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WOONPLAN

Active
Public limited companyfounded 1994active for 32 yearsLeuvensebaan 5, 2223 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0452.049.593
Summary

WOONPLAN has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €728,372 and a net result of -€19,984. Equity remains stable across the filed financial years (±1.1% per year). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Activity not known1 site
Size
€729,537total assets 2025
Equity
€728,372
Loss
-€19,984
Turnover not published (abbreviated or micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Parent
Kantoor Schroos · 99.38%
Accounts 44 days early2 of 4 deeds read
Why 95raises riskLoss of €19,984, the second in a row (financial year 2025)lowers riskSize: total assets €729,537Equity €728,372 (99.8% of total assets)Liquidity: current ratio 454.09, cash €127,330, halvedShow the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 57% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 99.8% of total assets
Liquidity 72-28
short-term debt 0.2% · cash 17.5%
Profitability 65+1
return on assets -2.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value
Credit of up to €65,000 on 30-day terms is acceptable
short-term debt: 0.2% and cash: 17.5% of total assets, and 0.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 67% on liquidity, 43% on profitability and 36% on growth.

The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €729,537
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €728,372 (99.8% of total assets)
NBB · annual accounts
raises risk · Loss of €19,984, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 454.09, cash €127,330, halved
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€19,984
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
51 days early
2023
33 days early
2022
40 days early
2021
48 days early
2020
61 days early
2019
50 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 47 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Resignations: SCHROOS Patrick (director) and VAN…Appointment: SCHROOS Willem (sole director)…

Financials · financial year 2025, abbreviated format

Equity
€728,372▼ 2.7%
2024 · €748,356
Total assets
€729,537▼ 2.6%
2024 · €749,356
Net result
-€19,984▲ 30.5%
2024 · -€28,741
Working capital
€527,958▲ 1.9%
2024 · €517,931
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result stays negative: a loss of €25,817 in 2025 against €29,508 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€25,817 2025 Net result-€19,984 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€8,152-€118,254-€1,894-€1,435▲ 24.2%-€6,719▼ 368%-€25,052▼ 273%-€29,508▼ 17.8%-€25,817▲ 12.5%
Net result-€7,182-€77,330-€1,195-€665▲ 44.4%-€6,565▼ 887%-€23,339▼ 256%-€28,741▼ 23.1%-€19,984▲ 30.5%
Equity€731,531-€808,862▲ 10.6%€807,666▼ 0.1%€807,001▼ 0.1%€800,436▼ 0.8%€777,097▼ 2.9%€748,356▼ 3.7%€728,372▼ 2.7%
Total assets€732,597-€851,475▲ 16.2%€850,280▼ 0.1%€808,001▼ 5.0%€801,436▼ 0.8%€778,097▼ 2.9%€749,356▼ 3.7%€729,537▼ 2.6%
Debt€1,066-€42,614▲ 3,898%€42,614=€1,000▼ 97.7%€1,000=€1,000=€1,000=€1,165▲ 16.5%
Working capital€705,318-€808,862▲ 14.7%€807,666▼ 0.1%€807,001▼ 0.1%€522,935▼ 35.2%€518,613▼ 0.8%€517,931▼ 0.1%€527,958▲ 1.9%
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €729,537
Fixed assets €200,414 ▼ 13.0%
Current assets €529,123 ▲ 2.0%
Equity and liabilities €729,537
Equity €728,372 ▼ 2.7%
Debt €1,165 ▲ 16.5%
Debt's share of the balance-sheet total stays at 0.2%.
Key figures and ratios
2025 value · change against 2024
EBITDA
€4,194▲
2024 · €454
Cash flow
€10,027▲
2024 · €1,221
Debt to equity
0.00▲
2024 · 0.00
ROE
-2.7%▲
2024 · -3.8%
ROA
-2.7%▲
2024 · -3.8%
Interest coverage
81.66▲
2024 · 18.91
Debt ≤ 1 year
€1,165▲
2024 · €1,000
Income taxes
€0
A ratio outside any meaningful range has been withheld (balance sheet total €729,537, equity €728,372).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 8,617 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94.2% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.4% went bankrupt
5.2% stopped otherwise
94.2% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 8,617 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€749,356€729,537▼
Fixed assets21/28€230,425€200,414▼
Tangible fixed assets22/27€230,425€200,414▼
Land and buildings22€230,425€200,414▼
Current assets29/58€518,931€529,123▲
Amounts receivable within one year40/41€208€1,793▲
Other amounts receivable41€208€1,793▲
Current investments50/53-€400,000
Cash at bank and in hand54/58€518,723€127,330▼
Equity and liabilities
Total equity and liabilities10/49€749,356€729,537▼
Equity10/15€748,356€728,372▼
Contributions10/11€198,315€198,315=
Capital10€198,315€198,315=
Issued capital100€198,315€198,315=
Reserves13€550,041€530,057▼
Non-distributable reserves130/1€97,162€97,162=
Legal reserve130€19,831€19,831=
Other1319€77,330€77,330=
Distributable reserves133€452,880€432,895▼
Amounts payable17/49€1,000€1,165▲
Amounts payable within one year42/48€1,000€1,165▲
Trade debts44€1,000€1,165▲
Suppliers440/4€1,000€1,165▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29,962€30,012▲
Other operating charges640/8€1,463€1,456▼
Gross operating margin9900€1,917€5,650▲
Operating profit (loss)9901-€29,508-€25,817▲
Financial income75/76B€791€5,884▲
Recurring financial income75€791€5,884▲
Financial charges65/66B€24€51▲
Recurring financial charges65€24€51▲
Profit (loss) for the period before taxes9903-€28,741-€19,984▲
Income taxes67/77-€0
Profit (loss) for the period9904-€28,741-€19,984▲
Profit (loss) for the period to be appropriated9905-€28,741-€19,984▲
Appropriation of the result
Profit (loss) to be appropriated9906-€28,741-€19,984▲
Transfer from equity791/2€28,741€19,984▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,451---€6,936€28,849€29,962€30,012▲ 0.2%
Other operating charges640/8---€969€1,164€1,366€1,463€1,456▼ 0.5%
Gross operating margin9900-€4,235€119,732-€926-€466€1,381€5,164€1,917€5,650▲ 195%
Operating profit (loss)9901-€8,152€118,254-€1,894-€1,435-€6,719-€25,052-€29,508-€25,817▲ 12.5%
Financial income75/76B---€264€214€1,790€791€5,884▲ 644%
Recurring financial income75€1,012€1,012€758€264€214€1,790€791€5,884▲ 644%
Financial charges65/66B---€60€60€78€24€51▲ 114%
Recurring financial charges65€42€50€60€60€60€78€24€51▲ 114%
Profit (loss) for the period before taxes9903-€7,182€119,215-€1,195-€1,232-€6,565-€23,339-€28,741-€19,984▲ 30.5%
Income taxes67/77-€41,885--€566---€0-
Profit (loss) for the period9904-€7,182€77,330-€1,195-€665-€6,565-€23,339-€28,741-€19,984▲ 30.5%
Profit (loss) for the period to be appropriated9905-€7,182€77,330-€1,195-€665-€6,565-€23,339-€28,741-€19,984▲ 30.5%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€732,597€851,475€850,280€808,001€801,436€778,097€749,356€729,537▼ 2.6%
Fixed assets21/28€26,214---€277,501€258,484€230,425€200,414▼ 13.0%
Tangible fixed assets22/27€26,214---€277,501€258,484€230,425€200,414▼ 13.0%
Land and buildings22----€277,501€258,484€230,425€200,414▼ 13.0%
Current assets29/58€706,383€851,475€850,280€808,001€523,935€519,613€518,931€529,123▲ 2.0%
Amounts receivable within one year40/41€936€301€225€77€62€428€208€1,793▲ 762%
Trade receivables40---€30€30----
Other amounts receivable41---€47€32€428€208€1,793▲ 762%
Current investments50/53-------€400,000-
Cash at bank and in hand54/58€705,447€851,174€850,055€807,924€523,873€519,185€518,723€127,330▼ 75.5%
Equity and liabilities
Total equity and liabilities10/49€732,597€851,475€850,280€808,001€801,436€778,097€749,356€729,537▼ 2.6%
Equity10/15€731,531€808,862€807,666€807,001€800,436€777,097€748,356€728,372▼ 2.7%
Contributions10/11€198,315€198,315€198,315€198,315€198,315€198,315€198,315€198,315=
Capital10---€198,315€198,315€198,315€198,315€198,315=
Issued capital100---€198,315€198,315€198,315€198,315€198,315=
Reserves13€540,399€610,547€609,351€608,686€602,121€578,782€550,041€530,057▼ 3.6%
Non-distributable reserves130/1---€97,162€97,162€97,162€97,162€97,162=
Legal reserve130---€19,831€19,831€19,831€19,831€19,831=
Other1319---€77,330€77,330€77,330€77,330€77,330=
Distributable reserves133---€511,524€504,960€481,620€452,880€432,895▼ 4.4%
Profit (loss) carried forward14-€7,182--€7,182------
Amounts payable17/49€1,066€42,614€42,614€1,000€1,000€1,000€1,000€1,165▲ 16.5%
Amounts payable within one year42/48€1,066€42,614€42,614€1,000€1,000€1,000€1,000€1,165▲ 16.5%
Trade debts44€1,066€1,000€1,000€1,000€1,000€1,000€1,000€1,165▲ 16.5%
Suppliers440/4---€1,000€1,000€1,000€1,000€1,165▲ 16.5%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€7,182€77,330-€1,195-€665-€6,565-€23,339-€28,741-€19,984▲ 30.5%
+ Depreciation and write-downs630€2,451---€6,936€28,849€29,962€30,012▲ 0.2%
Operating cash flow (approximation)-€4,732€77,330-€1,195-€665€371€5,510€1,221€10,027▲ 721%
Investment in fixed assets (approximation)------€9,832-€1,903€0-
Change in cash-€145,727-€1,119-€42,130-€284,051-€4,688-€462-€391,392▼ 84,549%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 32 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 abbreviated format 17-06-2026 2026-00173549
31-12-2024 micro format 10-06-2025 2025-00131819
31-12-2023 micro format 28-06-2024 2024-00189452
31-12-2022 micro format 21-06-2023 2023-00149317
31-12-2021 micro format 13-06-2022 2022-20063123
31-12-2020 micro format 31-05-2021 2021-16300037
31-12-2019 micro format 11-06-2020 2020-16300427
31-12-2018 micro format 29-05-2019 2019-15300018
31-12-2017 micro format 30-05-2018 2018-14400447
31-12-2016 abbreviated format 07-06-2017 2017-14900286

Show all 32 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 2 of 4 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

1 owner

Chain of control

  1. Kantoor Schroos 99.38%
  2. WOONPLAN

Highest known parent: Kantoor Schroos. The sources do not say who stands above it.

Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Group and network

Connections & network

Depth

The network starts from this company’s shareholders. What else they own or run appears here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

WOONPLAN was incorporated on 19 January 1994.1 Total assets went from €732,597 in 2018 to €729,537 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
17-06
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
2025
10-06
NBB filing Annual accounts filed
financial year 2024 · micro format
04-06
Gazette deed Resignations: SCHROOS Patrick (director) and VAN DEN HEUVEL Marleen (director)
Appointment: SCHROOS Willem (sole director) · Kind of shares · Amendment of the articles9 facts ▸
  • General meeting, 12-11-2024
  • Other provision, 01-01-2020, “toepasselijkheid wetboek van vennootschappen en verenigingen” (deed in Dutch)
  • Kind of shares, “op naam, aandelenregister” (deed in Dutch)
  • Amendment of the articles
  • Director resignation, SCHROOS Patrick (director)
  • Director resignation, VAN DEN HEUVEL Marleen (director)
  • Director appointment, SCHROOS Willem (sole director)
  • Other provision, “einde hoedanigheid gedelegeerd of afgevaardigd bestuurder, hoedanigheid komt niet langer voor in de bij deze akte vastgestelde statuten” (deed in Dutch)
  • Registered office clause, “2223 Heist-op-den-Berg,Leuvensebaan 5, algemene vergadering” (deed in Dutch)
2024
31-12
Financial Weakest financial yearnet -€28,741
Net result drops to -€28,741, the lowest in the series; recovery starts the following year.
29-08
Gazette deed Reappointments: Schroos Wim, Van de Heuvel Marleen and Schroos Patrick
4 facts ▸
  • General meeting, 25-05-2024
  • Director reappointment, Schroos Wim (managing director)
  • Director reappointment, Van de Heuvel Marleen (director)
  • Director reappointment, Schroos Patrick (director)
28-06
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
21-06
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
13-06
NBB filing Annual accounts filed
financial year 2021 · micro format
2021
31-12
Financial Liquidity more than 40 timescurrent ratio 808.00
Current ratio from 19.95 to 808.00; short-term debt falls from €42,614 to €1,000.
31-05
NBB filing Annual accounts filed
financial year 2020 · micro format
2020
11-06
NBB filing Annual accounts filed
financial year 2019 · micro format
2019
31-12
Financial Back to profitnet €77,330
Net result €77,330 after one loss-making year.
Show earlier events
29-05
NBB filing Annual accounts filed
financial year 2018 · micro format
2018
30-05
NBB filing Annual accounts filed
financial year 2017 · micro format
2017
07-06
NBB filing Annual accounts filed
financial year 2016 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 32 annual accounts filed, the latest 10 are here; all 32 are under Financials.
2 of 4 deeds read
About the unread acts

Of the 4 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPublic limited company
Founded19-01-1994
Financial year end31-12
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 21 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 1994
registered office establishment The establishment unit on the map
Ground area
626 m²
Building footprint
174 m²
Building volume
1,132 m³
Parcel 12033B0259/00S000, Flanders · tallest building 9.2 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Leuvensebaan 5, 2223 Heist-op-den-Berg
Renting and operating of own or leased residential real estate, excluding social housing
since 1994unit no. 2.065.532.351
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
12033B0259/00S000 Flanders 626 m² 1 · 173 m² 9.2 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
WOONPLAN
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest” (deed in Dutch)

deed of 04-06-2025

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Bepaalde of onbepaalde termijn, 1” (deed in Dutch)

deed of 04-06-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Saturday of May at 20:00

deed of 04-06-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Alleen dan wel gezamenlijk besturen en/of vertegenwoordigen,bepaald door enige bestuurder, dagelijks bestuur en vertegenwoordiging wat dat…” (deed in Dutch)
Other provision: “Bestemming resultaat en interimdividend, rekening houdend met de wettelijke bepalingen” (deed in Dutch)

deed of 04-06-2025