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WOLF SOLUTION & TECH

Active
Private limited companyfounded 2023active for 3 yearsRue de l'Espinette 29, 6111 Montigny-le-Tilleul, BelgiumKBO/BCE: BE 0800.336.508
Summary

WOLF SOLUTION & TECH has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92,740 and a net result of €32,519. Equity is growing by about 52% per year across the filed financial years. Its solvency ranks better than 80% of 20,828 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100
10th largest company by equity in Montigny-le-Tilleul, Telecoms and IT sector1 site
Size
€110,776total assets 2025
Equity
€92,740
Profit
€32,519
Turnover not published (micro format)
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Accounts 18 days early0 of 1 deed read
Why 98lowers riskLiquidity: current ratio 10.15, cash €80,140Sector: Computer programming, consultancy and related activities (NACE 62)Equity €92,740 (83.7% of total assets)Size: total assets €110,776Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 86% of its sector peers (NACE 62, micro)
Financial strength · tick = 2024
Strong
Solvency 100+6
equity 83.7% of total assets
Liquidity 100+4
short-term debt 9.0% · cash 72.3%
Profitability 100=
return on assets 29.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,850 companies, NACE 62, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity ample (current ratio 10.15, compared with 5.2 in 2024; short-term debt: 9% and cash: 72.3% of total assets), and 16.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 96% on liquidity, 82% on profitability and 80% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 10.15, cash €80,140
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Equity €92,740 (83.7% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €110,776
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
18 days early
2024
6 days early
2023
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 9 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2023 to 2025net €32,519 ▲9.1%
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€92,740▲ 54.0%
2024 · €60,221
Total assets
€110,776▲ 27.4%
2024 · €86,926
Net result
€32,519▲ 9.1%
2024 · €29,799
Working capital
€91,688▲ 59.7%
2024 · €57,420
Trend over the years

2023 to 2025, 3 financial years

The operating result has risen two years in a row; 2025 is 8% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€41,982 2025 Net result€32,519 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€34,584-€38,729▲ 12.0%€41,982▲ 8.4%
Net result€27,422within the sector's middle half-€29,799within the sector's middle half▲ 8.7%€32,519within the sector's middle half▲ 9.1%
Equity€30,422within the sector's middle half-€60,221within the sector's middle half▲ 98.0%€92,740within the sector's middle half▲ 54.0%
Total assets€66,072below the sector's middle half-€86,926within the sector's middle half▲ 31.6%€110,776within the sector's middle half▲ 27.4%
Debt€35,650-€26,704▼ 25.1%€18,036▼ 32.5%
Working capital€25,687within the sector's middle half-€57,420within the sector's middle half▲ 124%€91,688within the sector's middle half▲ 59.7%
Solvency46.0%within the sector's middle half-69.3%within the sector's middle half▲ 23.2pp83.7%above the sector's middle half▲ 14.4pp
Current ratio2.44within the sector's middle half-5.20within the sector's middle half▲ 2.7610.15above the sector's middle half▲ 4.95
Return on assets (ROA)41.5%above the sector's middle half-34.3%within the sector's middle half▼ 7.2pp29.4%within the sector's middle half▼ 4.9pp
above within below the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110,776
Fixed assets €9,064 ▼ 42.8%
Current assets €101,712 ▲ 43.1%
Equity and liabilities €110,776
Equity €92,740 ▲ 54.0%
Debt €18,036 ▼ 32.5%
Debt's share of the balance-sheet total falls from 30.7% to 16.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€48,751▲
2024 · €45,499
Cash flow
€39,288▲
2024 · €36,569
Debt to equity
0.19▼
2024 · 0.44
ROE
35.1%▼
2024 · 49.5%
Interest coverage
81.97▲
2024 · 55.21
Debt ≤ 1 year
€10,024▼
2024 · €13,672
Debt > 1 year
€8,012▼
2024 · €13,032
Income taxes
€8,868▲
2024 · €8,106
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,468 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€86,926€110,776▲
Fixed assets21/28€15,834€9,064▼
Tangible fixed assets22/27€15,834€9,064▼
Furniture and vehicles24€564€178▼
Leasing and similar rights25€15,270€8,886▼
Current assets29/58€71,092€101,712▲
Amounts receivable within one year40/41€19,308€20,266▲
Trade receivables40€19,308€20,134▲
Other amounts receivable41-€132
Cash at bank and in hand54/58€51,785€80,140▲
Deferred charges and accrued income490/1-€1,306
Equity and liabilities
Total equity and liabilities10/49€86,926€110,776▲
Equity10/15€60,221€92,740▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€57,221€89,740▲
Amounts payable17/49€26,704€18,036▼
Amounts payable after more than one year17€13,032€8,012▼
Financial debts170/4€13,032€8,012▼
Amounts payable within one year42/48€13,672€10,024▼
Current portion of amounts payable after more than one year42€4,836€5,020▲
Trade debts44€659€84▼
Suppliers440/4€659€84▼
Taxes, remuneration and social security45€8,168€4,910▼
Taxes450/3€6,568€4,910▼
Remuneration and social security454/9€1,600-
Other amounts payable47/48€10€10=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,770€6,770=
Other operating charges640/8€149€149=
Gross operating margin9900€45,648€48,900▲
Operating profit (loss)9901€38,729€41,982▲
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€824€595▼
Recurring financial charges65€824€595▼
Profit (loss) for the period before taxes9903€37,905€41,387▲
Income taxes67/77€8,106€8,868▲
Profit (loss) for the period9904€29,799€32,519▲
Profit (loss) for the period to be appropriated9905€29,799€32,519▲
Appropriation of the result
Profit (loss) to be appropriated9906€57,221€89,740▲
Profit (loss) brought forward from the previous period14P€27,422€57,221▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,090€6,770€6,770=
Other operating charges640/8€373€149€149=
Gross operating margin9900€39,046€45,648€48,900▲ 7.1%
Operating profit (loss)9901€34,584€38,729€41,982▲ 8.4%
Financial income75/76B-€0€0=
Recurring financial income75-€0€0=
Financial charges65/66B€595€824€595▼ 27.8%
Recurring financial charges65€595€824€595▼ 27.8%
Profit (loss) for the period before taxes9903€33,989€37,905€41,387▲ 9.2%
Income taxes67/77€6,567€8,106€8,868▲ 9.4%
Profit (loss) for the period9904€27,422€29,799€32,519▲ 9.1%
Profit (loss) for the period to be appropriated9905€27,422€29,799€32,519▲ 9.1%
Line202320242025Change
Assets
Total assets20/58€66,072€86,926€110,776▲ 27.4%
Fixed assets21/28€22,603€15,834€9,064▼ 42.8%
Tangible fixed assets22/27€22,603€15,834€9,064▼ 42.8%
Furniture and vehicles24€949€564€178▼ 68.4%
Leasing and similar rights25€21,654€15,270€8,886▼ 41.8%
Current assets29/58€43,469€71,092€101,712▲ 43.1%
Amounts receivable within one year40/41€9,378€19,308€20,266▲ 5.0%
Trade receivables40€9,378€19,308€20,134▲ 4.3%
Other amounts receivable41--€132-
Cash at bank and in hand54/58€34,091€51,785€80,140▲ 54.8%
Deferred charges and accrued income490/1--€1,306-
Equity and liabilities
Total equity and liabilities10/49€66,072€86,926€110,776▲ 27.4%
Equity10/15€30,422€60,221€92,740▲ 54.0%
Contributions10/11€3,000€3,000€3,000=
Profit (loss) carried forward14€27,422€57,221€89,740▲ 56.8%
Amounts payable17/49€35,650€26,704€18,036▼ 32.5%
Amounts payable after more than one year17€17,868€13,032€8,012▼ 38.5%
Financial debts170/4€17,868€13,032€8,012▼ 38.5%
Amounts payable within one year42/48€17,782€13,672€10,024▼ 26.7%
Current portion of amounts payable after more than one year42€4,659€4,836€5,020▲ 3.8%
Trade debts44€508€659€84▼ 87.2%
Suppliers440/4€508€659€84▼ 87.2%
Taxes, remuneration and social security45€12,605€8,168€4,910▼ 39.9%
Taxes450/3€11,005€6,568€4,910▼ 25.2%
Remuneration and social security454/9€1,600€1,600--
Other amounts payable47/48€10€10€10=
Line202320242025Change
Profit (loss) for the period9904€27,422€29,799€32,519▲ 9.1%
+ Depreciation and write-downs630€4,090€6,770€6,770=
Operating cash flow (approximation)€31,512€36,569€39,288▲ 7.4%
Investment in fixed assets (approximation)-€0€0-
Change in cash-€17,693€28,356▲ 60.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Similar companies · same sector, comparable size

Of the 16,888 companies in this sector, figures are known for 8,924. 7,040 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: not fully processed yet. The notices from October 2025 to September 2026 are still being read.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

WOLF SOLUTION & TECH was incorporated on 3 April 2023 as a private limited company.1 Total assets rose from €66,072 in 2023 to €110,776 in 2025.2

  1. 1KBO (Crossroads Bank for Enterprises)
  2. 2National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
13-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Highest result from 2023 to 2025net €32,519 ▲9.1%
Operating result €41,982, net result €32,519, both a record.
25-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Liquidity more than doubledcurrent ratio 5.20
Current ratio from 2.44 to 5.20; short-term debt falls from €17,782 to €13,672.
28-07
NBB filing Annual accounts filed
financial year 2023 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded03-04-2023
Financial year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
77210Renting and leasing of sports and recreation goods
E-invoicing
Reachable via Peppol
Peppol ID 0208:0800336508
Also 9925:BE0800336508
Registered 06-12-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 11 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Montigny-le-Tilleul · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
773 m²
Building footprint
158 m²
Building volume
846 m³
Parcel 52037B0108/00N000, Wallonia · tallest building 6.6 m. Linked by address, not a title deed.
1 establishment unit
WOLF SOLUTION & TECH
Rue de l'Espinette 29, 6111 Montigny-le-TilleulComputer programming
since 2023unit no. 2.344.185.637
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
52037B0108/00N000 Wallonia 773 m² 1 · 158 m² 6.6 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.