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THUISPUNT GENT

Active
Private limited companyfounded 1904active for 122 yearsLange Steenstraat 54, 9000 Gent, BelgiumKBO/BCE: BE 0400.032.156
Summary

THUISPUNT GENT has been active since 1904 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199.3m and a net result of -€1.9m. Equity has been stable since 2018 (±1.7% per year). Its solvency ranks better than 34% of 5,801 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 20-10-1904 Normal situation
Activity
Real estate activities NACE 68202and 1 other
Joint committee
339 Paritair Comité voor de erkende maatschappijen voor sociale huisvesting · annual accounts 2025
Establishment units
2.206.892.332 9000 Gent, since 31-03-2011
2.231.942.779 9050 Gent, since 01-07-2011and 3 others
Financial year end
31 December
Peppol
Reachable since 15-01-2026

Board and ownership

Auditor
MOORE STEPHENS AUDIT
Shareholders
  • Stad Gentannual accounts 2025
  • Diverse aandeelhouders particulieren en andereannual accounts 2025

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Turnover
€59.0m
▲ 3.6%
Loss
€1.9m
▼ 61.1%
Equity
€199.3m
▲ 4.2%
Total assets
€926.3m
▲ 6.7%
Employees on 31-12-2025
216
▲ 2.9%
Score breakdownraises riskLiquidity: current ratio 1.31, cash €35.4mEquity €199.3m (21.5% of total assets)Loss of €1.9m, the second in a row (financial year 2025)5 establishment unitsShow the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 62% of medium-sized companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 47=
equity 21.5% of total assets
Liquidity 55=
short-term debt 4.4% · cash 3.8%
Profitability 54=
return on assets -0.2%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,720 companies, NACE 68, medium-sized)
Last 24 months 12-2024: 0.8%highest value 01-2025: 0.8%● unchanged vs 12-2024highest value 02-2025: 0.5%▼ -0.3 percentage points vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.4%▼ -0.1 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026lowest value 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.4%▼ -0.1 percentage points vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €5,900,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.31 (1.26 in 2024), below the usual 1.5. Short-term debt is 4.4% and cash 3.8% of total assets. 78.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, medium-sized). It does better than 44% of them on solvency, 82% on liquidity, 63% on profitability and 59% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises riskneutral
raises risk · Liquidity: current ratio 1.31, cash €35.4m
NBB · annual accounts
raises risk · Equity €199.3m (21.5% of total assets)
NBB · annual accounts
raises risk · Loss of €1.9m, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · 5 establishment units
KBO · seat and establishments
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
59 days early
2024
54 days early
2023
35 days early
2022
7 days late
2021
40 days early
2020
33 days early
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€1.9m View
  • Caution: Lower net result than 95% of companies in real estatesector median €20,578 · 5,808 companies -€1.9m View
  • Positive: Result rose in 2025from -€5.0m to -€1.9m ▲ 61.1% View
  • Flemish supportawarded from 2022 to 2025 €59.0m View
  • Board changedlatest change 01-09-2026 · 12 in office 1 joined · 1 left View

Recent changes

  1. · Gazette deed Resignation: Gabrielle De Boever (director)Appointment: Pascale Pynaert (voorlopig vervangende bestuurder)
  2. · Gazette deed Appointment: Moore Audit (commissaris revisor)
  3. · Gazette deed 13 directors appointed, 13 directors resigningChange of role: Fourat Ben Chikha, from alternate director to director · Resignations: Marc Heughebaert, Cengiz Cetinkaya and 10 others · Appointments: Judith Perneel, Tine Heyse and 10 others
All 53 events

Comparable companies

These companies have the same main activity as THUISPUNT GENT: real estate activities (NACE 68202). They are comparable in size and age: total assets between €373m and €606m, founded between 1907 and 1968.

CompanyTotal assetsTurnover
THUISPUNT GENT Gent€926.3m€59.0m
LA SAMBRIENNE Charleroi€585.5m€46.6m
Thuiswest Roeselare€603.0m€40.8m
Foyer Anderlechtois - Anderlechtse Haard Anderlecht€386.4m€28.0m
De Brusselse Woning Brussel€372.9m€29.4m
LeefGoed Geel€570.8m€35.3m
VIVENDO Brugge€605.9m€44.9m
Full comparison

Key facts about THUISPUNT GENT

What is the company number of THUISPUNT GENT?
The company number of THUISPUNT GENT is 0400.032.156. The VAT number is the same number with BE in front: BE 0400.032.156.
Where is THUISPUNT GENT based?
The registered office is at Lange Steenstraat 54, 9000 Gent.Company details
What does THUISPUNT GENT do?
According to the KBO register, the main activity is real estate activities (NACE 68202).
What is the legal form of THUISPUNT GENT?
The legal form of THUISPUNT GENT is Private limited company (BV).
When was THUISPUNT GENT founded?
THUISPUNT GENT was founded on 20-10-1904.
Is THUISPUNT GENT still active?
Yes, THUISPUNT GENT is an active enterprise in the KBO register.
How many employees does THUISPUNT GENT have?
THUISPUNT GENT had an average of 198.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does THUISPUNT GENT fall under?
In its 2025 annual accounts, THUISPUNT GENT states joint committee 339 (Paritair Comité voor de erkende maatschappijen voor sociale huisvesting).
What is the turnover of THUISPUNT GENT?
The turnover of THUISPUNT GENT was €59.0m in financial year 2025, according to the filed annual accounts.
Is THUISPUNT GENT profitable?
In financial year 2025, THUISPUNT GENT made a loss of €1.9m.
Where can I find the annual accounts of THUISPUNT GENT?
THUISPUNT GENT filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of THUISPUNT GENT due?
THUISPUNT GENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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