Result
€1.4m ▲ 11×
The result rose in 2025 from €123,405 to €1.4m.
WOONZORG SAMEN OUDER
Lifetime
19 annual accounts with figures on one time axis, 20 filings since 2006Turnoverpeak €35.3m (2025)
€35.3m▲ 6.9%
Resultlowest -€957,509 (2022)
€1.4m▲ 11×
Equitypeak €18.6m (2018)
€14.4m▲ 7.0%
Debts
€44.1m▼ 5.1%
Staffpeak 411 FTE (2024)
393 FTE▼ 4.4%
Board16 names since 2019all names
14 directorsvzw abram and 13 others
Documentsfilings and deeds
31-07-2026on the last day
2025abbreviated format
Result from €123,405 to €1.4m11 directors appointed, 1 resignation 08-12Appointment: VAN DE LANOTTE (statutory auditor) 24-02Cash from €2.4m to €4.1m
Key points
from the 2025 annual accountsDebts
€44.1m 75% of the balance sheet
Financial debts 75%Suppliers 5%Taxes and wages 8%Other 11%
Of this, €9.0m falls due within a year.
Securities
€33.4m
Mortgage mandates, new in 2025. 2.3 times equity · not in the 2024 accounts.
Staff
515 employees on 31-12-2025
In 2025, 3,273 people joined and 2,918 left.
Board
11 joined
New directors. Latest change 08-12-2025 · 14 in office.
Public support
€22.1m awarded from 2022 to 2025
Flemish support, mostly Erkenning en financiering/subsidiëring van woonzorgcentra.
Checked score
95
Excellent
Financially stronger than 57% of large companies in residential care (NACE 87)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 95 companies (NACE 87, large).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025highest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Equity €14.4m (24.7% of total assets)
lowers risk
Legal form: non-profit association
Sector: Residential care activities (NACE 87)
Size: turnover €35.3m, 393 FTE, total assets €58.6m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, large). It does better than 24% of them on solvency, 64% on liquidity, 64% on profitability and 76% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 168 companies had the same profile as WOONZORG SAMEN OUDER has now. Each dot is one company, two years later.
98.2%
were still trading
0.6%
stopped another way
1.2%
went bankrupt
The bankruptcy probability of WOONZORG SAMEN OUDER itself is lower: < 0.1% within 12 months. It rests on far more data about WOONZORG SAMEN OUDER than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 168 companies, not a prediction for WOONZORG SAMEN OUDER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,350,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.24 (1.23 in 2024), below the usual 1.5. Short-term debt is 15.3% and cash 7% of total assets. 75.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 602 sector peers (2025).
NBB · sector comparisonPosition among 602 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
8 days early
2023
19 days early
2022
14 days early
2021
34 days early
2020
32 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
VA
vzw abram
Director, since 17-06-2020
VS
VZW Samenwerkingsverband Ouderenzorg Waasland
Director, since 17-06-2020
VD
VAN DE LANOTTE
Auditor, Kris Igodt
Recent changes
11 directors appointed, 1 resignation
Withdrawal: Gabrielle Bogaert (member) · Resignation: Gabrielle Bogaert · Appointments: Filip De Clercq, TRENTO, Beeckman Kris, Gabrielle Bogaert, Herwege Pieter, Huylebroeck Raoul and 5 others · General meeting of 18-06-2025 · Gazette deed
Appointment: VAN DE LANOTTE (statutory auditor)
General meeting of 26-06-2024 · Gazette deed
Board composition: Maria Roex
Board composition: Martha Plessers · Board composition: Norbert Reniers · Board composition: Zr. Catharina Janssen · General meeting of 28-06-2023 · Gazette deed
Resignations & appointments
Board composition: Luc De Block (bestuurders vertegenwoordigers) · Board composition: Gabriëlle Bogaert (bestuurders vertegenwoordigers) · Board composition: Marc Vermeire (bestuurders vertegenwoordigers) · General meeting of 17-06-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Turnover | EBIT margin | Solvency | Staff |
|---|---|---|---|---|
| WOONZORG SAMEN OUDER Sint-Niklaas | €35.3m | 5.9% | 24.7% | 393 |
| Avida Ghent | €42.9m | -1.1% | 48.5% | 624.2 |
| Compostela Antwerp | €37.8m | 3.2% | 74.2% | 497.1 |
| De Lindeboom Knokke-Heist | €25.3m | 0.4% | 51.2% | 290.9 |
| Home Sebrechts Mechelen | €34.8m | 6.0% | 21.3% | 462.9 |
| ASSOCIATION NOTRE-DAME Namur | €20.0m | 4.7% | 10.9% | 383 |
| Bejaardenzorg Grauwzusters Limburg Hasselt | €22.7m | 5.3% | 79.5% | 295.8 |
Grey: the largest companies of the sector (residential care (NACE 87)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as WOONZORG SAMEN OUDER: residential care activities (NACE 87301). They are comparable in size and age: total assets between €19m and €81m, founded between 1983 and 1997.
Official details
Source: KBO- Status
- Active since 16-03-1994Normal situation
- Activity
- Residential care activitiesNACE 87301
- Joint committee
- 330Health institutions and services · annual accounts 2025
- Establishment units
- 2.150.784.9589100 Sint-Niklaas, since 03-01-2006
- 2.205.597.2829100 Sint-Niklaas, since 01-01-2012and 3 others
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- Total assets
- €58.6m▼ 2.4%
- Employeeson 31-12-2025
- 515▼ 5.3%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on WOONZORG SAMEN OUDER
WOONZORG SAMEN OUDER has existed since 1994. Turnover grew from €3.4m in 2007 to €35.3m in 2025 and staff from 72 to 393 full-time equivalents.
Turnover has grown every year since 2021.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WOONZORG SAMEN OUDER
- What is the company number of WOONZORG SAMEN OUDER?
- The company number of WOONZORG SAMEN OUDER is 0453.287.037. The VAT number is the same number with BE in front: BE 0453.287.037.
- Where is WOONZORG SAMEN OUDER based?
- The registered office is at Tereken 14, 9100 Sint-Niklaas.Company details
- What does WOONZORG SAMEN OUDER do?
- According to the KBO register, the main activity is residential care activities (NACE 87301).
- What is the legal form of WOONZORG SAMEN OUDER?
- WOONZORG SAMEN OUDER is a non-profit association (VZW).
- When was WOONZORG SAMEN OUDER founded?
- WOONZORG SAMEN OUDER was founded on 16-03-1994.
- Is WOONZORG SAMEN OUDER still active?
- Yes, WOONZORG SAMEN OUDER is an active enterprise in the KBO register.
- How many employees does WOONZORG SAMEN OUDER have?
- WOONZORG SAMEN OUDER had an average of 393 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does WOONZORG SAMEN OUDER fall under?
- In its 2025 annual accounts, WOONZORG SAMEN OUDER states joint committee 330 (Health institutions and services).
- What is the turnover of WOONZORG SAMEN OUDER?
- The turnover of WOONZORG SAMEN OUDER was €35.3m in financial year 2025, according to the filed annual accounts.
- Is WOONZORG SAMEN OUDER profitable?
- In financial year 2025, WOONZORG SAMEN OUDER made a profit of €1.4m.
- Where can I find the annual accounts of WOONZORG SAMEN OUDER?
- WOONZORG SAMEN OUDER filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of WOONZORG SAMEN OUDER due?
- WOONZORG SAMEN OUDER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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