WP Holding is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €327k and a net result of €36k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 54% of 8013 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
141 d early
2023
41 d early
2022
55 d early
2021
on the day
2020
53 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€327k▲ 12.6%
2024 · €290k
2019: €141k
2020: €156k
2021: €215k
2022: €254k
2023: €256k
2024: €290k
2019 → 2025
Net result
€36k▲ 7.4%
2024 · €34k
2019: €18k
2020: €15k
2021: €59k
2022: €38k
2023: €3k
2024: €34k
2019 → 2025
Total assets
€581k▲ 11.9%
2024 · €519k
2019: €612k
2020: €416k
2021: €416k
2022: €437k
2023: €460k
2024: €519k
2019 → 2025
Solvency
56.3%▲ 0.3pp
2024 · 56.0%
2019: 23.0%
2020: 37.5%
2021: 51.7%
2022: 58.0%
2023: 55.7%
2024: 56.0%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€215k-€254k▲ 17.8%€256k▲ 1.1%€290k▲ 13.3%€327k▲ 12.6%
Operating result€105k-€83k▼ 20.9%€51k▼ 39.1%€98k▲ 93.9%€91k▼ 7.7%
Net result€59k-€38k▼ 35.5%€3k▼ 93.0%€34k▲ 1,162%€36k▲ 7.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €581k
Fixed assets
€390k=
Current assets
€191k▲ 48.1%
Equity and liabilities €581k
Equity
€327k▲ 12.6%
Debt
€254k▲ 11.1%
The debt ratio falls from 44.0% to 43.7%. Equity and debt are higher.
Key figures and ratios
Solvency
56.3%▲
2024 · 56.0%
ROE
11.2%▼
2024 · 11.7%
ROA
6.3%▼
2024 · 6.6%
Debt
€254k▲
2024 · €228k
Debt ≤ 1 year
€33k▲
2024 · €10k
Debt > 1 year
€205k=
2024 · €205k
Income taxes
€10k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€519k€581k▲
Fixed assets21/28€390k€390k=
Financial fixed assets28€390k€390k=
Current assets29/58€129k€191k▲
Amounts receivable within one year40/41€88k€138k▲
Trade receivables40€77k€113k▲
Other amounts receivable41€11k€25k▲
Cash at bank and in hand54/58€40k€48k▲
Deferred charges and accrued income490/1€709€4k▲
Equity and liabilities
Total equity and liabilities10/49€519k€581k▲
Equity10/15€290k€327k▲
Contributions10/11€19k€19k=
Reserves13€272k€308k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€270k€308k▲
Amounts payable17/49€228k€254k▲
Amounts payable after more than one year17€205k€205k=
Other amounts payable178/9€205k€205k=
Amounts payable within one year42/48€10k€33k▲
Financial debts43-€7k
Other loans439-€7k
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€8k€25k▲
Taxes450/3€8k€25k▲
Other amounts payable47/48-€215
Accrued charges and deferred income492/3€13k€15k▲
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€100k€92k▼
Operating profit (loss)9901€98k€91k▼
Financial charges65/66B€55k€44k▼
Recurring financial charges65€55k€44k▼
Profit (loss) for the period before taxes9903€43k€46k▲
Income taxes67/77€9k€10k▲
Profit (loss) for the period9904€34k€36k▲
Profit (loss) for the period to be appropriated9905€34k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€36k▼
Profit (loss) brought forward from the previous period14P€11k-
Transfer to equity691/2€45k€36k▼
To other reserves6921€45k€36k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 13.03
Current ratio from 6.00 to 13.03; short-term debt falls from €12k to €10k.
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €3k ▼93%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 6.00
Current ratio from 1.93 to 6.00; short-term debt falls from €24k to €12k.
2022
07-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €59k ▲301%
Operating result €105k, net result €59k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 1.56
Current ratio from 0.68 to 1.56; short-term debt falls from €38k to €15k.
30-06
Financial
Equity above €200kEq €215k ▲38.1%
3 profitable years in a row build equity to €215k.
2020
09-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Equity above €150kEq €156k ▲10.5%
2 profitable years in a row build equity to €156k.
08-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meerhout · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoevendijk 192450 MeerhoutGround area
4,416 m²
Building footprint
1,512 m²
Volume, LiDAR
5,824 m³
Parcel 13021B0271/00A000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WP HOLDING
since 20132.215.490.193
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13021B0271/00A000 | Flanders | 4,416 m² | 1 · 1,512 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549009AENXWIMH86O40
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,777 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2012
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.