WOODTEK

Active

Private limited companyfounded 20206 yrs activeOpperveldlaan 56, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0744.530.923

Summary

The computed 12-month bankruptcy probability of WOODTEK is 5.5% (elevated). The annual accounts of WOODTEK for fiscal year 2025 show a net loss of 98% of the equity at the start of that year. The 2025 annual accounts show equity of €444 and a net result of -€25,561. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 33943 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

WOODTEKActiveChecked score 34/100

Risk analysis Report Compare

Activity

Joinery installation

NACE 43320

1 site

Size

€76,067total assets 2025

Equity: €444
Loss: -€25,561

Financial health

34 Weak Checked score 2025

Bankruptcy chance 12 m: 5.5%

Structure

Accounts filed 46 d late0 of 2 deeds read

Why 34- Latest accounts 46 days late; 3 of the last 3 late- Liquidity: current ratio 0.94- Sector Specialised construction activities (NACE 43)+ Size: total assets €76,067Show the evidence

Checked score

Score 2025

34 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 11% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 26-26

equity 0.6% of total assets

Liquidity 36-36

short-term debt 61.3%

Profitability 1-76

return on assets -33.6%

Bankruptcy probability, 12 months

5.5% Elevated

0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,515 companies)

Last 24 months 11-2024: 2.1%lowest value 12-2024: 3.0%▲ +38.3% vs 11-2024 01-2025: 4.3%▲ +45.4% vs 12-2024 02-2025: 4.3%▲ +0.4% vs 01-2025 03-2025: 4.3%▼ -1.4% vs 02-2025 04-2025: 4.3%▲ +1.5% vs 03-2025 05-2025: 4.4%▲ +1.1% vs 04-2025 06-2025: 4.1%▼ -5.4% vs 05-2025 07-2025: 4.1%▼ -1.9% vs 06-2025 08-2025: 5.0%▲ +21.8% vs 07-2025 09-2025: 5.1%▲ +2.3% vs 08-2025 10-2025: 4.4%▼ -12.3% vs 09-2025 11-2025: 4.4%● 0.0% vs 10-2025 12-2025: 4.4%● 0.0% vs 11-2025 01-2026: 4.4%● 0.0% vs 12-2025 02-2026: 4.3%▼ -2.5% vs 01-2026 03-2026: 4.3%● 0.0% vs 02-2026 04-2026: 4.3%▼ -0.4% vs 03-2026 05-2026: 4.2%▼ -2.0% vs 04-2026 06-2026: 3.7%▼ -13.4% vs 05-2026 07-2026: 3.5%▼ -4.0% vs 06-2026 08-2026: 4.5%▲ +27.7% vs 07-2026 09-2026: 4.6%▲ +3.3% vs 08-2026 10-2026: 5.5%▲ +19.5% vs 09-2026highest value

Latest accounts 46 days late; 3 of the last 3 late raises the probability
Liquidity: current ratio 0.94 raises the probability
Size: total assets €76,067 lowers the probability for this profile
Sector Specialised construction activities (NACE 43) raises the probability

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity short (current ratio 0.94 against 1.28 in 2024; short-term debt: 61.3% of total assets), and 99.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 8%, liquidity 24%, profitability 9%, growth against the median 4%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Latest accounts 46 days late; 3 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Liquidity: current ratio 0.94

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €76,067

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Sector Specialised construction activities (NACE 43)

In the bankruptcy model this factor raises the probability.

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 33943 sector peers (2025).

NBB · sector comparison

Position among 33943 sector peers

Solvency

better than 10%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

46 d late

2024

48 d late

2023

133 d late

2022

28 d early

2021

59 d late

2020

60 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 53 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 September (4 of the last 5 filed years within 76 days of that day).

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

15-09-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Weakest financial yearnet -€25,561
17-09-25 Annual accounts filedfiscal year 2024 · abbreviated…

Key points

Caution: Among the weakest 6% on net resultsector median €10,146 · 33,931 companies -€25,561 View
Total assets 20256 fiscal years filed €76,067 View
Active since 2020founded 27-02-2020 6 years View