WM SUPPLY
ActiveWM SUPPLY has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €514k and a net result of €71k. Its solvency ranks better than 80% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-18
Solvency100=
Growth52
Track record82
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days only on tighter terms
Liquidity ample (current ratio 4.7 against 5.02 in 2024; short-term debt: 21.1% and cash: 14.2% of total assets), and 21.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.9%
Return on assets
10.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 d early
2024
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€514k▲ 15.7%
2024 · €445k
2024: €445k
2024 → 2025
Total assets
€652k▲ 19.1%
2024 · €547k
2024: €547k
2024 → 2025
Net result
€71k▼ 52.7%
2024 · €151k
2024: €151k
2024 → 2025
Working capital
€509k▲ 23.3%
2024 · €413k
2024: €413k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€445k-€514k▲ 15.7%
Operating result€222k-€110k▼ 50.4%
Net result€151k-€71k▼ 52.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €652k
Fixed assets
€5k▼ 83.1%
Current assets
€647k▲ 25.4%
Equity and liabilities €652k
Equity
€514k▲ 15.7%
Debt
€138k▲ 34.0%
The debt ratio rises from 18.8% to 21.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€113k▼
2024 · €228k
Cash flow
€74k▼
2024 · €158k
Solvency
78.9%▼
2024 · 81.2%
Current ratio
4.70▼
2024 · 5.02
Quick ratio
2.74▼
2024 · 2.98
Debt / equity
0.27▲
2024 · 0.23
ROE
13.9%▼
2024 · 34.0%
ROA
10.9%▼
2024 · 27.6%
Interest coverage
26.87▼
2024 · 242.42
Debt
€138k▲
2024 · €103k
Debt ≤ 1 year
€138k▲
2024 · €103k
Income taxes
€37k▼
2024 · €71k
Staff costs
€49k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€547k€652k▲
Fixed assets21/28€32k€5k▼
Tangible fixed assets22/27€32k€5k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€26k€2k▼
Current assets29/58€516k€647k▲
Stocks and contracts in progress3€209k€269k▲
Stocks30/36€209k€269k▲
Amounts receivable within one year40/41€143k€85k▼
Trade receivables40€114k€47k▼
Other amounts receivable41€29k€38k▲
Current investments50/53-€200k
Cash at bank and in hand54/58€163k€93k▼
Equity and liabilities
Total equity and liabilities10/49€547k€652k▲
Equity10/15€445k€514k▲
Contributions10/11€112k€112k=
Reserves13€332k€402k▲
Distributable reserves133€332k€402k▲
Amounts payable17/49€103k€138k▲
Amounts payable within one year42/48€103k€138k▲
Trade debts44€14k€40k▲
Suppliers440/4€14k€40k▲
Taxes, remuneration and social security45€89k€96k▲
Taxes450/3€88k€93k▲
Remuneration and social security454/9€1k€3k▲
Other amounts payable47/48-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€20k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€3k▼
Other operating charges640/8€3k€11k▲
Gross operating margin9900€251k€173k▼
Operating profit (loss)9901€222k€110k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€942€4k▲
Recurring financial charges65€942€4k▲
Profit (loss) for the period before taxes9903€222k€108k▼
Income taxes67/77€71k€37k▼
Profit (loss) for the period9904€151k€71k▼
Profit (loss) for the period to be appropriated9905€151k€71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€151k€71k▼
Transfer to equity691/2€151k€70k▼
To other reserves6921€151k€70k▼
Profit to be distributed694/7-€2k
Employees696-€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €514k ▲15.7%
2 profitable years in a row build equity to €514k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ingelmunster · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doelstraat +1448770 IngelmunsterGround area
8,638 m²
Parcel 36007A0559/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
WM SUPPLY
since 20242.356.950.243
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36007A0559/00F000 | Flanders | 8,638 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ARCTIC PAPER BENELUX
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GALGO PRE-Q EUROPE S.A.
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DHK GENK
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Of 433 companies in sector 46869 we hold annual accounts for 244. 173 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2024
Fiscal year end31-12
Activities, NACEBEL
46820Wholesale trade
46869Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.