Wouter Vanbussel
ActiveWouter Vanbussel is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €127k and a net result of €38k. Equity is growing by ~47.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 1420 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
23 d early
2022
34 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€127k▲ 43.0%
2023 · €89k
2022: €42k
2023: €89k
2022 → 2024
Net result
€38k▼ 18.3%
2023 · €47k
2022: €27k
2023: €47k
2022 → 2024
Total assets
€147k▲ 6.0%
2023 · €139k
2022: €90k
2023: €139k
2022 → 2024
Solvency
86.3%▲ 22.3pp
2023 · 64.0%
2022: 46.7%
2023: 64.0%
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€42k-€89k▲ 111%€127k▲ 43.0%
Operating result€33k-€4k▼ 88.3%€-5k
Net result€27k-€47k▲ 72.5%€38k▼ 18.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €5k after €4k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €147k
Fixed assets
€83k▼ 12.8%
Current assets
€64k▲ 47.1%
Equity and liabilities €147k
Equity
€127k▲ 43.0%
Debt
€20k▼ 59.7%
The debt ratio falls from 36.0% to 13.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
86.3%▲
2023 · 64.0%
ROE
30.1%▼
2023 · 52.6%
ROA
25.9%▼
2023 · 33.7%
Debt
€20k▼
2023 · €50k
Debt ≤ 1 year
€15k▼
2023 · €31k
Debt > 1 year
€5k▼
2023 · €19k
Income taxes
€128▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€139k€147k▲
Fixed assets21/28€95k€83k▼
Tangible fixed assets22/27€46k€34k▼
Land and buildings22€28k€24k▼
Leasing and similar rights25€18k€10k▼
Financial fixed assets28€49k€49k=
Current assets29/58€44k€64k▲
Amounts receivable within one year40/41€8k€595▼
Other amounts receivable41€8k€595▼
Current investments50/53-€53k
Cash at bank and in hand54/58€35k€8k▼
Deferred charges and accrued income490/1€856€3k▲
Equity and liabilities
Total equity and liabilities10/49€139k€147k▲
Equity10/15€89k€127k▲
Contributions10/11€15k€15k=
Reserves13€74k€112k▲
Distributable reserves133€74k€112k▲
Amounts payable17/49€50k€20k▼
Amounts payable after more than one year17€19k€5k▼
Financial debts170/4€19k€5k▼
Amounts payable within one year42/48€31k€15k▼
Current portion of amounts payable after more than one year42€14k€15k▲
Financial debts43€13k€0▼
Credit institutions430/8€13k€0▼
Trade debts44€4k€298▼
Suppliers440/4€4k€298▼
Taxes, remuneration and social security45€0-
Remuneration and social security454/9€0-
Other amounts payable47/48€122€504▲
Accrued charges and deferred income492/3-€160
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€18k€9k▼
Operating profit (loss)9901€4k€-5k▼
Financial income75/76B€45k€44k▼
Recurring financial income75€45k€44k▼
Financial charges65/66B€321€601▲
Recurring financial charges65€321€601▲
Profit (loss) for the period before taxes9903€48k€38k▼
Income taxes67/77€2k€128▼
Profit (loss) for the period9904€47k€38k▼
Profit (loss) for the period to be appropriated9905€47k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€38k▼
Transfer to equity691/2€47k€38k▼
To other reserves6921€47k€38k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity triplescurrent ratio 4.16
Current ratio from 1.41 to 4.16; short-term debt falls from €31k to €15k.
31-12
Financial
Equity above €100kEq €127k ▲43%
3 profitable years in a row build equity to €127k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2022net €47k ▲72.5%
Net result €47k, the highest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breekiezel 1513670 OudsbergenGround area
1,643 m²
Building footprint
228 m²
Volume, LiDAR
1,892 m³
Parcel 72011B0248/00T000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Wouter Vanbussel
since 20212.322.680.341
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72011B0248/00T000 | Flanders | 1,643 m² | 1 · 228 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,668 companies in sector 66220 we hold annual accounts for 3,216. 2,771 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2021
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.