Financials
- Fiscal year
- 2025
- Total assets
- €1.6m
- Profit
- €136,921
- Solvency
- 73.2%
Total assets▼ 0.5%
Net result
20182025
WM-BUILDING
ActiveSummary
WM-BUILDING has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €136,921. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 82% of 8593 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Roofing work
NACE 43410Bricklaying and masonry work NACE 43910
1 site
Size
€1.6mtotal assets 2025
- Equity
- €1.2m
- Profit
- €136,921
Turnover not published (abridged schema)
Structure
- Holdings
- 1
Accounts 21 d early0 of 3 deeds read
Why 95- Sector Specialised construction activities (NACE 43)+ Size: total assets €1.6m+ Figures for FY 2025 (filed 10-07-2026)+ Founded in 2014Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 59% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
98+8
equity 73.2% of total assets
Liquidity
49-1
short-term debt 26.6% · cash 7.4%
Profitability
79-4
return on assets 8.4%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 18 months
05-2025: 0.6%
06-2025: 0.6%▲ +1.4% vs 05-2025
07-2025: 0.7%▲ +13.0% vs 06-2025highest value
08-2025: 0.1%▼ -88.9% vs 07-2025
09-2025: 0.1%● 0.0% vs 08-2025
10-2025: 0.1%▼ -5.5% vs 09-2025lowest value
11-2025: 0.1%● 0.0% vs 10-2025lowest value
12-2025: 0.1%● 0.0% vs 11-2025lowest value
01-2026: 0.1%● 0.0% vs 12-2025lowest value
02-2026: 0.1%▲ +1.4% vs 01-2026
03-2026: 0.1%▲ +2.9% vs 02-2026
04-2026: 0.1%▲ +6.9% vs 03-2026
05-2026: 0.1%▲ +6.5% vs 04-2026
06-2026: 0.1%▲ +18.3% vs 05-2026
07-2026: 0.1%▲ +25.8% vs 06-2026
08-2026: 0.1%▼ -24.6% vs 07-2026
09-2026: 0.1%● 0.0% vs 08-2026
10-2026: 0.1%● 0.0% vs 09-2026
- Sector Specialised construction activities (NACE 43) raises the probability
- Size: total assets €1.6m lowers the probability for this profile
- Figures for FY 2025 (filed 10-07-2026) lowers the probability
- Founded in 2014 lowers the probability for this profile
Credit up to €110,000 at 30 days acceptable
Liquidity ample (current ratio 3.66 against 2.76 in 2024; short-term debt: 26.6% and cash: 7.4% of total assets), and 26.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 79%, liquidity 41%, profitability 58%, growth against the median 59%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
14 d early
2023
26 d late
2022
6 d early
2021
20 d early
2020
15 d early
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Back to profitnet €182,890
Key points
By topic
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 10-07-2026Annual accounts filed
- 17-07-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Roofing workNACE 43410
- Founded
- 18-06-2014
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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