Wolco

Active

Private limited companyfounded 1974active for 52 yearsBrugstraat 49, 2300 Turnhout, BelgiumKBO/BCE: BE 0414.622.441

Summary

Wolco has been active since 1974 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198,751 and a net result of -€16,684. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 52% of 22,581 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

WolcoActiveChecked score 88/100

Risk analysis Report Compare

Activity

Retail sale of clothing and accessories for women, men, children and babies (general range)

NACE 47716Retail sale of bicycles NACE 47632

6th oldest company in Turnhout, Wholesale and retail trade sector1 site

Size

€557,929total assets 2025

Staff: 1 FTE
Equity: €198,751
Loss: -€16,684

Turnover not published (abbreviated or micro format)

Financial health

88 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

BEJNAROWICZ IreneuszDirector
LAUWERS Bob Maria JozefDirector

2025 accounts 21 days early1 of 4 deeds summarised

Why 88raises riskSector: Retail trade (NACE 47)Loss of €16,684, the second in a row (financial year 2025)lowers riskSize: total assets €557,929Founded in 1974Show the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 33% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 61+4

equity 35.6% of total assets

Liquidity 33-1

short-term debt 51.9% · cash 7.7%

Profitability 21+6

return on assets -3.0%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,246 companies, NACE 47, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.4%▲ +0.1 percentage points vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026highest value 08-2026: 0.2%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value

Credit of up to €17,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.77, compared with 2.0 in 2024, above the usual 1.5; short-term debt: 51.9% and cash: 7.7% of total assets), but 64.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 51% on solvency, 31% on liquidity, 22% on profitability and 28% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €557,929

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Founded in 1974

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Loss of €16,684, the second in a row (financial year 2025)

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€16,684

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

21 days early

2024

43 days early

2023

42 days early

2022

28 days early

2021

3 days early

2020

30 days late

2019

57 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

10-07-2026 Annual accounts filedfinancial year 2025 · micro…
18-06-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Weakest financial yearnet -€30,238

Key points

Caution: Among the weakest 13% on net resultsector median €5,083 · 22,562 companies -€16,684 View
Caution: 2 loss-making years in a rowloss financial year 2025 -€16,684 View
Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
Active since 1974founded 01-10-1974 52 years View

By topic

Financials

Financial year: 2025
Total assets: €557,929
Loss: -€16,684
Solvency: 35.6%

Total assets▼ 16.8%

Net result

20182025

Go to Financials

Board & ownership

Board: 2 members

BEJNAROWICZ IreneuszDirector
LAUWERS Bob Maria JozefDirector

Go to Board & ownership

Timeline

Events: 55
Since: 1978
Next accounts: by 31-07-2027

19-06-2024Annual accounts filed
31-01-2024Resignations: LAUWERS Bob Maria Jozef (manager) and…
03-07-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of clothing and accessories for women…NACE 47716
Founded: 01-10-1974
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 13

Who signs: Each director alone
Annual meeting: First Monday of May at 14:00
Purpose: “De uitbating van een klein- en groothandel in allerlei textielwaren, kleding en schoeisel…” (deed in Dutch)

Go to Articles of association

Key facts about Wolco

What is the company number of Wolco?: 0414.622.441. In Belgium the VAT number is the company number with BE in front: BE 0414.622.441.
Where is Wolco based?: The registered office is at Brugstraat 49, 2300 Turnhout.Company details
What does Wolco do?: According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
What is the legal form of Wolco?: Private limited company (BV).
When was Wolco founded?: On 01-10-1974.
Is Wolco still active?: Yes, Wolco is an active enterprise in the KBO register.
How many employees does Wolco have?: On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Wolco?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Wolco profitable?: In financial year 2025, Wolco made a loss of €16,684.
Where can I find the annual accounts of Wolco?: Wolco filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Wolco due?: By 31-07-2027, for financial year 2026.Timeline