Result
The result rose in 2025 from €123,405 to €1.4m.
The result rose in 2025 from €123,405 to €1.4m.
Of this, €9.0m falls due within a year.
Mortgage mandates, new in 2025. 2.3 times equity · not in the 2024 accounts.
In 2025, 3,273 people joined and 2,918 left.
New directors. Latest change 08-12-2025 · 14 in office.
Flemish support, mostly Erkenning en financiering/subsidiëring van woonzorgcentra.
The dashed line is the sector median: < 0.1% across 95 companies (NACE 87, large).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, large). It does better than 24% of them on solvency, 64% on liquidity, 64% on profitability and 76% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 168 companies had the same profile as WOONZORG SAMEN OUDER has now. Each dot is one company, two years later.
The bankruptcy probability of WOONZORG SAMEN OUDER itself is lower: < 0.1% within 12 months. It rests on far more data about WOONZORG SAMEN OUDER than the profile alone.
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 168 companies, not a prediction for WOONZORG SAMEN OUDER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.24 (1.23 in 2024), below the usual 1.5. Short-term debt is 15.3% and cash 7% of total assets. 75.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.
| Company | Turnover | EBIT margin | Solvency | Staff |
|---|---|---|---|---|
| WOONZORG SAMEN OUDER Sint-Niklaas | €35.3m | 5.9% | 24.7% | 393 |
| Avida Ghent | €42.9m | -1.1% | 48.5% | 624.2 |
| Compostela Antwerp | €37.8m | 3.2% | 74.2% | 497.1 |
| De Lindeboom Knokke-Heist | €25.3m | 0.4% | 51.2% | 290.9 |
| Home Sebrechts Mechelen | €34.8m | 6.0% | 21.3% | 462.9 |
| ASSOCIATION NOTRE-DAME Namur | €20.0m | 4.7% | 10.9% | 383 |
| Bejaardenzorg Grauwzusters Limburg Hasselt | €22.7m | 5.3% | 79.5% | 295.8 |
Grey: the largest companies of the sector (residential care (NACE 87)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as WOONZORG SAMEN OUDER: residential care activities (NACE 87301). They are comparable in size and age: total assets between €19m and €81m, founded between 1983 and 1997.
WOONZORG SAMEN OUDER has existed since 1994. Turnover grew from €3.4m in 2007 to €35.3m in 2025 and staff from 72 to 393 full-time equivalents.
Turnover has grown every year since 2021.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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