WM-Lightning
ActiveThe annual accounts of WM-Lightning for fiscal year 2025 show a net loss of 54% of total assets. The 2025 annual accounts show equity of €62k and a net result of €-35k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 93% of 31616 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 16.03 against 12.84 in 2024; short-term debt: 6% and cash: 54.4% of total assets), and 6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94%
Return on assets
-54%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
24 d early
2024
125 d early
2023
27 d early
2022
82 d early
2021
81 d early
2020
8 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▼ 36.5%
2024 · €97k
2018: €11k
2019: €-1k
2020: €-2k
2021: €-6k
2022: €-2k
2023: €41k
2024: €97k
2018 → 2025
Total assets
€65k▼ 37.6%
2024 · €105k
2018: €15k
2019: €3k
2020: €3k
2022: €5k
2023: €55k
2024: €105k
2018 → 2025
Net result
€-35k
2024 · €56k
2018: €-8k
2019: €-12k
2020: €-377
2021: €-4k
2022: €4k
2023: €43k
2024: €56k
2018 → 2025
Working capital
€59k▼ 37.4%
2024 · €94k
2018: €11k
2019: €-1k
2020: €-2k
2022: €-2k
2023: €36k
2024: €94k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-6k-€-2k▲ 62.5%€41k€97k▲ 139%€62k▼ 36.5%
Operating result€-4k-€4k€61k▲ 1,425%€86k▲ 41.7%€-33k
Net result€-4k-€4k€43k▲ 1,004%€56k▲ 31.2%€-35k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €33k after €86k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€3k▼ 8.1%
Current assets
€63k▼ 38.4%
Equity and liabilities €65k
Equity
€62k▼ 36.5%
Debt
€4k▼ 50.7%
The debt ratio falls from 7.6% to 6.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-31k▼
2024 · €88k
Cash flow
€-33k▼
2024 · €58k
Solvency
94.0%▲
2024 · 92.4%
Current ratio
16.03▲
2024 · 12.84
Quick ratio
15.88▲
2024 · 12.84
Debt / equity
0.06▼
2024 · 0.08
ROE
-57.4%▼
2024 · 58.1%
ROA
-54.0%▼
2024 · 53.7%
Interest coverage
-13.01▼
2024 · 33.18
Debt
€4k▼
2024 · €8k
Debt ≤ 1 year
€4k▼
2024 · €8k
Income taxes
€184▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€105k€65k▼
Fixed assets21/28€3k€3k▼
Intangible fixed assets21-€1k
Tangible fixed assets22/27€3k€1k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€668€199▼
Current assets29/58€102k€63k▼
Stocks and contracts in progress3-€584
Stocks30/36-€584
Amounts receivable within one year40/41€4k€4k▲
Trade receivables40€2k€1k▼
Other amounts receivable41€2k€3k▲
Current investments50/53€16k€20k▲
Cash at bank and in hand54/58€79k€36k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€105k€65k▼
Equity10/15€97k€62k▼
Contributions10/11€19k€19k=
Reserves13€78k€78k=
Distributable reserves133€78k€78k=
Profit (loss) carried forward14-€-35k
Amounts payable17/49€8k€4k▼
Amounts payable within one year42/48€8k€4k▼
Trade debts44€3k€0▼
Suppliers440/4€3k€0▼
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Other amounts payable47/48€292€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€943€796▼
Gross operating margin9900€89k€-30k▼
Operating profit (loss)9901€86k€-33k▼
Financial income75/76B-€179
Recurring financial income75-€179
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€84k€-35k▼
Income taxes67/77€27k€184▼
Profit (loss) for the period9904€56k€-35k▼
Profit (loss) for the period to be appropriated9905€56k€-35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€-35k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€56k€0▼
To other reserves6921€56k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-35k ▼163%
Net result drops to €-35k, the lowest in the series.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €56k ▲31.2%
Operating result €86k, net result €56k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 12.84
Current ratio from 3.57 to 12.84; short-term debt falls from €14k to €8k.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 3.57
Current ratio from 0.70 to 3.57.
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after 4 loss-making years.
11-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukenhoflaan(BEV) 119120 Beveren-Kruibeke-ZwijndrechtGround area
469 m²
Building footprint
131 m²
Volume, LiDAR
791 m³
Parcel 46003B0471/00H003, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WM-Lightning
since 20182.273.956.152
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46003B0471/00H003 | Flanders | 468 m² | 1 · 131 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.273.956.152
Similar companies · same sector, comparable size
SYBILCO
BE 0824.272.544
Tielt · Eq €62k
Balastrim
BE 0752.563.909
Merelbeke-Melle · Eq €62k
LENGINI
BE 0780.656.394
Ledegem · Eq €61k
Liwa Consult
BE 1001.831.143
Brugge · Eq €62k
LOWESCO
BE 0687.831.948
Gavere · Eq €61k
Of 5,700 companies in sector 70100 we hold annual accounts for 3,492. 2,121 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2018
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
47553Retail trade
47593Retail trade
47690Retail sale of other cultural and recreation goods
47787Retail trade
56210Event catering
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
85599Other education
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.