Woonfase Brugge
ActiveSummary
Woonfase Brugge has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €244k and a net result of €127k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 38% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+37
Solvency61▲+16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 0.96 in 2024; short-term debt: 34.2% and cash: 28.9% of total assets), and 63.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.4%
Return on assets
19%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
31 d early
2023
30 d late
2022
14 d early
2021
31 d late
2020
23 d late
2019
101 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€244k▲ 102%
2024 · €121k
2018: €49k
2019: €52k
2020: €88k
2021: €97k
2022: €116k
2023: €117k
2024: €121k
2018 → 2025
Total assets
€670k▲ 12.3%
2024 · €596k
2018: €753k
2019: €765k
2020: €707k
2021: €674k
2022: €665k
2023: €600k
2024: €596k
2018 → 2025
Net result
€127k▲ 3,805%
2024 · €3k
2018: €-96k
2019: €3k
2020: €36k
2021: €9k
2022: €18k
2023: €2k
2024: €3k
2018 → 2025
Working capital
€114k
2024 · €-10k
2018: €-50k
2019: €-29k
2020: €-22k
2021: €-16k
2022: €-13k
2023: €-11k
2024: €-10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€116k▲ 19.0%€117k▲ 1.3%€121k▲ 2.8%€244k▲ 102%
Operating result€10k-€20k▲ 105%€4k▼ 81.3%€11k▲ 210%€166k▲ 1,359%
Net result€9k-€18k▲ 99.3%€2k▼ 91.8%€3k▲ 115%€127k▲ 3,805%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,359% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €670k
Fixed assets
€327k ▼ 5.4%
Current assets
€343k ▲ 36.8%
Equity and liabilities €670k
Equity
€244k ▲ 102%
Debt
€426k ▼ 10.5%
Debt's share of the balance-sheet total falls from 79.8% to 63.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€237k▲
2024 · €75k
Cash flow
€198k▲
2024 · €66k
Current ratio
1.50▲
2024 · 0.96
Quick ratio
1.32▲
2024 · 0.74
Debt to equity
1.74▼
2024 · 3.94
ROE
52.2%▲
2024 · 2.7%
ROA
19.0%▲
2024 · 0.5%
Interest coverage
13.44▲
2024 · 4.36
Debt ≤ 1 year
€229k▼
2024 · €261k
Debt > 1 year
€197k▼
2024 · €215k
Income taxes
€31k▲
2024 · €0
Staff costs
€103k▲
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€596k€670k▲
Fixed assets21/28€346k€327k▼
Intangible fixed assets21€6k€4k▼
Tangible fixed assets22/27€338k€321k▼
Land and buildings22€233k€208k▼
Plant, machinery and equipment23€103k€86k▼
Furniture and vehicles24€943€27k▲
Financial fixed assets28€2k€2k=
Current assets29/58€251k€343k▲
Stocks and contracts in progress3€58k€40k▼
Stocks30/36€39k€40k▲
Contracts in progress37€19k€0▼
Amounts receivable within one year40/41€114k€103k▼
Trade receivables40€46k€32k▼
Other amounts receivable41€68k€71k▲
Cash at bank and in hand54/58€73k€194k▲
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€596k€670k▲
Equity10/15€121k€244k▲
Contributions10/11€200k€200k=
Reserves13-€44k
Distributable reserves133-€44k
Profit (loss) carried forward14€-79k€0▲
Amounts payable17/49€476k€426k▼
Amounts payable after more than one year17€215k€197k▼
Financial debts170/4€215k€197k▼
Amounts payable within one year42/48€261k€229k▼
Current portion of amounts payable after more than one year42€40k€42k▲
Financial debts43€115k€45k▼
Credit institutions430/8€115k€45k▼
Trade debts44€24k€41k▲
Suppliers440/4€24k€41k▲
Advances received on contracts in progress46€64k€66k▲
Taxes, remuneration and social security45€2k€15k▲
Taxes450/3€0€4k▲
Remuneration and social security454/9€2k€10k▲
Other amounts payable47/48€16k€20k▲
Income statement
Code20242025
Remuneration, social security and pensions62€68k€103k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€71k▲
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€714€0▼
Gross operating margin9900€146k€343k▲
Operating profit (loss)9901€11k€166k▲
Financial income75/76B€9k€10k▲
Recurring financial income75€9k€10k▲
Financial charges65/66B€17k€18k▲
Recurring financial charges65€17k€18k▲
Profit (loss) for the period before taxes9903€3k€159k▲
Income taxes67/77€0€31k▲
Profit (loss) for the period9904€3k€127k▲
Profit (loss) for the period to be appropriated9905€3k€127k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-79k€48k▲
Profit (loss) brought forward from the previous period14P€-83k€-79k▲
Transfer to equity691/2-€44k
To other reserves6921-€44k
Profit to be distributed694/7-€4k
Employees696-€4k
Social balance
Average headcount (FTE)90871.4-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €127k ▲3805%
Operating result €166k, net result €127k, both a record.
31-12
Financial
Equity above €200kEq €244k ▲102%
7 profitable years in a row build equity to €244k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €100kEq €116k ▲19%
4 profitable years in a row build equity to €116k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
2020
21-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torhoutsesteenweg 1578210 ZedelgemGround area
1,187 m²
Building footprint
408 m²
Volume, LiDAR
2,122 m³
Parcel 31040F1467/00N000, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
WOONFASE BRUGGE
since 20022.095.926.213
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31040F1467/00N000 | Flanders | 1,187 m² | 1 · 408 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GODERIS WILLY
BE 0438.368.239
Koksijde · Eq €244,085
GRYP KURT
BE 0821.541.203
Lievegem · Eq €244,169
JEM CONSULTING
BE 0639.763.597
Péruwelz · Eq €243,692
M.A.P.
BE 0423.333.239
Ardooie · Eq €243,643
ALUMINIUM - KONSTRUKTIE KOSIJNSKI
BE 0418.344.172
Ninove · Eq €243,612
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,192 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2002
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
47551Retail sale of household furniture
43331Floor and wall tiling
43332Laying of wooden floor and wall coverings
43333Wallpapering and laying of floor and wall coverings in other materials
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.