write-downs of the year | €1,410 | €1,585 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,410 | €1,585 | ▲ 12.4% |
| Other operating charges640/8 | €1,825 | €845 | ▼ 53.7% |
| Gross operating margin9900 | -€75,194 | -€65,430 | ▲ 13.0% |
| Operating profit (loss)9901 | -€78,429 | -€67,860 | ▲ 13.5% |
| Financial charges65/66B | €541 | €473 | ▼ 12.6% |
| Recurring financial charges65 | €541 | €473 | ▼ 12.6% |
| Profit (loss) for the period before taxes9903 | -€78,970 | -€68,333 | ▲ 13.5% |
| Profit (loss) for the period9904 | -€78,970 | -€68,333 | ▲ 13.5% |
| Profit (loss) for the period to be appropriated9905 | -€78,970 | -€68,333 | ▲ 13.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €90,922 | €32,899 | ▼ 63.8% |
| Fixed assets21/28 | €6,513 | €4,928 | ▼ 24.3% |
| Intangible fixed assets21 | €6,513 | €4,928 | ▼ 24.3% |
| Current assets29/58 | €84,409 | €27,971 | ▼ 66.9% |
| Amounts receivable within one year40/41 | €8,493 | €15,620 | ▲ 83.9% |
| Trade receivables40 | - | €774 | - |
| Other amounts receivable41 | €8,493 | €14,846 | ▲ 74.8% |
| Cash at bank and in hand54/58 | €75,865 | €12,218 | ▼ 83.9% |
| Deferred charges and accrued income490/1 | €51 | €133 | ▲ 160% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €90,922 | €32,899 | ▼ 63.8% |
| Equity10/15 | €71,030 | €2,698 | ▼ 96.2% |
| Contributions10/11 | €150,000 | €150,000 | = |
| Profit (loss) carried forward14 | -€78,970 | -€147,302 | ▼ 86.5% |
| Amounts payable17/49 | €19,892 | €30,201 | ▲ 51.8% |
| Amounts payable within one year42/48 | €15,192 | €30,201 | ▲ 98.8% |
| Trade debts44 | €15,192 | €201 | ▼ 98.7% |
| Suppliers440/4 | €15,192 | €201 | ▼ 98.7% |
| Other amounts payable47/48 | - | €30,000 | - |
| Accrued charges and deferred income492/3 | €4,700 | €0 | ▼ 100% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€78,970 | -€68,333 | ▲ 13.5% |
| + Depreciation and write-downs630 | €1,410 | €1,585 | ▲ 12.4% |
| Operating cash flow (approximation) | -€77,560 | -€66,748 | ▲ 13.9% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | -€63,647 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 757 companies had the same profile as WPRE-Services has now. Two years later, 86.8% were still going and 7.9% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency under 10%
- a loss of 10% of the balance sheet or more
86.8%
was still going
4.8%
stopped otherwise
7.9%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of WPRE-Services itself is lower: 0.3% within 12 months. It rests on far more data about WPRE-Services than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 757 companies, not a prediction for WPRE-Services. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Directors
2 directors, 1 in day-to-day management, no change since 2023
Board 2
FRANSEN Ann Marie-José Robert Jeannine
Current
Gewone bestuurder b bestuurder · since 23-08-2023 · term for the life of the company · listed in the 2025 annual accounts, filed on 03-07-2026
Juleste Consulting
Current
Gewone bestuurder a bestuurder · since 23-08-2023 · term for the life of the company · Private limited company · permanent representative: BAERT Nathalie Etienne Rosa · also on the board of 2 other companies · listed in the 2025 annual accounts, filed on 03-07-2026
Day-to-day management 1
FRANSEN Ann Marie-José Robert Jeannine
Current
Managing director · appointed in the act of 25-08-2023
Permanent representatives 1
BAERT Nathalie Etienne Rosa
Current
Permanent representative · appointed in the act of 25-08-2023 · for Juleste Consulting
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Vertegenwoordiging Onverminderd de algemene vertegenwoordigingsmacht van het bestuursorgaan handelend als een college, wordt de vennootschap…”
deed of 25-08-2023Owners and capital
Shareholders
1 ownerOwners 1
- Sourceaccounts ALYCHLO 2025Equity €965.2m Profit of €32.9m in 2025 (profit of €40.2m in 2024)50%
Capital transactions
Shareholders according to the deeds
At incorporation
act of 25-08-2023 ↗
- ALYCHLO (BE 0895.140.645) founder
- BVDK MANAGEMENT (BE 0806.640.419) founder
Capital over time
- 25-08-2023 Incorporation · €750,000 · 7,500 shares
Mandate history
2 people, 2 in office
- Board
- Day-to-day management
| Name | Functions and periods |
|---|---|
| FRANSEN Ann Marie-José Robert Jeannine |
|
| Juleste Consulting |
|
Network & group
Companies at the same address
4 other companiesConnections & network
4 connected companiesThis company
Company
Director
Shareholding
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Linked via shared directors
Administratiekantoor Comate Holding
Shared corporate director
→
Alyvents
Shared corporate director
→
GOLF DE DURBUY
Shared corporate director
→
PADELWORLD
Shared corporate director
→
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
03-07
abbreviated format · 28 days before the deadline
2025
04-07
abbreviated format · 27 days before the deadline
2023
25-08
Gazette deed
IncorporationAppointments: JULESTE CONSULTING (gewone bestuurder a bestuurder) and FRANSEN Ann Marie-José Robert Jeannine (gewone bestuurder b bestuurder) · Permanent representative: BAERT Nathalie Etienne Rosa · Founder12 points ▸
Gazette deed
Incorporation
Appointments: JULESTE CONSULTING (gewone bestuurder a bestuurder) and FRANSEN Ann Marie-José Robert Jeannine (gewone bestuurder b bestuurder) · Permanent representative: BAERT Nathalie Etienne Rosa · Founder12 points ▸
- Founder, ALYCHLO
- Founder, BVDK MANAGEMENT
- Other provision, “onderhandse volmacht, vertegenwoordiging bij oprichtingsakte” (deed in Dutch)
- Other provision, “vertegenwoordiging bij oprichtingsakte, 2018 Antwerpen,Jules Bordetstraat 25 bus 702” (deed in Dutch)
- Kind of shares, “vergoeding voor de inbrengen, zelfde rechten tenzij anders bepaald in de statuten” (deed in Dutch)
- Other provision, “statutair onbeschikbaar eigen vermogen” (deed in Dutch)
- Founding capital, €750,000
- Registered office clause, “8370 Blankenberge,Descampsstraat 9, Descampsstraat 9” (deed in Dutch)
- Director appointment, JULESTE CONSULTING (gewone bestuurder a bestuurder)
- Permanent representative, BAERT Nathalie Etienne Rosa
- Director appointment, FRANSEN Ann Marie-José Robert Jeannine (gewone bestuurder b bestuurder)
- Director appointment, FRANSEN Ann Marie-José Robert Jeannine (managing director)
Gazette deedNBB filing
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
WPRE-Services was incorporated on 23 August 2023 as a private limited company by ALYCHLO and BVDK MANAGEMENT, with a starting capital of €750,000.12 The board currently has 2 members, 2 of whom have served since 2023.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Register details
Identity
KBO recordName
WPRE-Services in Dutch
Enterprise number
0805.026.754
Legal form
Private limited company
Status
Active, normale toestand
Founded
23-08-2023
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 25-08-2023 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 25-08-2023 (in Dutch)Registered office and establishments
Registered office
Descampsstraat 9, 8370 Blankenberge, Belgium
Establishment unit
WPRE-Services, Descampsstraat 9, 8370 Blankenberge since 23-08-2023 · unit number 2.349.960.305
Activities
NACEBEL 202582990
Other business support services main activity
Codes under NACEBEL 2008
82990
Other business support services main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 25-08-2023 (in Dutch)
“Het verlenen van adviezen van financiële,technische,juridische,commerciële of administratieve aard,in de ruimste zin,met uitzondering van…”
9 activities
- Het verlenen van adviezen van financiële,technische,juridische,commerciële of administratieve aard,in de ruimste zin,met uitzondering van adviezen inzake beleggingen en geldplaatsingen waarvoor een erkenning als financiële instelling vereist is
- Het verlenen van bijstand en diensten,rechtstreeks of onrechtstreeks,op het vlak van administratie en financiën,organisatie,planning,marketing en algemeen bestuur
- Het verlenen van administratieve en IT-services
- Zowel in België als in het buitenland,onder eender welke vorm,participaties te verwerven en aan te houden in vennootschappen en ondernemingen
- Het deelnemen in of de directie voeren over andere vennootschappen en ondernemingen;het management en het bestuur van om het even welke ondernemingen en vennootschappen;het optreden als vereffenaar
- Het verlenen van technische,administratieve of commerciële bijstand aan alle Belgische en buitenlandse ondernemingen;het verlenen van financiële bijstand
- Haar patrimonium,bestaande uit onroerende en roerende goederen en rechten,te behouden,in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden;alle onroerende verrichtingen,inclusief onroerende leasing
- De aankoop,verhuur,onderhoud en verkoop van alle roerende goederen – desgevallend ten behoeve van eigen handelsverrichtingen of voor handelsverrichtingen van derden – zoals alle soorten materieel,gereedschappen,machines,installaties en computers,soft- en hardware
- Het aanvragen,verwerven,verhandelen en exploiteren van licenties,octrooien,merken en dergelijke
Invoicing and payment
VAT number
BE 0805.026.754
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of June at 13:00
deed of 25-08-2023 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
501 m²
Building footprint
495 m²
Building volume
3,110 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 31602A0849/00W006 | Flanders | 501 m² | 1 · 495 m² | 15.4 m · 1 |