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Words & Wines

Active
Private limited companyfounded 2022active for 4 yearsKoepoortstraat 43, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0783.942.320
Summary

Words & Wines has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,112 and a net result of €23,069. Equity has been growing by about 26% per year since 2022. Its solvency ranks better than 34% of 8,583 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-03-2022 Normal situation
Activity
Public relations and communication consultancy NACE 73300and 1 other
Establishment unit
2.330.141.324 1800 Vilvoorde, since 29-03-2022
Financial year end
31 December
Peppol
Reachable since 15-08-2024

Board and ownership

Board

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€40,270
▲ 117%
Turnover
≈ €120,000
estimated
Profit
€23,069
▲ 164%
Equity
€52,112
▲ 33.5%
Total assets
€155,732
▲ 33.1%
  • 2025 accounts filed 7 days after the deadline
Score breakdownraises riskLast filed accounts filed 7 days late; 2 of the last 3 accounts lateSize: total assets €155,732lowers riskLiquidity: current ratio 1.52, cash €47,455Sector: Advertising, market research and public relations activities (NACE 73)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 56% of micro companies in advertising and market research (NACE 73)
Financial strength · tick: 2024
Strong
Solvency 58=
equity 33.5% of total assets
Liquidity 57+5
short-term debt 60.0% · cash 30.5%
Profitability 87+9
return on assets 14.8%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,227 companies, NACE 73, micro)
Last 24 months 12-2024: 1.0% 01-2025: 0.9%▼ -0.1 percentage points vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 1.0%▲ +0.1 percentage points vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 1.6%▲ +0.6 percentage points vs 07-2025 09-2025: 1.9%▲ +0.3 percentage points vs 08-2025highest value 10-2025: 0.6%▼ -1.3 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.5%▼ -0.1 percentage points vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.4%▼ -0.1 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.4 percentage points vs 07-2026 09-2026: 0.3%▼ -0.6 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.52 (1.4 in 2024), above the usual 1.5. Short-term debt is 60% and cash 30.5% of total assets. However, 66.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 36% of them on solvency, 48% on liquidity, 64% on profitability and 77% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.52, cash €47,455
NBB · annual accounts
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
raises risk · Last filed accounts filed 7 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €155,732
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 7 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
7 days late
2024
57 days late
2023
41 days late
2022
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 33 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 September (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Recent changes

  1. · Gazette deed IncorporationAppointments: SCHEYS Lieven (director) and CORDIER Aurelie Claire (director)
All 7 events

Comparable companies

These companies have the same main activity as Words & Wines: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €142,000 and €176,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
Words & Wines Vilvoorde€155,732€40,270
Yama Trading Keerbergen€175,616€44,753
Serene Lokeren€158,986€41,560
AV Consultancy Bilzen-Hoeselt€142,408€43,248
THOT&BALDER Consulting SRL Wavre€146,893€36,147
MUSE HSC Ganshoren€164,184€38,187
BROMMIE Laarne€173,613€38,002
Full comparison

Key facts about Words & Wines

What is the company number of Words & Wines?
The company number of Words & Wines is 0783.942.320. The VAT number is the same number with BE in front: BE 0783.942.320.
Where is Words & Wines based?
The registered office is at Koepoortstraat 43, 1800 Vilvoorde.Company details
What does Words & Wines do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of Words & Wines?
The legal form of Words & Wines is Private limited company (BV).
When was Words & Wines founded?
Words & Wines was founded on 29-03-2022.
Is Words & Wines still active?
Yes, Words & Wines is an active enterprise in the KBO register.
What is the turnover of Words & Wines?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €40,270 and 30 comparable companies (NACE 73). It probably lies between €76,000 and €150,000.Financials
Is Words & Wines profitable?
In financial year 2025, Words & Wines made a profit of €23,069.
Where can I find the annual accounts of Words & Wines?
Words & Wines filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Words & Wines due?
Words & Wines must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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