WOBBEN
ActiveWOBBEN has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €402k and a net result of €154k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 53% of 27319 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
69
/ 100
Healthy▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency69▲+23
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.83 against 0.4 in 2024), and 50% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50%
Return on assets
19.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
83 d late
2023
59 d late
2022
151 d late
2021
46 d late
2020
45 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€402k▲ 62.5%
2024 · €247k
2018: €76k
2019: €127k
2020: €146k
2021: €155k
2022: €162k
2023: €185k
2024: €247k
2018 → 2025
Total assets
€803k▲ 19.5%
2024 · €672k
2018: €398k
2019: €434k
2020: €418k
2021: €404k
2022: €353k
2023: €645k
2024: €672k
2018 → 2025
Net result
€154k▲ 149%
2024 · €62k
2018: €8k
2019: €50k
2020: €19k
2021: €9k
2022: €6k
2023: €24k
2024: €62k
2018 → 2025
Working capital
€-57k▲ 72.1%
2024 · €-203k
2018: €-81k
2019: €-31k
2020: €-8k
2021: €1k
2022: €14k
2023: €-263k
2024: €-203k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€155k-€162k▲ 4.0%€185k▲ 14.6%€247k▲ 33.5%€402k▲ 62.5%
Operating result€8k-€17k▲ 125%€35k▲ 101%€89k▲ 155%€226k▲ 154%
Net result€9k-€6k▼ 33.3%€24k▲ 276%€62k▲ 163%€154k▲ 149%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 154% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €803k
Fixed assets
€530k▼ 1.6%
Current assets
€273k▲ 104%
Equity and liabilities €803k
Equity
€402k▲ 62.5%
Debt
€402k▼ 5.5%
The debt ratio falls from 63.2% to 50.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€256k▲
2024 · €117k
Cash flow
€185k▲
2024 · €90k
Solvency
50.0%▲
2024 · 36.8%
Current ratio
0.83▲
2024 · 0.40
Quick ratio
0.83▲
2024 · 0.40
Debt / equity
1.00▼
2024 · 1.72
ROE
38.5%▲
2024 · 25.1%
ROA
19.2%▲
2024 · 9.2%
Interest coverage
106.01▲
2024 · 44.38
Debt
€402k▼
2024 · €425k
Debt ≤ 1 year
€330k▼
2024 · €337k
Debt > 1 year
€72k▼
2024 · €88k
Income taxes
€69k▲
2024 · €25k
Staff costs
€124k▲
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€672k€803k▲
Fixed assets21/28€538k€530k▼
Tangible fixed assets22/27€538k€530k▼
Land and buildings22€523k€505k▼
Plant, machinery and equipment23€10k€23k▲
Furniture and vehicles24€6k€1k▼
Current assets29/58€134k€273k▲
Amounts receivable within one year40/41€106k€123k▲
Trade receivables40€102k€105k▲
Other amounts receivable41€4k€17k▲
Cash at bank and in hand54/58€27k€148k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€672k€803k▲
Equity10/15€247k€402k▲
Contributions10/11€27k€27k=
Outside capital11€27k-
Other1109/19€27k-
Reserves13€204k€358k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€13k€13k=
Distributable reserves133€188k€343k▲
Profit (loss) carried forward14€16k€16k=
Amounts payable17/49€425k€402k▼
Amounts payable after more than one year17€88k€72k▼
Financial debts170/4€88k€72k▼
Amounts payable within one year42/48€337k€330k▼
Current portion of amounts payable after more than one year42€20k€16k▼
Trade debts44€12k€28k▲
Suppliers440/4€12k€28k▲
Taxes, remuneration and social security45€40k€98k▲
Taxes450/3€39k€91k▲
Remuneration and social security454/9€2k€6k▲
Other amounts payable47/48€264k€187k▼
Income statement
Code20242025
Non-recurring operating income76A€5k-
Remuneration, social security and pensions62€66k€124k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€30k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€186k€383k▲
Operating profit (loss)9901€89k€226k▲
Financial income75/76B€1k€474▼
Recurring financial income75€1k€474▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€87k€224k▲
Income taxes67/77€25k€69k▲
Profit (loss) for the period9904€62k€154k▲
Profit (loss) for the period to be appropriated9905€62k€154k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€171k▲
Profit (loss) brought forward from the previous period14P€16k€16k=
Transfer to equity691/2€62k€154k▲
To other reserves6921€62k€154k▲
Social balance
Average headcount (FTE)90871.8-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €154k ▲149%
Operating result €226k, net result €154k, both a record.
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 83 days late
2024
31-12
Financial
Equity above €200kEq €247k ▲33.5%
7 profitable years in a row build equity to €247k.
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 59 days late
2023
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 151 days late
2022
31-12
Financial
Weakest financial yearnet €6k ▼33.3%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
15-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 46 days late
2021
31-12
Financial
Equity above €150kEq €155k ▲6.5%
4 profitable years in a row build equity to €155k.
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 45 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €100kEq €127k ▲66.3%
2 profitable years in a row build equity to €127k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 38 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hyacinthenstraat 509300 AalstGround area
816 m²
Building footprint
197 m²
Volume, LiDAR
1,164 m³
Parcel 41304G0150/00A009, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schilder- en dakwerken Wobben
since 19902.047.008.420
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41304G0150/00A009 | Flanders | 816 m² | 1 · 197 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Decoratie Vandekerkhove
BE 0425.036.776
Kuurne · Eq €402k
Vanhoeck Flooring
BE 0474.745.912
Deinze · Eq €402k
COLORSENSE
BE 0869.919.952
Hasselt · Eq €404k
Serpieters Authentic Painters
BE 0535.669.731
Ardooie · Eq €404k
BELCOLOR
BE 0654.984.778
Sint-Pieters-Woluwe · Eq €399k
Of 7,815 companies in sector 43341 we hold annual accounts for 2,639. 1,622 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-1989
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
43230Insulation installation
43291Specialised construction activities
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.