BM Assist is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €327k and a net result of €93k. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 80% of 6156 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
21 d early
2022
41 d early
2021
2 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€327k▲ 39.9%
2023 · €233k
2018: €52k
2019: €86k
2020: €121k
2021: €159k
2022: €197k
2023: €233k
2018 → 2024
Net result
€93k▲ 148%
2023 · €38k
2018: €37k
2019: €35k
2020: €35k
2021: €38k
2022: €39k
2023: €38k
2018 → 2024
Total assets
€386k▲ 52.5%
2023 · €253k
2018: €61k
2019: €94k
2020: €131k
2021: €180k
2022: €225k
2023: €253k
2018 → 2024
Solvency
84.7%▼ 7.6pp
2023 · 92.3%
2018: 85.1%
2019: 91.8%
2020: 92.1%
2021: 88.1%
2022: 87.6%
2023: 92.3%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€121k-€159k▲ 31.1%€197k▲ 24.1%€233k▲ 18.7%€327k▲ 39.9%
Operating result€49k-€53k▲ 8.7%€54k▲ 2.7%€51k▼ 5.6%€130k▲ 153%
Net result€35k-€38k▲ 8.4%€39k▲ 1.6%€38k▼ 3.7%€93k▲ 148%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 153% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €386k
Fixed assets
€44k▼ 11.7%
Current assets
€341k▲ 68.3%
Equity and liabilities €386k
Equity
€327k▲ 39.9%
Debt
€59k▲ 203%
The debt ratio rises from 7.7% to 15.3%. Equity and debt are higher.
Key figures and ratios
Solvency
84.7%▼
2023 · 92.3%
ROE
28.5%▲
2023 · 16.1%
ROA
24.2%▲
2023 · 14.8%
Debt
€59k▲
2023 · €20k
Debt ≤ 1 year
€59k▲
2023 · €19k
Income taxes
€38k▲
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€253k€386k▲
Fixed assets21/28€50k€44k▼
Tangible fixed assets22/27€50k€44k▼
Plant, machinery and equipment23€48k€43k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€203k€341k▲
Amounts receivable within one year40/41€70k€91k▲
Trade receivables40€20k€41k▲
Other amounts receivable41€50k€50k=
Current investments50/53-€100k
Cash at bank and in hand54/58€133k€151k▲
Equity and liabilities
Total equity and liabilities10/49€253k€386k▲
Equity10/15€233k€327k▲
Contributions10/11€12k€12k=
Reserves13€221k€314k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€219k€314k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€20k€59k▲
Amounts payable within one year42/48€19k€59k▲
Trade debts44€95€25k▲
Suppliers440/4€95€25k▲
Taxes, remuneration and social security45€17k€31k▲
Taxes450/3€17k€31k▲
Other amounts payable47/48€3k€2k▼
Accrued charges and deferred income492/3€150€150=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€469€387▼
Non-recurring operating charges66A€0-
Gross operating margin9900€55k€136k▲
Operating profit (loss)9901€51k€130k▲
Financial income75/76B€194€1k▲
Recurring financial income75€194€1k▲
Financial charges65/66B€125€233▲
Recurring financial charges65€125€233▲
Profit (loss) for the period before taxes9903€51k€131k▲
Income taxes67/77€14k€38k▲
Profit (loss) for the period9904€38k€93k▲
Profit (loss) for the period to be appropriated9905€38k€93k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€93k▲
Transfer to equity691/2€37k€93k▲
To other reserves6921€37k€93k▲
Profit to be distributed694/7€833€0▼
Return on contributions (dividend)694€833€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €93k ▲148%
Operating result €130k, net result €93k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €233k ▲18.7%
6 profitable years in a row build equity to €233k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €150kEq €159k ▲31.1%
4 profitable years in a row build equity to €159k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €121k ▲40%
3 profitable years in a row build equity to €121k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €35k ▼6%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bekkevoort · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eugeen Coolsstraat 293460 BekkevoortGround area
5,669 m²
Building footprint
161 m²
Volume, LiDAR
927 m³
Parcel 24008D0295/00P000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BM Assist
since 20162.258.194.048
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24008D0295/00P000 | Flanders | 5,669 m² | 1 · 161 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KAN
BE 0564.835.354
Antwerpen · Eq €327k
Castor Holding
BE 0757.574.255
Antwerpen · Eq €327k
WP Holding
BE 0508.519.926
Meerhout · Eq €327k
BLECKER-MARTINEZ
BE 0769.530.692
Trooz · Eq €326k
ELOY-ANDRE HOLDING
BE 0806.057.726
Nassogne · Eq €326k
Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,778 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2016
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.