Wouter Holbrecht Assets & Management
ActiveWouter Holbrecht Assets & Management has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €136k and a net result of €6k. Equity is growing by ~47.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▼-26
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 56.41 against 9.59 in 2023; short-term debt: 1.7% and cash: 59.7% of total assets), and 1.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
35 d early
2022
61 d early
2021
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€136k▲ 4.1%
2023 · €130k
2021: €8k
2022: €50k
2023: €130k
2021 → 2024
Total assets
€138k▼ 4.9%
2023 · €145k
2021: €12k
2022: €72k
2023: €145k
2021 → 2024
Net result
€6k▼ 92.8%
2023 · €80k
2021: €6k
2022: €42k
2023: €80k
2021 → 2024
Working capital
€130k▲ 3.5%
2023 · €126k
2021: €8k
2022: €50k
2023: €126k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€8k-€50k▲ 522%€130k▲ 160%€136k▲ 4.1%
Operating result€8k-€58k▲ 655%€112k▲ 94.0%€9k▼ 92.2%
Net result€6k-€42k▲ 658%€80k▲ 91.0%€6k▼ 92.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 92% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €138k
Fixed assets
€6k▲ 16.2%
Current assets
€133k▼ 5.6%
Equity and liabilities €138k
Equity
€136k▲ 4.1%
Debt
€3k▼ 82.4%
The debt ratio falls from 10.4% to 1.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2023 · €113k
Cash flow
€7k▼
2023 · €81k
Solvency
98.1%▲
2023 · 89.6%
Current ratio
56.41▲
2023 · 9.59
Quick ratio
56.41▲
2023 · 9.59
Debt / equity
0.02▼
2023 · 0.12
ROE
4.2%▼
2023 · 61.6%
ROA
4.2%▼
2023 · 55.2%
Interest coverage
70.46▼
2023 · 831.03
Debt
€3k▼
2023 · €15k
Debt ≤ 1 year
€2k▼
2023 · €15k
Income taxes
€3k▼
2023 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€145k€138k▼
Fixed assets21/28€5k€6k▲
Tangible fixed assets22/27€5k€6k▲
Plant, machinery and equipment23€296€215▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€2k€3k▲
Current assets29/58€141k€133k▼
Amounts receivable within one year40/41€61k€25k▼
Trade receivables40€61k€14k▼
Other amounts receivable41€13€11k▲
Current investments50/53-€25k
Cash at bank and in hand54/58€80k€83k▲
Deferred charges and accrued income490/1€0€540▲
Equity and liabilities
Total equity and liabilities10/49€145k€138k▼
Equity10/15€130k€136k▲
Contributions10/11€3k€3k=
Reserves13€128k€133k▲
Distributable reserves133€128k€133k▲
Profit (loss) carried forward14€110€263▲
Amounts payable17/49€15k€3k▼
Amounts payable within one year42/48€15k€2k▼
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€15k€2k▼
Taxes450/3€15k€2k▼
Other amounts payable47/48€29€485▲
Accrued charges and deferred income492/3€483€314▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€516€528▲
Gross operating margin9900€114k€10k▼
Operating profit (loss)9901€112k€9k▼
Financial income75/76B€0€107▲
Recurring financial income75€0€107▲
Financial charges65/66B€136€142▲
Recurring financial charges65€136€142▲
Profit (loss) for the period before taxes9903€112k€9k▼
Income taxes67/77€32k€3k▼
Profit (loss) for the period9904€80k€6k▼
Profit (loss) for the period to be appropriated9905€80k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€6k▼
Profit (loss) brought forward from the previous period14P€104€110▲
Transfer to equity691/2€80k€5k▼
To other reserves6921€80k€5k▼
Profit to be distributed694/7-€400
Return on contributions (dividend)694-€400
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 6current ratio 56.41
Current ratio from 9.59 to 56.41; short-term debt falls from €15k to €2k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €80k ▲91%
Operating result €112k, net result €80k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 9.59
Current ratio from 3.63 to 9.59; short-term debt falls from €19k to €15k.
31-12
Financial
Equity above €100kEq €130k ▲160%
3 profitable years in a row build equity to €130k.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Raakstraat 59240 ZeleGround area
546 m²
Building footprint
153 m²
Volume, LiDAR
941 m³
Parcel 42403E0273/00K002, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Wouter Holbrecht Assets & Management
since 20202.308.343.246
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42403E0273/00K002 | Flanders | 546 m² | 1 · 153 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 2,345 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2020
Fiscal year end31-12
Abbreviation NL
WH.AM
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.