Equity
€168,862 ▲ 67.5%
Equity rose in 2025 from €100,794 to €168,862.
WOLF44
Lifetime
3 annual accounts with figures on one time axispeak €147,738 (2025)
€147,738▲ 74.4%
peak €68,069 (2025)
€68,069▲ 36.6%
peak €168,862 (2025)
€168,862▲ 67.5%
€996,370▲ 84.8%
Board3 names since 2023
3 directorsCREMERS, Stéphane Frans Martha and 2 others
Documentsfilings and deeds
04-08-20264 days late
2025micro format
Gross margin from €84,702 to €147,738Result from €49,845 to €68,069Equity from €100,794 to €168,862Debts from €539,171 to €996,370Investments €648,197Cash from €131,168 to €52,049
Key points
from the 2025 annual accountsTurnover
≈ €270,000 estimated
The micro format states no turnover.
Debts
€996,370 86% of the balance sheet
Financial debts 54%Suppliers 3%Taxes and wages 4%Other 38%
Of this, €159,639 falls due within a year.
Investments
€648,197 15.7 × depreciation
Green is investment, beige is depreciation. Machinery stands 42.9% higher than in 2024.
Filings
3 annual accounts 1 late
The 2025 accounts came 4 days late. The other two were filed on time.
Position in the sector
€68,069
Higher net result than 86% of companies in real estate. Sector median €5,994 · 17,181 companies.
Checked score
92
Excellent
Financially stronger than 64% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.2%▲ +0.1 percentage points vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2023
lowers risk
Size: total assets €1.2m
Sector: Real estate activities (NACE 68)
Figures for financial year 2025 (filed on 04-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 35% of them on solvency, 62% on liquidity, 71% on profitability and 88% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,602 companies had the same profile as WOLF44 has now. Each dot stands for 5 companies, two years later.
96.4%
were still trading
0.9%
stopped another way
2.3%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of WOLF44 itself is lower: 0.2% within 12 months. It rests on far more data about WOLF44 than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,602 companies, not a prediction for WOLF44. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.88 (3.72 in 2024), above the usual 1.5. Short-term debt is 13.7% and cash 4.5% of total assets. However, 85.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 4 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
4 days late
2024
on the day
2023
34 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 10 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (3 of the last 3 accounts filed within 33 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- CREMERS, Stéphane Frans Martha founderdeed of 16-08-2023
- VAN ROY, Kris Louis Alfonsine founderdeed of 16-08-2023
- VEYS, Tiffany founderdeed of 16-08-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804764260
Security firm approval (camera systems) granted
Decision of 12-09-2024, published on 27-11-2024
Incorporation
Founding capital of €3,000, 100 shares · Founders: CREMERS, Stéphane Frans Martha; VAN ROY, Kris Louis Alfonsine; VEYS, Tiffany · Appointments: CREMERS, Stéphane Frans Martha; VAN ROY, Kris Louis Alfonsine and VEYS, Tiffany · published on 16-08-2023 · Gazette deed
First establishment
Lippeloseweg 44, Puurs-Sint-Amands
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WOLF44 Puurs-Sint-Amands | €1.2m | €147,738 | 14.5% | - |
| Van Hemelen Projects Merksplas | €0.9m | €116,643 | 8.9% | - |
| IMMO DAKIR Verviers | €1.0m | €169,375 | 13.1% | - |
| HF4 Uccle | €1.0m | €121,238 | 50.0% | - |
| Immo du Gerny Marche-en-Famenne | €1.2m | €126,838 | -9.5% | 0 |
| PCI Invest Aalst | €1.1m | €107,050 | 0.9% | - |
| brusselsconstruct Ixelles | €1.0m | €146,101 | 1.6% | - |
These companies have the same main activity as WOLF44: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €914,000 and €1.2m, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 11-08-2023Normal situation
- Activity
- Development of residential building projectsNACE 68121and 6 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2024
- Establishment unit
- 2.348.787.4942890 Puurs-Sint-Amands, since 11-08-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 19-03-2025
Insights on WOLF44
WOLF44 files the micro format. That format states no turnover. The gross margin rose from €66,064 in 2023 to €147,738 in 2025.
The balance sheet grew most from 2024 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WOLF44
- What is the company number of WOLF44?
- The company number of WOLF44 is 0804.764.260. The VAT number is the same number with BE in front: BE 0804.764.260.
- Where is WOLF44 based?
- The registered office is at Lippeloseweg 44, 2890 Puurs-Sint-Amands.Company details
- What does WOLF44 do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of WOLF44?
- WOLF44 is a private limited company (BV).
- When was WOLF44 founded?
- WOLF44 was founded on 11-08-2023.
- Is WOLF44 still active?
- Yes, WOLF44 is an active enterprise in the KBO register.
- Which joint committee does WOLF44 fall under?
- In its 2024 annual accounts, WOLF44 states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of WOLF44?
- The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €147,738 and 49 comparable companies (NACE 681). It probably lies between €200,000 and €490,000.Financials
- Is WOLF44 profitable?
- In financial year 2025, WOLF44 made a profit of €68,069.
- Where can I find the annual accounts of WOLF44?
- WOLF44 filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of WOLF44 due?
- WOLF44 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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