Equity
-€19,142
Debts exceed assets in financial year 2025.
WorkConnect
Overview
Lifetime
2 annual accounts with figures on one time axispeak -€3,735 (2024)
-€36,137▼ €32,402
lowest -€39,919 (2025)
-€39,919▼ €35,696
peak €20,777 (2024)
-€19,142▼ €39,919
€38,128▲ 186%
Board1 name since 2024
1 directorPEETERS Sanne
Documentsfilings and deeds
05-02-20265 days late
2025micro format
Gross margin from -€3,735 to -€36,137Loss of €39,919Equity from €20,777 to -€19,142Debts from €13,320 to €38,128Cash from €23,921 to €644
Key points
from the 2025 annual accountsLosses
-€44,142 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Debts
€38,128 201% of the balance sheet
Financial debts 0%Suppliers 30%Taxes and wages 8%Other 61%
Investments
€2,306 2.4 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.44 was 2.49 in 2024
Short-term debts rose from €13,320 to €38,128.
Position in the sector
-100.8%
Lower solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 39,368 companies.
2025 accounts filed 5 days after the deadlineTurnover not published (micro format)
Checked score
52
Fair
Financially stronger than 3% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 0.1%
08-2025: 0.1%● unchanged vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.2%▲ +0.1 percentage points vs 01-2026
03-2026: 0.1%▼ -0.1 percentage points vs 02-2026
04-2026: 0.3%▲ +0.2 percentage points vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.4%▲ +0.1 percentage points vs 05-2026
07-2026: 1.8%▲ +1.4 percentage points vs 06-2026
08-2026: 1.8%● unchanged vs 07-2026
09-2026: 1.9%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 1.5%▼ -0.4 percentage points vs 09-2026
11-2026: 1.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
1 change of registered office in 24 months
Negative equity -€19,142
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €18,986
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 3% of them on solvency, 3% on liquidity, 4% on profitability and 2% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as WorkConnect has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of WorkConnect itself is lower: 1.5% within 12 months. It rests on far more data about WorkConnect than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for WorkConnect. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.44 (2.49 in 2024), below 1. Short-term debt is 200.8% and cash 3.4% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€19,142
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 5 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
5 days late
2024
52 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 29 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered office moved from Schilde to Antwerp
New registered office: Brusselstraat 51, 2018 Antwerpen · Previous registered office: Wijnegemsteenweg 7, 2970 Schilde · General meeting of 13-02-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010165621
Incorporation
Founding capital of €25,000, 100 shares · Founder: PEETERS Sanne · Appointment: PEETERS Sanne (director) · published on 11-06-2024 · Gazette deed
First establishment
Brusselstraat 51, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WorkConnect Antwerp | €18,986 | -€36,137 | -100.8% | - |
| SEPHANA Kapellen | €17,883 | €1,074 | 99.5% | - |
| PETACO Willebroek | €22,509 | -€45,150 | -99.1% | - |
| Spiksplinter Antwerp | €23,937 | -€1,937 | 48.4% | - |
| Elvi Projects Antwerp | €18,921 | -€1,473 | 91.7% | - |
| B-Consult Kapellen | €20,599 | -€20,222 | 33.5% | - |
| FLORE ANDERSEN CONSULTING Ixelles | €19,703 | -€3,658 | -30.5% | - |
These companies have the same main activity as WorkConnect: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €17,900 and €23,900, founded in 2024.
Official details
Source: KBO- Status
- Active since 07-06-2024Normal situation
- Registered office
- 237 active companies are registered at this address17 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Business and other management consultancyNACE 70200and 5 others
- Establishment unit
- 2.360.659.6032018 Antwerp, since 07-06-2024
- Financial year end
- 30 June
- Peppol
- Reachable since 26-05-2025
Annual accounts to 30-06-2025
- -€36,137▼ 868%
- €39,919▲ 845%
- -€19,142
- €18,986▼ 44.3%
- Filing
- Filed on 05-02-2026
Insights on WorkConnect
The computed 12-month bankruptcy probability of WorkConnect is 1.5% (moderate). The 2025 annual accounts show negative equity (-€19,142) and a net result of -€39,919.
Its solvency ranks better than 5% of 39,368 sector peers (NACE 70, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 05-02-2026, 5 days late-€36,137
▼ €32,402
-€38,512
▼ €34,330
-€39,919
▼ €35,696
-€21,348
▼ €41,253
-100.8%
▼ 161.8 percentage points
0.44
▼ 2.05
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €18,986 on 30-06-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-100.8%
Lower than 95% of 39,368 companies in 2025.
0.44
Higher than 10% of 38,051 companies in 2025.
-210.2%
Lower than 95% of 38,523 companies in 2025.
WorkConnect
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
18,986 | 34,096 | |
20 |
555 | 871 | |
21/28 |
1,651 | - | |
22/27 |
1,651 | - | |
24 |
1,651 | - | |
29/58 |
16,781 | 33,225 | |
40/41 |
15,697 | 3,693 | |
40 |
15,693 | 3,623 | |
41 |
5 | 70 | |
54/58 |
644 | 23,921 | |
490/1 |
439 | 5,611 | |
| Balance sheet: equity and liabilities | |||
10/49 |
18,986 | 34,096 | |
10/15 |
-19,142 | 20,777 | |
10/11 |
25,000 | 25,000 | |
14 |
-44,142 | -4,223 | |
17/49 |
38,128 | 13,320 | |
42/48 |
38,128 | 13,320 | |
43 |
107 | 107 | |
430/8 |
107 | 107 | |
44 |
11,628 | 13,212 | |
440/4 |
11,628 | 13,212 | |
45 |
3,054 | - | |
450/3 |
3,054 | - | |
47/48 |
23,339 | - | |
| Income statement | |||
9900 |
-36,137 | -3,735 | |
630 |
971 | 20 | |
640/8 |
1,403 | 427 | |
9901 |
-38,512 | -4,182 | |
75/76B |
7 | 2 | |
75 |
7 | 2 | |
65/66B |
1,414 | 44 | |
65 |
1,414 | 44 | |
9903 |
-39,919 | -4,223 | |
9904 |
-39,919 | -4,223 | |
9905 |
-39,919 | -4,223 | |
| Appropriation of the result | |||
9906 |
-44,142 | -4,223 | |
14P |
-4,223 | - | |
| Document | |||
The notes to these accounts have 13 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 05-02-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 5 days after the deadline. Filed on 5 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00033137.
Subsidies and aid
Flemish government 2025, 1 entry, €6,441 awarded, €6,441 paid
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| -37,540 | -4,162 | ||
| -38,947 | -4,204 | ||
| 2,306 | - | ||
| -23,276 | - | ||
| -21,348 | 19,905 | ||
| -100.8% | 60.9% | ||
| 0.44 | 2.49 | ||
| - | 0.64 | ||
| - | -20.3% | ||
| -210.2% | -12.4% | ||
| -26.54 | -95.68 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-06-2025 | 30-06-2024 |
|---|---|---|
| Tangible fixed assets | €2,306 | - |
| €971 | €20 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on WorkConnect
The operating result for 2025 is a loss of €38,512, larger than the loss of €4,182 in 2024.
Equity is negative. Debt (€38,128) exceeds the balance-sheet total (€18,986).
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 07-06-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 05-02-2026
Mandates through the years
1 name, the dashed line is todayPEETERS Sanne
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- PEETERS Sanne
- Director (not named in the articles), from 07-06-2024 to date
Control
Capital
- Contribution
- €25,000
- Shares
- 100
- Contribution per share
- €250
- Equity per share
- -€191 in 2025
- Source
- deed of 11-06-2024
Articles of association
deed of 11-06-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Monday of December at 17:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 11-06-2024 ↗
- PEETERS Sanne 100 shares (100%) · €25,000
Network & group
No group
WorkConnect has no parent and no holdings in its annual accounts. PEETERS Sanne is the only director. WorkConnect shares no director with another company.
At the same address
Brusselstraat 51, 2018 Antwerp · 236 other companies| FARMEL DAIRY BELGIE
registered office since 12-02-2009 · founded in 2009 |
turnover €58.4m (2025) 0810.034.033 |
| GLADIS
registered office since 17-07-1992 · founded in 1991 |
total assets €24.4m (2025) 0445.999.565 |
| ChillFis v.o.f.
registered office since 15-12-2009 · founded in 2009 |
total assets €11.9m (2025) 0821.462.217 |
| We and Work
registered office since 01-02-2015 · founded in 2014 |
73 FTE (2025) 0505.788.583 |
| INFORMATICA BELGIE
registered office since 07-09-2000 · founded in 2000 |
4 FTE (2025) 0472.109.292 |
| Brusselle Marine Industries
registered office since 01-06-1957 · founded in 1957 |
total assets €3.8m (2025) 0405.244.224 |
| SOFTLINE SOLUTIONS
registered office since 01-01-2011 · founded in 2010 · accounts filed late |
total assets €3.7m (2024) 0832.043.828 |
| Rehoco
registered office since 14-12-2004 · founded in 2004 |
0.7 FTE (2025) 0870.552.729 |
| Food Finesse
registered office since 03-12-1991 · founded in 1991 |
22 FTE (2025) 0445.840.506 |
| HBG Invest & Entertainment
registered office since 02-01-2012 · founded in 2003 |
total assets €2.1m (2025) 0859.776.722 |
Timeline
Timeline
6 events since 2024Filings
Establishments
Address
202420252026
Deadline for the 2026 accounts: 31-01-2027
2026
Registered office moved from Schilde to AntwerpNew registered office: Brusselstraat 51, 2018 Antwerpen · Previous registered office: Wijnegemsteenweg 7, 2970 Schilde · General meeting of 13-02-20262 points ▸
- General meeting, 13-02-2026
- Registered-office move, Brusselstraat 51, 2018 Antwerpen
Annual accounts 2025 filed NBBmicro format · 5 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1010165621
Annual accounts 2024 filed NBBmicro format · 52 days late
2024
IncorporationFounding capital of €25,000, 100 shares · Founder: PEETERS Sanne · Appointment: PEETERS Sanne (director) · published on 11-06-20244 points ▸
- Founder, PEETERS Sanne
- Founding capital, €25,000, 100 shares
- Registered office clause, Wijnegemsteenweg 7, 2970 Schilde
- Director appointment, PEETERS Sanne (director (not named in the articles))
- The deed holds 7 more points.
First establishment Brusselstraat 51, Antwerp
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
WorkConnect was incorporated on 7 June 2024 as a private limited company by one natural person, with a starting capital of €25,000.12 The registered office was moved to Antwerp in 2026.3 Since 2024, PEETERS Sanne has served as director.4
Company details
Identity
- Enterprise number
- 1010.165.621
- VAT number
- BE 1010.165.621
- Peppol ID
- 0208:1010165621
- Other Peppol ID
- 9925:BE1010165621
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 07-06-2024
- Financial year
- ends on 30 June
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Monday of December at 17:00deed of 11-06-2024 (in Dutch)
- Peppol
- Reachable since 26-05-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- WorkConnect in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 11-06-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 11-06-2024 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
73110
Advertising agencies
85592
Vocational training
85599
Other education
Codes under NACEBEL 2008
70220
Business consulting main activity
73110
Advertising, market research and public relations activities
78200
Employment activities
82990
Other business support services
85592
Vocational training
85599
Other education
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verstrekken van managementadvies,consultancy en dienstverlening inzake commercieel,strategisch,financieel en administratief…”deed of 11-06-2024 (in Dutch)
11 activities
- Het verstrekken van managementadvies,consultancy en dienstverlening inzake commercieel,strategisch,financieel en administratief management,inzake technisch management,design en vormgeving,inzake public relations,publiciteit,marketing en vooral op het gebied van personeelsbeleid,ondermeer inzake outplacement,individueel of in groepsverband en in careercounselling en loopbaanplanning
- Het verstrekken van juridische,administratieve en organisatorische dienstverlening
- Overkoepelend orgaan zijn tussen zelfstandigen/zelfstandige bedrijven die opdrachten zoeken en opdrachtgevers die nood hebben aan zelfstandige werkkrachten
- Het verstrekken van outsourcing- en interimdiensten
- Het bieden van loopbaanbegleiding,training,opleiding,coaching en carrière-advies,met inbegrip van het organiseren van zakenreizen,conferenties en seminaries,het organiseren van privaatcursussen of schriftelijke cursussen voor beroeps-,management- en carrièrevorming
- Consultancy en dienstverlening inzake management,bedrijfsvoering en beheer
- Handel,import,export,distributie en commissiehandel van alle soorten goederen en diensten
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de aan- en verkoop,de bouw,de verbouwing,de binnenhuisinrichting en decoratie,de huur en verhuur,de ruil,de verkaveling en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken,van onroerende goederen of onroerende zakelijke rechten
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen;alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard dan ook,zoals de aan- en verkoop,de huur en verhuur,de ruil;in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren,aandelen,obligaties,staatsfondsen
- Het verwerven en aanhouden van participaties,in eender welke vorm,in alle bestaande of op te richten,industriële,commerciële,financiële,landbouw- of immobiliënvennootschappen of -ondernemingen;het stimuleren,de planning en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen,waarin ze een participatie aanhoudt;het deelnemen aan hun beheer,bestuur,vereffening en toezicht alsmede het verlenen van technische,administratieve en financiële bijstand aan deze vennootschappen en ondernemingen
- Een aandeel nemen bij wijze van inbreng in speciën of in natura,van fusie,inschrijving,deelneming,financiële tussenkomst of op een andere wijze,in alle bestaande of op te richten vennootschappen of bedrijven in België of het buitenland,waarvan het voorwerp identiek,gelijkaardig of verwant is met het hare,of van aard is de uitoefening van haar voorwerp te bevorderen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Brusselstraat 51 registered office 2018 Antwerp | 07-06-2024 | 2.360.659.603 |
1 former office
- Wijnegemsteenweg 7, 2970 Schilde until 01-03-2026 · deed of 18-06-2026
Buildings and parcels at the address
- Ground area
- 261 m²
- Buildings
- 261 m²
- Volume, LiDAR
- 4,112 m³
- Tallest building
- 22.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11811L3838/00N000 | 261 m² | 1 · 261 m² | 22.5 m · 6 |