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WORLDWISE

Active
Private limited companyfounded 20233 yrs activePicardstraat 7, 1000 Brussel, BelgiumKBO/BCE: BE 0801.472.693
Summary

The computed 12-month bankruptcy probability of WORLDWISE is 4.7% (elevated). The annual accounts of WORLDWISE for fiscal year 2025 show a net loss of 85% of the equity at the start of that year. The 2025 annual accounts show equity of €2,944 and a net result of -€17,128. Equity is shrinking by ~42.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 25% of 18626 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-38
Solvency29▼-1
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
4.7% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.04 against 1.06 in 2024; short-term debt: 96.1% and cash: 72.8% of total assets), and 96.1% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
3.9%
Return on assets
-22.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 18626 sector peers (2025).
NBB · sector comparison
Position among 18626 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
18 d late
2024
1 d early
2023
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 16 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 May 2023, WORLDWISE was incorporated as a Private limited company.1 Total assets went from EUR 27,787 in 2023 to EUR 74,663 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€2,944▼ 85.3%
2024 · €20,072
Total assets
€74,663▼ 79.7%
2024 · €366,966
Net result
-€17,128
2024 · €71
Working capital
€2,944▼ 85.3%
2024 · €20,072
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€22,275-€814▼ 96.3%-€19,941
Net result€17,502within the sector's middle half-€71within the sector's middle half▼ 99.6%-€17,128below the sector's middle half
Equity€20,002within the sector's middle half-€20,072within the sector's middle half▲ 0.4%€2,944below the sector's middle half▼ 85.3%
Total assets€27,787below the sector's middle half-€366,966above the sector's middle half▲ 1,221%€74,663within the sector's middle half▼ 79.7%
Debt€7,785-€346,894▲ 4,356%€71,719▼ 79.3%
Working capital€20,002within the sector's middle half-€20,072within the sector's middle half▲ 0.4%€2,944within the sector's middle half▼ 85.3%
Solvency72.0%above the sector's middle half-5.5%within the sector's middle half▼ 66.5pp3.9%below the sector's middle half▼ 1.5pp
Current ratio3.57above the sector's middle half-1.06within the sector's middle half▼ 2.511.04within the sector's middle half▼ 0.02
Return on assets (ROA)63.0%above the sector's middle half-0.0%within the sector's middle half▼ 63.0pp-22.9%below the sector's middle half▼ 23.0pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000Operating result 2023: €22,275€22,275Net result 2023: €17,502€17,502Operating result 2024: €814€814Net result 2024: €71€71Operating result 2025: -€19,941-€19,941Net result 2025: -€17,128-€17,128202320242025-€20,000€0€20,000Operating result 2023: €22,275€22,300Net result 2023: €17,502€17,500Operating result 2024: €814€814Net result 2024: €71€71Operating result 2025: -€19,941-€19,900Net result 2025: -€17,128-€17,100202320242025
The operating result turns negative in 2025: a loss of €19,941 after €814 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €74,663
Equity €2,944 ▼ 85.3%
Debt €71,719 ▼ 79.3%
Debt's share of the balance-sheet total rises from 94.5% to 96.1%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
24.36▲
2024 · 17.28
ROE
-581.7%▼
2024 · 0.4%
Debt ≤ 1 year
€71,719▼
2024 · €346,894
Income taxes
€0▼
2024 · €507
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 757 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
4.8% stopped otherwise
87% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 757 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€366,966€74,663▼
Current assets29/58€366,966€74,663▼
Stocks and contracts in progress3€40,500€0▼
Stocks30/36€40,500€0▼
Amounts receivable within one year40/41€14,307€19,662▲
Trade receivables40€13,054€0▼
Other amounts receivable41€1,252€19,662▲
Cash at bank and in hand54/58€311,657€54,354▼
Deferred charges and accrued income490/1€502€648▲
Equity and liabilities
Total equity and liabilities10/49€366,966€74,663▼
Equity10/15€20,072€2,944▼
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€17,572€444▼
Amounts payable17/49€346,894€71,719▼
Amounts payable within one year42/48€346,894€71,719▼
Financial debts43€305€98▼
Credit institutions430/8€305€98▼
Trade debts44€1,145€469▼
Suppliers440/4€1,145€469▼
Advances received on contracts in progress46€341,050€66,350▼
Taxes, remuneration and social security45€507€100▼
Taxes450/3€507€100▼
Other amounts payable47/48€3,886€4,701▲
Income statement Code20242025
Other operating charges640/8€387€400▲
Non-recurring operating charges66A-€401
Gross operating margin9900€1,201-€19,140▼
Operating profit (loss)9901€814-€19,941▼
Financial income75/76B-€2,997
Recurring financial income75-€2,997
Financial charges65/66B€236€184▼
Recurring financial charges65€236€184▼
Profit (loss) for the period before taxes9903€578-€17,128▼
Income taxes67/77€507€0▼
Profit (loss) for the period9904€71-€17,128▼
Profit (loss) for the period to be appropriated9905€71-€17,128▼
Appropriation of the result
Profit (loss) to be appropriated9906€17,572€444▼
Profit (loss) brought forward from the previous period14P€17,502€17,572▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Other operating charges640/8€448€387€400▲ 3.2%
Non-recurring operating charges66A--€401-
Gross operating margin9900€22,723€1,201-€19,140▼ 1,693%
Operating profit (loss)9901€22,275€814-€19,941▼ 2,550%
Financial income75/76B--€2,997-
Recurring financial income75--€2,997-
Financial charges65/66B€50€236€184▼ 22.2%
Recurring financial charges65€50€236€184▼ 22.2%
Profit (loss) for the period before taxes9903€22,225€578-€17,128▼ 3,064%
Income taxes67/77€4,723€507€0▼ 100%
Profit (loss) for the period9904€17,502€71-€17,128▼ 24,361%
Profit (loss) for the period to be appropriated9905€17,502€71-€17,128▼ 24,361%
Line202320242025Change
Assets
Total assets20/58€27,787€366,966€74,663▼ 79.7%
Current assets29/58€27,787€366,966€74,663▼ 79.7%
Stocks and contracts in progress3-€40,500€0▼ 100%
Stocks30/36-€40,500€0▼ 100%
Amounts receivable within one year40/41€21,264€14,307€19,662▲ 37.4%
Trade receivables40€18,827€13,054€0▼ 100%
Other amounts receivable41€2,437€1,252€19,662▲ 1,470%
Cash at bank and in hand54/58€6,523€311,657€54,354▼ 82.6%
Deferred charges and accrued income490/1-€502€648▲ 29.0%
Equity and liabilities
Total equity and liabilities10/49€27,787€366,966€74,663▼ 79.7%
Equity10/15€20,002€20,072€2,944▼ 85.3%
Contributions10/11€2,500€2,500€2,500=
Profit (loss) carried forward14€17,502€17,572€444▼ 97.5%
Amounts payable17/49€7,785€346,894€71,719▼ 79.3%
Amounts payable within one year42/48€7,785€346,894€71,719▼ 79.3%
Financial debts43€1,135€305€98▼ 67.9%
Credit institutions430/8€1,135€305€98▼ 67.9%
Trade debts44€713€1,145€469▼ 59.0%
Suppliers440/4€713€1,145€469▼ 59.0%
Advances received on contracts in progress46-€341,050€66,350▼ 80.5%
Taxes, remuneration and social security45€4,529€507€100▼ 80.3%
Taxes450/3€4,529€507€100▼ 80.3%
Other amounts payable47/48€1,408€3,886€4,701▲ 21.0%
Line202320242025Change
Profit (loss) for the period9904€17,502€71-€17,128▼ 24,361%
Operating cash flow (approximation)€17,502€71-€17,128▼ 24,361%
Change in cash-€305,135-€257,304▼ 184%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial Weakest financial yearnet -€17,128
Net result drops to -€17,128, the lowest in the series.
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
4.4 ha
Building footprint
3.9 ha
Volume, LiDAR
615,702 m³
Parcel 21814P0441/00B000, Brussels · tallest building 34.0 m, ±6 floors. Linked by address, not a title deed.
235 companies at this address See who is registered here
1 establishment unit
WORLDWISE
Picardstraat 7, 1000 BrusselNACE 45111
since 20232.345.774.556
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21814P0441/00B000 Brussels 4.4 ha 1 · 3.9 ha 34.0 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 10,663 companies in sector 47811 we hold annual accounts for 5,225. 1,212 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
46392Non-specialised wholesale
46712Wholesale trade
46713Wholesale trade
46720Wholesale of motor vehicle parts and accessories
70200Business and other management consultancy
95314Bodywork repair (including spraying and painting)
Contact
E-mail info@worldwise.be
Phone +32 471 91 31 61Brussel
E-invoicing
Reachable via Peppol
Peppol ID 0208:0801472693
Also 9925:BE0801472693
Registered 28-05-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.