WOKAT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €230k and a net result of €22k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 22% of 8018 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 8018 sector peers (2025).
NBB · sector comparisonPosition among 8018 sector peers
Solvency
better than 22%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €230k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-03-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
6 d early
2023
35 d early
2022
59 d early
2021
64 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€230k▲ 10.6%
2024 · €208k
2018: €154k
2019: €110k
2020: €101k
2021: €101k
2022: €101k
2023: €101k
2024: €208k
2018 → 2025
Net result
€22k▼ 79.4%
2024 · €107k
2018: €16k
2019: €16k
2020: €54k
2021: €152k
2022: €22k
2023: €124k
2024: €107k
2018 → 2025
Total assets
€1.37M▲ 12.8%
2024 · €1.22M
2018: €318k
2019: €334k
2020: €397k
2021: €360k
2022: €627k
2023: €903k
2024: €1.22M
2018 → 2025
Solvency
16.8%▼ 0.3pp
2024 · 17.1%
2018: 48.4%
2019: 32.9%
2020: 25.4%
2021: 28.0%
2022: 16.1%
2023: 11.2%
2024: 17.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€101k-€101k=€101k=€208k▲ 106%€230k▲ 10.6%
Operating result€202k-€25k▼ 87.6%€178k▲ 612%€165k▼ 7.4%€46k▼ 71.8%
Net result€152k-€22k▼ 85.7%€124k▲ 472%€107k▼ 13.7%€22k▼ 79.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.37M
Fixed assets
€1.25M▲ 17.6%
Current assets
€123k▼ 19.8%
Equity and liabilities €1.37M
Equity
€230k▲ 10.6%
Debt
€1.14M▲ 13.3%
The debt ratio rises from 82.9% to 83.2%. Equity and debt are higher.
Key figures and ratios
Solvency
16.8%▼
2024 · 17.1%
ROE
9.6%▼
2024 · 51.5%
ROA
1.6%▼
2024 · 8.8%
Debt
€1.14M▲
2024 · €1.01M
Debt ≤ 1 year
€83k▲
2024 · €83k
Debt > 1 year
€1.06M▲
2024 · €925k
Income taxes
€9k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.22M€1.37M▲
Fixed assets21/28€1.06M€1.25M▲
Tangible fixed assets22/27€1.05M€1.25M▲
Land and buildings22€1.05M€1.25M▲
Furniture and vehicles24€3k€3k▼
Financial fixed assets28€10k€0▼
Current assets29/58€154k€123k▼
Amounts receivable within one year40/41€64k€31k▼
Trade receivables40€63k€30k▼
Other amounts receivable41€329€1k▲
Cash at bank and in hand54/58€88k€90k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.22M€1.37M▲
Equity10/15€208k€230k▲
Contributions10/11€101k€101k=
Profit (loss) carried forward14€107k€130k▲
Amounts payable17/49€1.01M€1.14M▲
Amounts payable after more than one year17€925k€1.06M▲
Financial debts170/4€925k€1.06M▲
Amounts payable within one year42/48€83k€83k▲
Current portion of amounts payable after more than one year42€43k€63k▲
Financial debts43€461€461=
Credit institutions430/8€461€461=
Trade debts44€9k€4k▼
Suppliers440/4€9k€4k▼
Taxes, remuneration and social security45€29k€16k▼
Taxes450/3€29k€16k▼
Remuneration and social security454/9€56€56=
Other amounts payable47/48€100€100=
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€66k▲
Other operating charges640/8€1k€639▼
Non-recurring operating charges66A-€100k
Gross operating margin9900€200k€213k▲
Operating profit (loss)9901€165k€46k▼
Financial income75/76B€782€0▼
Recurring financial income75€782€0▼
Financial charges65/66B€15k€16k▲
Recurring financial charges65€15k€16k▲
Profit (loss) for the period before taxes9903€151k€31k▼
Income taxes67/77€44k€9k▼
Profit (loss) for the period9904€107k€22k▼
Profit (loss) for the period to be appropriated9905€107k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€107k€130k▲
Profit (loss) brought forward from the previous period14P-€107k
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 1.86
Current ratio from 0.58 to 1.86; short-term debt falls from €152k to €83k.
30-09
Financial
Equity above €200kEq €208k ▲106%
7 profitable years in a row build equity to €208k.
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity triplescurrent ratio 2.72
Current ratio from 1.05 to 2.72; short-term debt falls from €139k to €89k.
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €152k ▲180%
Operating result €202k, net result €152k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Antoniusstraat 18570 AnzegemGround area
3,898 m²
Building footprint
520 m²
Parcel 34018B0743/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
WOKAT
since 20142.232.105.008
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34018B0743/00D000 | Flanders | 3,898 m² | 1 · 520 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,574 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2014
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.