Equity
€45,764 from €126,124 in 2023
Equity fell by 64% in 2 years.
WouterVdA
Lifetime
6 annual accounts with figures on one time axispeak €160,339 (2023)
€115,216▲ 16×
lowest -€97,616 (2024)
€17,255▲ €114,871
peak €126,124 (2023)
€45,764▲ 60.5%
€1.3m▲ 25.8%
Board2 names since 2019
2 directorsDE SPIEGELEER Evi, Helga, Mireille, Luc, Marie and 1 other
Documentsfilings and deeds
25-08-202625 days late
2025abbreviated format
Gross margin from €7,150 to €115,216Back to profit: €17,255Equity from €28,509 to €45,764Debts from €1.0m to €1.3mCash from €129,614 to €56,000
Key points
from the 2025 annual accountsResult
€17,255 €17,255
Back in profit in 2025, after a loss of €97,616 in 2024.
Turnover
≈ €700,000 estimated
The accounts state no turnover.
Debts
€1.3m 97% of the balance sheet
Financial debts 18%Suppliers 7%Taxes and wages 0%Other 75%
Of this, €1.2m falls due within a year.
Filings
6 annual accounts 3 late
The 2023 accounts came latest: 28 days after the end of the period.
Position in the sector
3.4%
Lower solvency than 84% of companies in retail trade. Sector median 36.6% · 12,856 companies.
Checked score
69
Healthy
Financially stronger than 37% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.8%▼ -0.1 percentage points vs 02-2025
04-2025: 0.9%▲ +0.1 percentage points vs 03-2025
05-2025: 1.0%▲ +0.1 percentage points vs 04-2025
06-2025: 1.1%▲ +0.1 percentage points vs 05-2025
07-2025: 1.2%▲ +0.1 percentage points vs 06-2025
08-2025: 1.6%▲ +0.4 percentage points vs 07-2025
09-2025: 1.0%▼ -0.6 percentage points vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.1%▲ +0.1 percentage points vs 05-2026
07-2026: 1.2%▲ +0.1 percentage points vs 06-2026
08-2026: 1.7%▲ +0.5 percentage points vs 07-2026highest value
09-2026: 0.7%▼ -1.0 percentage point vs 08-2026lowest value
10-2026: 0.7%● unchanged vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Equity €45,764 (3.4% of total assets)
Sector: Retail trade (NACE 47)
Founded in 2019
lowers risk
Size: total assets €1.3m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 21% of them on solvency, 9% on liquidity, 29% on profitability and 88% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,603 companies had the same profile as WouterVdA has now. Each dot stands for 5 companies, two years later.
96.0%
were still trading
1.8%
stopped another way
1.9%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of WouterVdA itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,603 companies, not a prediction for WouterVdA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.96 (0.95 in 2024), below 1. Short-term debt is 86.9% and cash 4.2% of total assets. 96.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 12856 sector peers (2025).
NBB · sector comparisonPosition among 12856 sector peers
Solvency
better than 15%
← weakest
strongest →
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
25 days late
2024
25 days late
2023
28 days late
2022
7 days early
2021
6 days early
2020
122 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 10 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VAN dEN AVONT Wouter 50 sharesdeed of 03-12-2019
- DE SPIEGELEER Evi, Helga, Mireille, Luc, Marie 50 sharesdeed of 03-12-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0738598283
Incorporation
Founding capital of €2,000, 100 shares · Founders: VAN dEN AVONT Wouter; DE SPIEGELEER Evi, Helga, Mireille, Luc, Marie · Appointments: VAN dEN AVONT Wouter (director) and DE SPIEGELEER Evi, Helga, Mireille, Luc, Marie (director) · published on 03-12-2019 · Gazette deed
First establishment
Eegene 7, Dendermonde
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WouterVdA Dendermonde | €1.3m | €115,216 | 3.4% | - |
| Blomme Invest Group Merchtem | €1.3m | €132,496 | 13.5% | 1.7 |
| GPC Car Consult Hemiksem | €1.4m | €139,156 | 43.3% | 0.2 |
| JEZI-CARS Waregem | €1.5m | €142,020 | -11.4% | 1 |
| David Rouss Essen | €1.4m | €151,454 | 21.2% | 0 |
| RM Automotive Amblève | €1.3m | €108,246 | 32.7% | - |
| RESURF Kortrijk | €1.0m | €95,528 | -76.7% | - |
These companies have the same main activity as WouterVdA: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €1m and €1.5m, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 29-11-2019Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 1 other
- Establishment unit
- 2.300.962.6359200 Dendermonde, since 29-11-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 13-01-2026
Insights on WouterVdA
WouterVdA files the abbreviated format. That format states no turnover. The gross margin rose from €50,725 in 2020 to €115,216 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WouterVdA
- What is the company number of WouterVdA?
- The company number of WouterVdA is 0738.598.283. The VAT number is the same number with BE in front: BE 0738.598.283.
- Where is WouterVdA based?
- The registered office is at Lindestraat 9, 9200 Dendermonde.Company details
- What does WouterVdA do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of WouterVdA?
- WouterVdA is a private limited company (BV).
- When was WouterVdA founded?
- WouterVdA was founded on 29-11-2019.
- Is WouterVdA still active?
- Yes, WouterVdA is an active enterprise in the KBO register.
- What is the turnover of WouterVdA?
- The turnover in financial year 2025 is ≈ €700,000. This figure is estimated from the gross margin of €115,216 and 36 comparable companies (NACE 47811). It probably lies between €400,000 and €1.6m.Financials
- Is WouterVdA profitable?
- In financial year 2025, WouterVdA made a profit of €17,255.
- Where can I find the annual accounts of WouterVdA?
- WouterVdA filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of WouterVdA due?
- WouterVdA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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