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WOONIDEAL

Active
Private limited companyfounded 2021active for 5 yearsSint-Katarinaplein 1, 3500 Hasselt, BelgiumKBO/BCE: BE 0773.898.167
Summary

The computed 12-month bankruptcy probability of WOONIDEAL is 1.6% (moderate). The 2025 annual accounts show equity of €12,181 and a net result of €2,185. Equity has been growing by about 4% per year since 2021. Its solvency ranks better than 40% of 34,946 sector peers (NACE 43, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Overview

Official details

Source: KBO
Status
Active since 15-09-2021 Normal situation
Activity
Floor and wall tiling NACE 43331and 5 others
Establishment unit
2.321.798.136 3500 Hasselt, since 15-09-2021
Financial year end
31 December
Peppol
Reachable since 20-12-2025

Board and ownership

Board
  • Matroed IyadDirector · since 15-09-2021

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts 2025
Gross margin
€37,023
▲ 10.8%
Turnover
≈ €220,000
estimated
Profit
€2,185
Equity
€12,181
▲ 21.9%
Total assets
€32,603
▼ 9.7%
Staff
≈ 0.7 FTE
estimated
  • 2025 accounts filed 59 days after the deadline
Score breakdownraises riskLast filed accounts filed 59 days late; 2 of the last 3 accounts lateSize: total assets €32,603Founded in 2021lowers riskLiquidity: current ratio 1.18, cash €10,279Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 54% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 62+9
equity 37.4% of total assets
Liquidity 57+13
short-term debt 62.6% · cash 31.5%
Profitability 77+13
return on assets 6.7%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.0% 01-2025: 0.9%▼ -0.1 percentage points vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.8%▼ -0.1 percentage points vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025lowest value 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.6 percentage points vs 07-2025 09-2025: 1.5%▲ +0.1 percentage points vs 08-2025 10-2025: 2.5%▲ +1.0 percentage point vs 09-2025 11-2025: 2.6%▲ +0.1 percentage points vs 10-2025 12-2025: 3.5%▲ +0.9 percentage points vs 11-2025 01-2026: 3.4%▼ -0.1 percentage points vs 12-2025 02-2026: 3.4%● unchanged vs 01-2026 03-2026: 3.5%▲ +0.1 percentage points vs 02-2026 04-2026: 3.5%● unchanged vs 03-2026 05-2026: 3.6%▲ +0.1 percentage points vs 04-2026 06-2026: 3.5%▼ -0.1 percentage points vs 05-2026 07-2026: 3.4%▼ -0.1 percentage points vs 06-2026 08-2026: 4.2%▲ +0.8 percentage points vs 07-2026 09-2026: 4.3%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 1.6%▼ -2.7 percentage points vs 09-2026 11-2026: 1.6%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.18 (1.17 in 2024), below the usual 1.5. Short-term debt is 62.6% and cash 31.5% of total assets. 62.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 40% of them on solvency, 53% on liquidity, 53% on profitability and 69% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 59 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €32,603
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.18, cash €10,279
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 59 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
59 days late
2024
122 days late
2023
22 days early
2022
26 days early
2021
33 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 33 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 September (4 of the last 5 accounts filed within 59 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 59 days after the deadline Filed on 28 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00527460.

Annual accounts 2025 filed on 28-09-2026 at the NBB all 5 filings

Turnover
≈ €220,000
Estimated: probably between €150,000 and €370,000
Total assets
€32,603▼ 9.7%
2024 · €36,091
Net result
€2,185
2024 · -€1,424
Working capital
€3,757▲ 30.4%
2024 · €2,881
Trend over the years

2021 to 2025, 5 financial years

The operating result for 2025 is a profit of €4,715, after a loss of €169 in 2024.

Operating result€4,715 2025 Net result€2,185 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result€9,570-€1,064▼ 88.9%€49,077▲ 46×-€169€4,715
Net result€7,656within the sector's middle half-€340below the sector's middle half▼ 95.6%€37,823above the sector's middle half▲ 111×-€1,424below the sector's middle half€2,185within the sector's middle half
Equity€10,156below the sector's middle half-€10,496below the sector's middle half▲ 3.4%€48,320within the sector's middle half▲ 360%€9,996below the sector's middle half▼ 79.3%€12,181below the sector's middle half▲ 21.9%
Total assets€55,300below the sector's middle half-€55,866below the sector's middle half▲ 1.0%€79,652within the sector's middle half▲ 42.6%€36,091below the sector's middle half▼ 54.7%€32,603below the sector's middle half▼ 9.7%
Debt€45,144-€45,370▲ 0.5%€31,333▼ 30.9%€26,095▼ 16.7%€20,422▼ 21.7%
Working capital-€25,954below the sector's middle half-€7,763within the sector's middle half€41,927within the sector's middle half▲ 440%€2,881below the sector's middle half▼ 93.1%€3,757within the sector's middle half▲ 30.4%
Solvency18.4%below the sector's middle half-18.8%below the sector's middle half▲ 0.4pp60.7%within the sector's middle half▲ 41.9pp27.7%within the sector's middle half▼ 33.0pp37.4%within the sector's middle half▲ 9.7pp
Current ratio0.43below the sector's middle half-1.41within the sector's middle half▲ 0.994.12above the sector's middle half▲ 2.711.17within the sector's middle half▼ 2.951.18within the sector's middle half▲ 0.01
Return on assets (ROA)13.8%within the sector's middle half-0.6%below the sector's middle half▼ 13.2pp47.5%above the sector's middle half▲ 46.9pp-3.9%below the sector's middle half▼ 51.4pp6.7%within the sector's middle half▲ 10.6pp
above within below The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32,603
Fixed assets €8,424 ▼ 49.2%
Current assets €24,179 ▲ 23.9%
Equity and liabilities €32,603
Equity €12,181 ▲ 21.9%
Debt €20,422 ▼ 21.7%
Debt's share of the balance-sheet total falls from 72.3% to 62.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€12,782▲
2024 · €7,898
Cash flow
€10,252▲
2024 · €6,643
Debt to equity
1.68▼
2024 · 2.61
ROE
17.9%▲
2024 · -14.2%
Interest coverage
17.00▲
2024 · 11.48
Debt ≤ 1 year
€20,422▲
2024 · €16,639
Income taxes
€1,779▲
2024 · €716
Staff costs
€23,069▼
2024 · €23,955
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets€36,922€650€2,763--
Financial fixed assets---€350-
Depreciation and write-downs of the year€812€7,508€7,726€8,067€8,067

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€36,091€32,603▼
Fixed assets21/28€16,571€8,424▼
Tangible fixed assets22/27€16,221€8,154▼
Plant, machinery and equipment23€266€136▼
Furniture and vehicles24€15,955€8,018▼
Financial fixed assets28€350€270▼
Current assets29/58€19,520€24,179▲
Amounts receivable within one year40/41€14,128€12,512▼
Trade receivables40€5,796€5,058▼
Other amounts receivable41€8,332€7,454▼
Cash at bank and in hand54/58€4,685€10,279▲
Deferred charges and accrued income490/1€707€1,388▲
Equity and liabilities
Total equity and liabilities10/49€36,091€32,603▼
Equity10/15€9,996€12,181▲
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€7,496€9,681▲
Amounts payable17/49€26,095€20,422▼
Amounts payable after more than one year17€9,456-
Financial debts170/4€9,456-
Amounts payable within one year42/48€16,639€20,422▲
Current portion of amounts payable after more than one year42€8,439€9,456▲
Trade debts44-€299
Suppliers440/4-€299
Taxes, remuneration and social security45€8,200€8,580▲
Taxes450/3€2,431€2,718▲
Remuneration and social security454/9€5,769€5,863▲
Other amounts payable47/48-€2,086
Income statement Code20242025
Remuneration, social security and pensions62€23,955€23,069▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,067€8,067=
Other operating charges640/8€1,570€1,172▼
Gross operating margin9900€33,424€37,023▲
Operating profit (loss)9901-€169€4,715▲
Financial income75/76B€149-
Recurring financial income75€149-
Financial charges65/66B€688€752▲
Recurring financial charges65€688€752▲
Profit (loss) for the period before taxes9903-€708€3,964▲
Income taxes67/77€716€1,779▲
Profit (loss) for the period9904-€1,424€2,185▲
Profit (loss) for the period to be appropriated9905-€1,424€2,185▲
Appropriation of the result
Profit (loss) to be appropriated9906€44,396€9,681▼
Profit (loss) brought forward from the previous period14P€45,820€7,496▼
Profit to be distributed694/7€36,900-
Return on contributions (dividend)694€36,900-

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 28-09-2026.

Line20212022202320242025Change
Remuneration, social security and pensions62-€1,344€2,016€23,955€23,069▼ 3.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€812€7,508€7,726€8,067€8,067=
Other operating charges640/8-€1,608€2,457€1,570€1,172▼ 25.3%
Gross operating margin9900€10,382€11,524€61,276€33,424€37,023▲ 10.8%
Operating profit (loss)9901€9,570€1,064€49,077-€169€4,715-
Financial income75/76B-€1€27€149--
Recurring financial income75-€1€27€149--
Financial charges65/66B€0€567€850€688€752▲ 9.3%
Recurring financial charges65€0€567€850€688€752▲ 9.3%
Profit (loss) for the period before taxes9903€9,570€497€48,255-€708€3,964-
Income taxes67/77€1,914€157€10,431€716€1,779▲ 148%
Profit (loss) for the period9904€7,656€340€37,823-€1,424€2,185-
Profit (loss) for the period to be appropriated9905€7,656€340€37,823-€1,424€2,185-
Line20212022202320242025Change
Assets
Total assets20/58€55,300€55,866€79,652€36,091€32,603▼ 9.7%
Fixed assets21/28€36,110€29,251€24,288€16,571€8,424▼ 49.2%
Tangible fixed assets22/27€36,110€29,251€24,288€16,221€8,154▼ 49.7%
Plant, machinery and equipment23-€526€396€266€136▼ 48.8%
Furniture and vehicles24€36,110€28,725€23,892€15,955€8,018▼ 49.7%
Financial fixed assets28---€350€270▼ 22.9%
Current assets29/58€19,190€26,615€55,365€19,520€24,179▲ 23.9%
Amounts receivable within one year40/41€10,568€22,134€33,419€14,128€12,512▼ 11.4%
Trade receivables40€1,820€2,784€3,003€5,796€5,058▼ 12.7%
Other amounts receivable41€8,749€19,350€30,415€8,332€7,454▼ 10.5%
Cash at bank and in hand54/58€8,621€3,646€21,239€4,685€10,279▲ 119%
Deferred charges and accrued income490/1-€835€707€707€1,388▲ 96.4%
Equity and liabilities
Total equity and liabilities10/49€55,300€55,866€79,652€36,091€32,603▼ 9.7%
Equity10/15€10,156€10,496€48,320€9,996€12,181▲ 21.9%
Contributions10/11€2,500€2,500€2,500€2,500€2,500=
Profit (loss) carried forward14€7,656€7,996€45,820€7,496€9,681▲ 29.1%
Amounts payable17/49€45,144€45,370€31,333€26,095€20,422▼ 21.7%
Amounts payable after more than one year17-€26,518€17,895€9,456--
Financial debts170/4-€26,518€17,895€9,456--
Amounts payable within one year42/48€45,144€18,852€13,438€16,639€20,422▲ 22.7%
Current portion of amounts payable after more than one year42-€8,453€8,623€8,439€9,456▲ 12.1%
Trade debts44€37,687€8,329€2,384-€299-
Suppliers440/4€37,687€8,329€2,384-€299-
Taxes, remuneration and social security45€1,914€2,071€2,431€8,200€8,580▲ 4.6%
Taxes450/3€1,914€2,071€2,431€2,431€2,718▲ 11.8%
Remuneration and social security454/9---€5,769€5,863▲ 1.6%
Other amounts payable47/48€5,543---€2,086-
Line20212022202320242025Change
Profit (loss) for the period9904€7,656€340€37,823-€1,424€2,185-
+ Depreciation and write-downs630€812€7,508€7,726€8,067€8,067=
Operating cash flow (approximation)€8,468€7,848€45,549€6,643€10,252▲ 54.3%
Investment in fixed assets (approximation)--€650-€2,763-€350€80-
Change in cash--€4,976€17,594-€16,554€5,594-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 26,972 companies had the same profile as WOONIDEAL has now. Two years later, 1.6% had gone bankrupt and 94.9% were still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% was still going

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of WOONIDEAL itself: 1.6% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for WOONIDEAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (5)
Financial year Type Filed Reference Document
31-12-2025 micro format 28-09-2026 2026-00527460 PDF
31-12-2024 micro format 30-11-2025 2025-00574136 PDF
31-12-2023 micro format 09-07-2024 2024-00252194 PDF
31-12-2022 micro format 05-07-2023 2023-00211084 PDF
31-12-2021 micro format 02-09-2022 2022-20427604 PDF

Board & ownership

Directors

Directors
1 director
Matroed Iyad
Director · since 15-09-2021 · listed in the 2025 annual accounts, filed on 28-09-2026
Current

Owners and capital

Network & group

WOONIDEAL shares no director with another company.

Companies at the same address

3 other companies

Connections & network

1 current director
Depth

The network starts from the directors of WOONIDEAL. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
28-09
NBB filing Annual accounts 2025 filedNBB
micro format · 59 days late
2025
31-12
Financial Back to profitnet €2,185
The net result is €2,185, after one loss-making year.
30-11
NBB filing Annual accounts 2024 filedPDF
micro format · 122 days late
2024
31-12
Financial Weakest financial yearnet -€1,424
The net result drops to -€1,424, the lowest from 2021 to 2025. It recovers the following year.
09-07
NBB filing Annual accounts 2023 filedPDF
micro format · 22 days before the deadline
2023
31-12
Financial Highest result from 2021 to 2025net €37,823 ▲11,014%
The operating result of €49,077 and the net result of €37,823 are both a record.
31-12
Financial Liquidity more than doubledcurrent ratio 4.12
The current ratio rises from 1.41 to 4.12. Short-term debt falls from €18,852 to €13,438.
05-07
NBB filing Annual accounts 2022 filedPDF
micro format · 26 days before the deadline
2022
31-12
Financial Liquidity more than triplescurrent ratio 1.41
The current ratio rises from 0.43 to 1.41. Short-term debt falls from €45,144 to €18,852.
02-09
NBB filing Annual accounts 2021 filedPDF
micro format · 33 days late
2021
17-09
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 15 September 2021, WOONIDEAL was incorporated as a private limited company.1 Total assets went from €55,300 in 2021 to €32,603 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2025

Company details

Register details

Identity

KBO record
Name WOONIDEAL in Dutch
Enterprise number 0773.898.167
Legal form Private limited company
Status Active, normale toestand
Founded 15-09-2021
Entity type Legal entity

Registered office and establishments

Registered office Sint-Katarinaplein 1, 3500 Hasselt, Belgium
Establishment unit WOONIDEAL bv, Sint-Katarinaplein 1, 3500 Hasselt since 15-09-2021 · unit number 2.321.798.136
E-mail iyad@woonideal.be

Activities

NACEBEL 2025
VAT activities
43331 Floor and wall tiling main activity
43211 General electrical installation work
43212 Electrical installation work in industrial facilities
43240 Other construction installation
43332 Laying of wooden floor and wall coverings
43990 Other specialised construction activities
Social security (RSZ) activities
43331 Floor and wall tiling main activity
Codes under NACEBEL 2008
VAT activities
43331 Floor and wall tiling main activity
43211 Specialised construction activities
43212 Specialised construction activities
43299 Specialised construction activities
43332 Laying of wooden floor and wall coverings
43999 Specialised construction activities
Social security (RSZ) activities
43331 Floor and wall tiling main activity

Invoicing and payment

VAT number BE 0773.898.167
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0773898167
Other Peppol ID 9925:BE0773898167
Registered 20-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0773.898.167

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map
4 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
3,015 m²
Building footprint
1,457 m²
Building volume
36,258 m³
Cadastral parcel Region Area Buildings Height / floors
71328D0138/00A002 Flanders 3,015 m² 1 · 1,457 m² 29.4 m · 9