WMA SERVICES
ActiveWMA SERVICES has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €581k and a net result of €161k. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 53% of 7733 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+7
Solvency79▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 3.79 against 3.28 in 2024; short-term debt: 9.9% and cash: 18.8% of total assets), and 45.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.3%
Return on assets
15.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-03-2026, 37 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
37 d early
2024
141 d early
2023
5 d early
2022
31 d early
2021
43 d early
2020
24 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€581k▲ 38.4%
2024 · €420k
2018: €26k
2019: €97k
2020: €193k
2021: €359k
2022: €428k
2023: €605k
2024: €420k
2018 → 2025
Total assets
€1.07M▲ 13.1%
2024 · €947k
2018: €28k
2019: €123k
2020: €772k
2021: €924k
2022: €949k
2023: €1.20M
2024: €947k
2018 → 2025
Net result
€161k▲ 72.4%
2024 · €94k
2018: €8k
2019: €73k
2020: €92k
2021: €167k
2022: €70k
2023: €177k
2024: €94k
2018 → 2025
Working capital
€294k▲ 55.1%
2024 · €190k
2018: €19k
2019: €92k
2020: €18k
2021: €76k
2022: €85k
2023: €398k
2024: €190k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€359k-€428k▲ 19.3%€605k▲ 41.4%€420k▼ 30.6%€581k▲ 38.4%
Operating result€231k-€96k▼ 58.6%€248k▲ 159%€137k▼ 44.6%€247k▲ 79.9%
Net result€167k-€70k▼ 58.0%€177k▲ 153%€94k▼ 47.2%€161k▲ 72.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 80% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets
€671k▼ 0.5%
Current assets
€400k▲ 46.6%
Equity and liabilities €1.07M
Equity
€581k▲ 38.4%
Debt
€490k▼ 7.1%
The debt ratio falls from 55.7% to 45.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€290k▲
2024 · €181k
Cash flow
€205k▲
2024 · €137k
Solvency
54.3%▲
2024 · 44.3%
Current ratio
3.79▲
2024 · 3.28
Quick ratio
3.79▲
2024 · 3.28
Debt / equity
0.84▼
2024 · 1.25
ROE
27.8%▲
2024 · 22.3%
ROA
15.1%▲
2024 · 9.9%
Interest coverage
14.37▲
2024 · 8.77
Debt
€490k▼
2024 · €527k
Debt ≤ 1 year
€106k▲
2024 · €83k
Debt > 1 year
€384k▼
2024 · €444k
Income taxes
€70k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€947k€1.07M▲
Fixed assets21/28€674k€671k▼
Tangible fixed assets22/27€674k€631k▼
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€80k€54k▼
Other tangible fixed assets26€590k€574k▼
Financial fixed assets28-€40k
Current assets29/58€273k€400k▲
Amounts receivable within one year40/41€0€19k▲
Trade receivables40€0€19k▲
Other amounts receivable41-€866
Current investments50/53€237k€178k▼
Cash at bank and in hand54/58€35k€201k▲
Deferred charges and accrued income490/1€723€885▲
Equity and liabilities
Total equity and liabilities10/49€947k€1.07M▲
Equity10/15€420k€581k▲
Contributions10/11€34k€34k=
Reserves13€386k€548k▲
Distributable reserves133€386k€548k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€527k€490k▼
Amounts payable after more than one year17€444k€384k▼
Financial debts170/4€444k€384k▼
Amounts payable within one year42/48€83k€106k▲
Current portion of amounts payable after more than one year42€65k€28k▼
Trade debts44€335€20k▲
Suppliers440/4€335€20k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€17k€57k▲
Taxes450/3€17k€57k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€43k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€240
Gross operating margin9900€184k€292k▲
Operating profit (loss)9901€137k€247k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€21k€20k▼
Recurring financial charges65€21k€20k▼
Profit (loss) for the period before taxes9903€121k€231k▲
Income taxes67/77€27k€70k▲
Profit (loss) for the period9904€94k€161k▲
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€94k€161k▲
Appropriation of the result
Profit (loss) to be appropriated9906€94k€161k▲
Transfer from equity791/2€279k€0▼
Transfer to equity691/2€94k€161k▲
To other reserves6921€94k€161k▲
Profit to be distributed694/7€279k€0▼
Return on contributions (dividend)694€279k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €500kEq €581k ▲38.4%
8 profitable years in a row build equity to €581k.
2024
10-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €177k ▲153%
Operating result €248k, net result €177k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 5.45
Current ratio from 2.64 to 5.45.
30-09
Financial
Equity above €500kEq €605k ▲41.4%
6 profitable years in a row build equity to €605k.
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €200kEq €359k ▲86%
4 profitable years in a row build equity to €359k.
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €150kEq €193k ▲99.1%
3 profitable years in a row build equity to €193k.
16-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Daalstraat 293600 GenkGround area
1,379 m²
Building footprint
157 m²
Volume, LiDAR
1,062 m³
Parcel 71304D0155/00F002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Daalstraat 29, 3600 Genk
since 20162.257.753.291
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71304D0155/00F002 | Flanders | 1,379 m² | 1 · 157 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 5,610 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2016
Fiscal year end30-09
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.