Summary
WOODROW is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €13,186 and a net result of -€24,687. Equity is shrinking by ~42.8% per year across the filed fiscal years. Its solvency ranks better than 36% of 5651 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
21 d late
2024
28 d late
2023
35 d late
2022
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€13,186▼ 65.2%
2024 · €37,873
Net result
-€24,687▼ 181%
2024 · -€8,787
Total assets
€36,709▼ 3.1%
2024 · €37,873
Solvency
35.9%▼ 64.1pp
2024 · 100.0%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result-€11,330--€32,013▼ 183%-€8,830▲ 72.4%-€24,695▼ 180%
Net result-€11,330below the sector's middle half--€32,010below the sector's middle half▼ 183%-€8,787below the sector's middle half▲ 72.5%-€24,687below the sector's middle half▼ 181%
Equity€78,670within the sector's middle half-€46,660within the sector's middle half▼ 40.7%€37,873below the sector's middle half▼ 18.8%€13,186below the sector's middle half▼ 65.2%
Total assets€90,497below the sector's middle half-€46,660below the sector's middle half▼ 48.4%€37,873below the sector's middle half▼ 18.8%€36,709below the sector's middle half▼ 3.1%
Debt€11,827-€23,523
Working capital€78,969within the sector's middle half-€13,199within the sector's middle half
Solvency86.9%above the sector's middle half-100.0%above the sector's middle half▲ 13.1pp100.0%above the sector's middle half=35.9%within the sector's middle half▼ 64.1pp
Current ratio7.85above the sector's middle half-1.56within the sector's middle half
Return on assets (ROA)-12.5%below the sector's middle half--68.6%below the sector's middle half▼ 56.1pp-23.2%below the sector's middle half▲ 45.4pp-67.3%below the sector's middle half▼ 44.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24,695 in 2025 against €8,830 in 2024; the loss grows.
Balance-sheet composition
Equity and liabilities €36,709
Equity
€13,186
Debt
€23,523
Debt finances 64.1% of the balance-sheet total.
Key figures and ratios
ROE
-187.2%▼
2024 · -23.2%
Debt ≤ 1 year
€23,510
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €924 | - | - | - | - |
| Other operating charges640/8 | €1,168 | €384 | €197 | €852 | ▲ 332% |
| Gross operating margin9900 | -€9,237 | -€31,629 | -€8,633 | -€23,843 | ▼ 176% |
| Operating profit (loss)9901 | -€11,330 | -€32,013 | -€8,830 | -€24,695 | ▼ 180% |
| Financial income75/76B | - | €91 | €184 | €174 | ▼ 5.3% |
| Recurring financial income75 | - | €91 | €184 | €174 | ▼ 5.3% |
| Financial charges65/66B | €0 | €88 | €141 | €166 | ▲ 18.3% |
| Recurring financial charges65 | €0 | €88 | €141 | €166 | ▲ 18.3% |
| Profit (loss) for the period before taxes9903 | -€11,330 | -€32,010 | -€8,787 | -€24,687 | ▼ 181% |
| Profit (loss) for the period9904 | -€11,330 | -€32,010 | -€8,787 | -€24,687 | ▼ 181% |
| Profit (loss) for the period to be appropriated9905 | -€11,330 | -€32,010 | -€8,787 | -€24,687 | ▼ 181% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €90,497 | €46,660 | €37,873 | €36,709 | ▼ 3.1% |
| Current assets29/58 | €90,497 | €46,660 | €37,873 | €36,709 | ▼ 3.1% |
| Amounts receivable within one year40/41 | €13,479 | €11,434 | €4,870 | €33,595 | ▲ 590% |
| Trade receivables40 | €6,060 | €333 | - | €28,551 | - |
| Other amounts receivable41 | €7,420 | €11,102 | €4,870 | €5,044 | ▲ 3.6% |
| Cash at bank and in hand54/58 | €77,018 | €35,226 | €33,004 | €3,114 | ▼ 90.6% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €90,497 | €46,660 | €37,873 | €36,709 | ▼ 3.1% |
| Equity10/15 | €78,670 | €46,660 | €37,873 | €13,186 | ▼ 65.2% |
| Contributions10/11 | €90,000 | €90,000 | €90,000 | €90,000 | = |
| Capital10 | €90,000 | €90,000 | €90,000 | €90,000 | = |
| Issued capital100 | €90,000 | €90,000 | €90,000 | €90,000 | = |
| Profit (loss) carried forward14 | -€11,330 | -€43,340 | -€52,127 | -€76,814 | ▼ 47.4% |
| Amounts payable17/49 | €11,827 | - | - | €23,523 | - |
| Amounts payable after more than one year17 | €298 | - | - | - | - |
| Other amounts payable178/9 | €298 | - | - | - | - |
| Amounts payable within one year42/48 | €11,528 | - | - | €23,510 | - |
| Trade debts44 | €4,733 | - | - | €23,510 | - |
| Suppliers440/4 | €4,733 | - | - | €23,510 | - |
| Taxes, remuneration and social security45 | €6,795 | - | - | - | - |
| Taxes450/3 | €6,795 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €13 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€11,330 | -€32,010 | -€8,787 | -€24,687 | ▼ 181% |
| + Depreciation and write-downs630 | €924 | - | - | - | - |
| Operating cash flow (approximation) | -€10,406 | -€32,010 | -€8,787 | -€24,687 | ▼ 181% |
| Change in cash | - | -€41,792 | -€2,222 | -€29,889 | ▼ 1,245% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
04-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 35 days late
2023
31-12
Financial
Weakest financial yearnet -€32,010
Net result drops to -€32,010, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2021
Ground area
4,564 m²
Parcel 25106H0184/00D002, Wallonia. Linked by address, not a title deed.
1 establishment unit
WOODROW
since 20212.324.697.446
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25106H0184/00D002 | Wallonia | 4,564 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,721 companies in this sector we hold annual accounts for 19,804. 5,965 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPublic limited company
Founded12-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0775617344
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.