WOODexpert
ActiveThe computed 12-month bankruptcy probability of WOODexpert is 1.8% (moderate). The 2025 annual accounts show equity of €168k and a net result of €17k. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 70% of 27358 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
96
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+10
Solvency100▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.91 against 2.61 in 2024), and 34.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.8%
Return on assets
6.6%
Age of the figures
11 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
29 d late
2024
120 d late
2023
on the day
2022
62 d early
2021
4 d early
2020
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€168k▲ 11.1%
2024 · €152k
2020: €7k
2021: €67k
2022: €121k
2023: €139k
2024: €152k
2020 → 2025
Total assets
€256k▲ 4.9%
2024 · €244k
2020: €135k
2021: €154k
2022: €189k
2023: €219k
2024: €244k
2020 → 2025
Net result
€17k▲ 39.3%
2024 · €12k
2020: €2k
2021: €60k
2022: €54k
2023: €19k
2024: €12k
2020 → 2025
Working capital
€167k▲ 11.9%
2024 · €149k
2020: €-16k
2021: €73k
2022: €121k
2023: €129k
2024: €149k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€121k▲ 81.0%€139k▲ 15.7%€152k▲ 8.7%€168k▲ 11.1%
Operating result€70k-€71k▲ 1.0%€28k▼ 60.4%€21k▼ 25.0%€33k▲ 55.3%
Net result€60k-€54k▼ 9.8%€19k▼ 64.9%€12k▼ 36.1%€17k▲ 39.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 55% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €256k
Fixed assets
€2k▼ 37.6%
Current assets
€254k▲ 5.3%
Equity and liabilities €256k
Equity
€168k▲ 11.1%
Debt
€87k▼ 5.3%
The debt ratio falls from 37.9% to 34.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€34k▲
2024 · €30k
Cash flow
€18k▼
2024 · €21k
Solvency
65.8%▲
2024 · 62.1%
Current ratio
2.91▲
2024 · 2.61
Quick ratio
2.20▲
2024 · 1.55
Debt / equity
0.52▼
2024 · 0.61
ROE
10.0%▲
2024 · 8.0%
ROA
6.6%▲
2024 · 5.0%
Interest coverage
2.62▼
2024 · 4.29
Debt
€87k▼
2024 · €92k
Debt ≤ 1 year
€87k▼
2024 · €92k
Income taxes
€6k▲
2024 · €4k
Staff costs
€112k▲
2024 · €71k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€244k€256k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€756▼
Plant, machinery and equipment23€2k€393▼
Furniture and vehicles24-€363
Financial fixed assets28€781€781=
Current assets29/58€241k€254k▲
Stocks and contracts in progress3€98k€62k▼
Stocks30/36€51k€36k▼
Contracts in progress37€48k€26k▼
Amounts receivable within one year40/41€139k€185k▲
Trade receivables40€67k€124k▲
Other amounts receivable41€72k€61k▼
Cash at bank and in hand54/58€1€4k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€244k€256k▲
Equity10/15€152k€168k▲
Contributions10/11€5k€5k=
Reserves13€147k€163k▲
Distributable reserves133€147k€163k▲
Amounts payable17/49€92k€87k▼
Amounts payable within one year42/48€92k€87k▼
Financial debts43€12k€25k▲
Credit institutions430/8€12k€25k▲
Trade debts44€71k€35k▼
Suppliers440/4€71k€35k▼
Taxes, remuneration and social security45€9k€13k▲
Taxes450/3€4k€10k▲
Remuneration and social security454/9€5k€3k▼
Other amounts payable47/48€0€15k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€71k€112k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€1k▼
Other operating charges640/8€3k€5k▲
Gross operating margin9900€104k€151k▲
Operating profit (loss)9901€21k€33k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€7k€13k▲
Recurring financial charges65€7k€13k▲
Profit (loss) for the period before taxes9903€16k€23k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€12k€17k▲
Profit (loss) for the period to be appropriated9905€12k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€17k▲
Transfer to equity691/2€12k€17k▲
To other reserves6921€12k€17k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 120 days late
2024
30-09
Financial
Equity above €150kEq €152k ▲8.7%
5 profitable years in a row build equity to €152k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €100kEq €121k ▲81%
3 profitable years in a row build equity to €121k.
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2020net €60k ▲3253%
Net result €60k, the highest in the series.
30-09
Financial
Liquidity triplescurrent ratio 2.41
Current ratio from 0.87 to 2.41; short-term debt falls from €118k to €52k.
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2025
Resigned as Director
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrielaan 49320 AalstGround area
9,053 m²
Building footprint
1,601 m²
Volume, LiDAR
10,903 m³
Parcel 41342B1195/00M000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WOODexpert
since 20192.302.900.259
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41342B1195/00M000 | Flanders | 9,053 m² | 1 · 1,601 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MB Poorten
BE 1005.854.168
Liedekerke · Eq €168k
Maerten Interieur
BE 0745.423.323
Diksmuide · Eq €168k
INTERIEURINRICHTING HENRI JANSSENS
BE 0425.627.288
Beveren-Kruibeke-Zwijndrecht · Eq €168k
JOEPSAKEE
BE 0645.534.109
Vilvoorde · Eq €168k
Schul Jeroen
BE 0759.523.955
Zoersel · Eq €168k
Of 19,948 companies in sector 43320 we hold annual accounts for 9,084. 7,524 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2019
Fiscal year end30-09
Activities, NACEBEL
43320Joinery installation
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:admin@woodexpert.be