WORKR P & O
ActiveWORKR P & O has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €-55k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 781 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency18▼-14
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.23 against 1.42 in 2024), and 97.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.3%
Return on assets
-22.5%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€55k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 781 sector peers (2025).
NBB · sector comparisonPosition among 781 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
27 d late
2022
28 d late
2021
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 90.7%
2024 · €61k
2021: €54k
2022: €126k
2023: €153k
2024: €61k
2021 → 2025
Total assets
€245k▼ 26.4%
2024 · €332k
2021: €91k
2022: €217k
2023: €315k
2024: €332k
2021 → 2025
Net result
€-55k▲ 40.6%
2024 · €-93k
2021: €4k
2022: €72k
2023: €27k
2024: €-93k
2021 → 2025
Working capital
€44k▼ 52.4%
2024 · €93k
2021: €16k
2022: €90k
2023: €129k
2024: €93k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€126k▲ 133%€153k▲ 21.8%€61k▼ 60.4%€6k▼ 90.7%
Operating result€9k-€107k▲ 1,135%€48k▼ 55.1%€-81k€-44k▲ 46.3%
Net result€4k-€72k▲ 1,687%€27k▼ 61.9%€-93k€-55k▲ 40.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €44k in 2025 against €81k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €245k
Fixed assets
€8k▼ 53.8%
Current assets
€237k▼ 25.0%
Equity and liabilities €245k
Equity
€6k▼ 90.7%
Debt
€239k▼ 12.1%
The debt ratio rises from 81.8% to 97.7%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-35k▲
2024 · €-69k
Cash flow
€-46k▲
2024 · €-80k
Solvency
2.3%▼
2024 · 18.2%
Current ratio
1.23▼
2024 · 1.42
Quick ratio
1.23▼
2024 · 1.42
Debt / equity
42.16▲
2024 · 4.48
ROE
-970.3%▼
2024 · -152.7%
ROA
-22.5%▲
2024 · -27.9%
Interest coverage
-3.11▲
2024 · -6.21
Debt
€239k▼
2024 · €272k
Debt ≤ 1 year
€193k▼
2024 · €223k
Debt > 1 year
€46k▲
2024 · €6k
Staff costs
€133k▼
2024 · €145k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€332k€245k▼
Fixed assets21/28€16k€8k▼
Tangible fixed assets22/27€13k€4k▼
Plant, machinery and equipment23€6k€387▼
Furniture and vehicles24€7k€4k▼
Financial fixed assets28€4k€4k=
Current assets29/58€316k€237k▼
Amounts receivable within one year40/41€300k€226k▼
Trade receivables40€144k€196k▲
Other amounts receivable41€157k€30k▼
Cash at bank and in hand54/58€15k€23▼
Deferred charges and accrued income490/1-€11k
Equity and liabilities
Total equity and liabilities10/49€332k€245k▼
Equity10/15€61k€6k▼
Contributions10/11€50k€50k=
Reserves13€103k€103k=
Distributable reserves133€103k€103k=
Profit (loss) carried forward14€-93k€-148k▼
Amounts payable17/49€272k€239k▼
Amounts payable after more than one year17€6k€46k▲
Financial debts170/4€6k€46k▲
Amounts payable within one year42/48€223k€193k▼
Current portion of amounts payable after more than one year42-€32k
Financial debts43€119k€57k▼
Credit institutions430/8€119k€57k▼
Trade debts44€12k€5k▼
Suppliers440/4€12k€5k▼
Taxes, remuneration and social security45€62k€51k▼
Taxes450/3€25k€30k▲
Remuneration and social security454/9€37k€21k▼
Other amounts payable47/48€30k€48k▲
Accrued charges and deferred income492/3€43k-
Income statement
Code20242025
Remuneration, social security and pensions62€145k€133k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€9k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€13k-
Other operating charges640/8€9k€2k▼
Non-recurring operating charges66A-€121k
Gross operating margin9900€98k€221k▲
Operating profit (loss)9901€-81k€-44k▲
Financial income75/76B€32€26▼
Recurring financial income75€32€26▼
Financial charges65/66B€11k€11k▲
Recurring financial charges65€11k€11k▲
Profit (loss) for the period before taxes9903€-93k€-55k▲
Profit (loss) for the period9904€-93k€-55k▲
Profit (loss) for the period to be appropriated9905€-93k€-55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-93k€-148k▼
Profit (loss) brought forward from the previous period14P-€-93k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-93k ▼438%
Net result drops to €-93k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Equity above €150kEq €153k ▲21.8%
3 profitable years in a row build equity to €153k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Highest result since 2021net €72k ▲1687%
Operating result €107k, net result €72k, both a record.
31-12
Financial
Equity above €100kEq €126k ▲133%
2 profitable years in a row build equity to €126k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hertog Janplein 263920 LommelGround area
1,154 m²
Building footprint
1,145 m²
Volume, LiDAR
13,307 m³
Parcel 72020C1796/00C000, Flanders · tallest building 26.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
WORKR P & O
since 20202.303.094.853
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C1796/00C000 | Flanders | 1,154 m² | 1 · 1,145 m² | 26.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 8,452 EUR awarded · 8,452 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 5,482 EUR | 5,482 EUR |
| 2024 | 1 | 2,250 EUR | 2,250 EUR |
| 2022 | 1 | 720 EUR | 720 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,347 companies in sector 78100 we hold annual accounts for 1,354. 463 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2020
Fiscal year end31-12
Activities, NACEBEL
78100Employment placement agencies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
78200Temporary employment agencies and other provision of personnel
78300Employment activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.