Result
From profit to loss in 2025, after a profit of €3.4m in 2024.
From profit to loss in 2025, after a profit of €3.4m in 2024.
In 2025, 1,021 people joined and 965 left. On top of that, 1.7 agency workers worked there on average.
Woonzorgnet-Dijleland pays its suppliers 119 days earlier than in 2024. Customers pay 5 days later.
Four of the last ten came late. The 2024 accounts came latest: 377 days after the end of the period.
Lower net result than 95% of companies in residential care. Sector median €94,822 · 604 companies.
Flemish support, mostly Erkenning en financiering/subsidiëring van woonzorgcentra.
The dashed line is the sector median: < 0.1% across 95 companies (NACE 87, large).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, large). It does better than 45% of them on solvency, 53% on liquidity, 27% on profitability and 20% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 249 companies had the same profile as Woonzorgnet-Dijleland has now. Each dot is one company, two years later.
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Woonzorgnet-Dijleland itself: < 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 249 companies, not a prediction for Woonzorgnet-Dijleland. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.56 (1.82 in 2024), above the usual 1.5. Short-term debt is 11.1% and cash 2.7% of total assets. However, 55% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 52 days after the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Woonzorgnet-Dijleland Leuven | €29.4m | -1.0% | 45.0% | 366.1 |
| INTERCOMMUNALE DES SENIORS DES COMMUNES DE LA HAUTE MEUSE LIEGEOISE ET DE LA HESBAYE Seraing | €27.6m | 0.4% | 31.0% | 407 |
| ACCUEIL ET SOLIDARITE Namur | €35.7m | 1.5% | 68.5% | 589.2 |
| WOONZORGNETWERK SPIRIT Jabbeke | €24.1m | 0.7% | 53.8% | 297.6 |
| VULPIA WALLONIE Liège | €38.4m | -1.0% | 5.1% | 431.2 |
| Zilvervogel Lo-Reninge | €21.0m | 5.5% | 79.8% | 278.2 |
| ASSOCIATION NOTRE-DAME Namur | €20.0m | 4.7% | 10.9% | 383 |
Grey: the largest companies of the sector (residential care (NACE 87)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as Woonzorgnet-Dijleland: residential care activities (NACE 87101). They are comparable in size and age: total assets between €19m and €71m, founded between 1997 and 2018.
Woonzorgnet-Dijleland has existed since 2012. Turnover grew from €20.0m in 2015 to €29.4m in 2025.
Turnover has grown every year since 2020.
In 2024, five directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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