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Private limited companyfounded 201114 yrs activeHeikant(SHL) 55, 3910 Pelt, BelgiumKBO/BCE: BE 0841.598.229
Summary

WOLA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.9m and a net result of €42,593. Its solvency ranks better than 40% of 5587 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
38 d early
2024
29 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 30 November 2011, WOLA was incorporated.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€1.9m▼ 22.4%
2024 · €2.4m
Net result
€42,593▼ 95.2%
2024 · €891,398
Total assets
€4.7m▲ 5.6%
2024 · €4.4m
Solvency
40.1%▼ 14.5pp
2024 · 54.6%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€1.3m-€113,301▼ 91.5%
Net result€891,398above the sector's middle half-€42,593within the sector's middle half▼ 95.2%
Equity€2.4mabove the sector's middle half-€1.9mwithin the sector's middle half▼ 22.4%
Total assets€4.4mwithin the sector's middle half-€4.7mabove the sector's middle half▲ 5.6%
Debt€1.8m-€2.6m▲ 43.2%
Working capital€1.7mabove the sector's middle half-€1.9mabove the sector's middle half▲ 7.6%
Solvency54.6%within the sector's middle half-40.1%within the sector's middle half▼ 14.5pp
Current ratio5.90above the sector's middle half-4.63above the sector's middle half▼ 1.27
Return on assets (ROA)20.2%above the sector's middle half-0.9%within the sector's middle half▼ 19.2pp
Staff (FTE)0within the sector's middle half-0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€500,000€1.0m€1.5mOperating result 2024: €1.3m€1.3mNet result 2024: €891,398€891,398Operating result 2025: €113,301€113,301Net result 2025: €42,593€42,59320242025€0€500,000€1m€1.5mOperating result 2024: €1.3m€1.3mNet result 2024: €891,398€891,000Operating result 2025: €113,301€113,000Net result 2025: €42,593€42,60020242025
The operating result falls in 2025; 2025 is 91% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.7m
Fixed assets €2.3m ▼ 1.8%
Current assets €2.4m ▲ 14.0%
Equity and liabilities €4.7m
Equity €1.9m ▼ 22.4%
Provisions €156,952 ▼ 4.0%
Debt €2.6m ▲ 43.2%
Debt's share of the balance-sheet total rises from 41.7% to 56.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
2.3%▼
2024 · 36.9%
Debt ≤ 1 year
€510,224▲
2024 · €351,282
Debt > 1 year
€2.1m▲
2024 · €1.5m
Income taxes
€26,276▼
2024 · €185,126
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 65 lines
Balance sheet Code20242025
Assets
Total assets20/58€4.4m€4.7m▲
Fixed assets21/28€2.4m€2.3m▼
Tangible fixed assets22/27€2.0m€2.0m▼
Land and buildings22€2.0m€1.9m▼
Furniture and vehicles24€27,694€30,812▲
Assets under construction and advance payments27€0-
Financial fixed assets28€350,000€350,000=
Current assets29/58€2.1m€2.4m▲
Amounts receivable after more than one year29-€20,000
Other amounts receivable291-€20,000
Stocks and contracts in progress3€603,201€1.1m▲
Stocks30/36€603,201€1.1m▲
Amounts receivable within one year40/41€610,929€615,679▲
Trade receivables40€21,572€30,798▲
Other amounts receivable41€589,358€584,882▼
Cash at bank and in hand54/58€857,827€633,527▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€4.4m€4.7m▲
Equity10/15€2.4m€1.9m▼
Contributions10/11€1,000€1,000=
Reserves13€2.4m€1.9m▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€490,615€470,857▼
Distributable reserves133€1.9m€1.4m▼
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€163,538€156,952▼
Deferred taxes168€163,538€156,952▼
Amounts payable17/49€1.8m€2.6m▲
Amounts payable after more than one year17€1.5m€2.1m▲
Financial debts170/4€1.5m€2.1m▲
Amounts payable within one year42/48€351,282€510,224▲
Current portion of amounts payable after more than one year42€68,091€70,835▲
Financial debts43€58,370€0▼
Credit institutions430/8€58,370€0▼
Trade debts44€6,857€11,245▲
Suppliers440/4€6,857€11,245▲
Taxes, remuneration and social security45€79,104€47,429▼
Taxes450/3€76,944€45,171▼
Remuneration and social security454/9€2,160€2,258▲
Other amounts payable47/48€138,859€380,715▲
Income statement Code20242025
Non-recurring operating income76A€687,380€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,454€73,775▲
Other operating charges640/8€23,685€38,822▲
Gross operating margin9900€1.4m€225,897▼
Operating profit (loss)9901€1.3m€113,301▼
Financial income75/76B€8,297€11,467▲
Recurring financial income75€8,297€11,467▲
Financial charges65/66B€94,545€62,485▼
Recurring financial charges65€94,545€62,485▼
Profit (loss) for the period before taxes9903€1.2m€62,283▼
Transfer from deferred taxes780€1,116€6,586▲
Transfer to deferred taxes680€164,654€0▼
Income taxes67/77€185,126€26,276▼
Profit (loss) for the period9904€891,398€42,593▼
Transfer from tax-exempt reserves789€3,347€19,758▲
Transfer to tax-exempt reserves689€493,962€0▼
Profit (loss) for the period to be appropriated9905€400,783€62,351▼
Appropriation of the result
Profit (loss) to be appropriated9906€400,783€62,351▼
Transfer from equity791/2€0€584,446▲
Transfer to equity691/2€400,783€62,351▼
To other reserves6921€400,783€62,351▼
Profit to be distributed694/7€0€584,446▲
Return on contributions (dividend)694€0€584,446▲
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Non-recurring operating income76A€687,380€0▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,454€73,775▲ 244%
Other operating charges640/8€23,685€38,822▲ 63.9%
Gross operating margin9900€1.4m€225,897▼ 83.5%
Operating profit (loss)9901€1.3m€113,301▼ 91.5%
Financial income75/76B€8,297€11,467▲ 38.2%
Recurring financial income75€8,297€11,467▲ 38.2%
Financial charges65/66B€94,545€62,485▼ 33.9%
Recurring financial charges65€94,545€62,485▼ 33.9%
Profit (loss) for the period before taxes9903€1.2m€62,283▼ 95.0%
Transfer from deferred taxes780€1,116€6,586▲ 490%
Transfer to deferred taxes680€164,654€0▼ 100%
Income taxes67/77€185,126€26,276▼ 85.8%
Profit (loss) for the period9904€891,398€42,593▼ 95.2%
Transfer from tax-exempt reserves789€3,347€19,758▲ 490%
Transfer to tax-exempt reserves689€493,962€0▼ 100%
Profit (loss) for the period to be appropriated9905€400,783€62,351▼ 84.4%
Line20242025Change
Assets
Total assets20/58€4.4m€4.7m▲ 5.6%
Fixed assets21/28€2.4m€2.3m▼ 1.8%
Tangible fixed assets22/27€2.0m€2.0m▼ 2.1%
Land and buildings22€2.0m€1.9m▼ 2.3%
Furniture and vehicles24€27,694€30,812▲ 11.3%
Assets under construction and advance payments27€0--
Financial fixed assets28€350,000€350,000=
Current assets29/58€2.1m€2.4m▲ 14.0%
Amounts receivable after more than one year29-€20,000-
Other amounts receivable291-€20,000-
Stocks and contracts in progress3€603,201€1.1m▲ 81.2%
Stocks30/36€603,201€1.1m▲ 81.2%
Amounts receivable within one year40/41€610,929€615,679▲ 0.8%
Trade receivables40€21,572€30,798▲ 42.8%
Other amounts receivable41€589,358€584,882▼ 0.8%
Cash at bank and in hand54/58€857,827€633,527▼ 26.1%
Deferred charges and accrued income490/1€0--
Equity and liabilities
Total equity and liabilities10/49€4.4m€4.7m▲ 5.6%
Equity10/15€2.4m€1.9m▼ 22.4%
Contributions10/11€1,000€1,000=
Reserves13€2.4m€1.9m▼ 22.5%
Non-distributable reserves130/1€0--
Reserves not available under the articles1311€0--
Tax-exempt reserves132€490,615€470,857▼ 4.0%
Distributable reserves133€1.9m€1.4m▼ 27.2%
Profit (loss) carried forward14€0€0-
Provisions and deferred taxes16€163,538€156,952▼ 4.0%
Deferred taxes168€163,538€156,952▼ 4.0%
Amounts payable17/49€1.8m€2.6m▲ 43.2%
Amounts payable after more than one year17€1.5m€2.1m▲ 42.8%
Financial debts170/4€1.5m€2.1m▲ 42.8%
Amounts payable within one year42/48€351,282€510,224▲ 45.2%
Current portion of amounts payable after more than one year42€68,091€70,835▲ 4.0%
Financial debts43€58,370€0▼ 100%
Credit institutions430/8€58,370€0▼ 100%
Trade debts44€6,857€11,245▲ 64.0%
Suppliers440/4€6,857€11,245▲ 64.0%
Taxes, remuneration and social security45€79,104€47,429▼ 40.0%
Taxes450/3€76,944€45,171▼ 41.3%
Remuneration and social security454/9€2,160€2,258▲ 4.5%
Other amounts payable47/48€138,859€380,715▲ 174%
Line20242025Change
Profit (loss) for the period9904€891,398€42,593▼ 95.2%
+ Depreciation and write-downs630€21,454€73,775▲ 244%
Operating cash flow (approximation)€912,852€116,368▼ 87.3%
Investment in fixed assets (approximation)--€32,273-
Change in cash--€224,300-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
23-03
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
01-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2012
seat establishment The establishment unit on the map
Ground area
2,888 m²
Building footprint
412 m²
Parcel 72033A0636/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
WOLA
Heikant(SHL) 55, 3910 PeltComputer programming, consultancy and related activities
since 20122.210.714.726
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72033A0636/00G000 Flanders 2,888 m² 1 · 412 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 11,123 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-11-2011
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0841598229
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.