WoZo Group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.14M and a net result of €1.70M. Its solvency ranks better than 44% of 5498 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 d early
2024
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5.14M▲ 49.3%
2024 · €3.44M
2024: €3.44M
2024 → 2025
Net result
€1.70M▼ 39.1%
2024 · €2.78M
2024: €2.78M
2024 → 2025
Total assets
€11.40M▲ 57.4%
2024 · €7.24M
2024: €7.24M
2024 → 2025
Solvency
45.1%▼ 2.5pp
2024 · 47.5%
2024: 47.5%
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€270k-€511k▲ 89.3%
Equity€3.44M-€5.14M▲ 49.3%
Operating result€112k-€320k▲ 185%
Net result€2.78M-€1.70M▼ 39.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 185% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11.40M
Fixed assets
€10.94M▲ 55.4%
Current assets
€462k▲ 123%
Equity and liabilities €11.40M
Equity
€5.14M▲ 49.3%
Debt
€6.26M▲ 64.7%
The debt ratio rises from 52.5% to 54.9%. Equity and debt are higher.
Key figures and ratios
Solvency
45.1%▼
2024 · 47.5%
ROE
33.0%▼
2024 · 80.8%
ROA
14.9%▼
2024 · 38.4%
Debt
€6.26M▲
2024 · €3.80M
Debt ≤ 1 year
€1.24M▼
2024 · €1.44M
Debt > 1 year
€5.00M▲
2024 · €2.35M
Income taxes
€25k▲
2024 · €461
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.24M€11.40M▲
Fixed assets21/28€7.04M€10.94M▲
Financial fixed assets28€7.04M€10.94M▲
Current assets29/58€207k€462k▲
Amounts receivable within one year40/41€37k€310k▲
Trade receivables40€36k€101k▲
Other amounts receivable41€424€209k▲
Current investments50/53€125k-
Cash at bank and in hand54/58€45k€148k▲
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€7.24M€11.40M▲
Equity10/15€3.44M€5.14M▲
Contributions10/11€660k€660k=
Reserves13€2.78M€4.48M▲
Tax-exempt reserves132-€21k
Distributable reserves133€2.78M€4.46M▲
Amounts payable17/49€3.80M€6.26M▲
Amounts payable after more than one year17€2.35M€5.00M▲
Financial debts170/4€1.95M€2.82M▲
Other amounts payable178/9€400k€2.17M▲
Amounts payable within one year42/48€1.44M€1.24M▼
Current portion of amounts payable after more than one year42€1.41M€1.18M▼
Trade debts44€28k€20k▼
Suppliers440/4€28k€20k▼
Taxes, remuneration and social security45€1k€34k▲
Taxes450/3€1k€34k▲
Other amounts payable47/48€712€5k▲
Accrued charges and deferred income492/3€9k€19k▲
Income statement
Code20242025
Turnover70€270k€511k▲
Goods, raw materials, services and sundry goods60/61€157k€191k▲
Other operating charges640/8€911-
Gross operating margin9900€113k€320k▲
Operating profit (loss)9901€112k€320k▲
Financial income75/76B€2.78M€1.60M▼
Recurring financial income75€2.78M€1.60M▼
Financial charges65/66B€113k€200k▲
Recurring financial charges65€113k€200k▲
Profit (loss) for the period before taxes9903€2.78M€1.72M▼
Income taxes67/77€461€25k▲
Profit (loss) for the period9904€2.78M€1.70M▼
Transfer to tax-exempt reserves689-€21k
Profit (loss) for the period to be appropriated9905€2.78M€1.67M▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.78M€1.67M▼
Transfer to equity691/2€2.78M€1.67M▼
To other reserves6921€2.78M€1.67M▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €5MEq €5.14M ▲49.3%
2 profitable years in a row build equity to €5.14M.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudenaardseweg (W.-M.) 101 A9790 Wortegem-PetegemGround area
4,143 m²
Building footprint
255 m²
Volume, LiDAR
1,595 m³
Parcel 45025A0197/00R000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WoZo Group
since 20242.358.833.132
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45025A0197/00R000 | Flanders | 4,143 m² | 1 · 255 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,747. 8,056 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2024
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.