WLH
ActiveThe computed 12-month bankruptcy probability of WLH is 2.2% (moderate). The 2025 annual accounts show equity of €188k and a net result of €52k. Equity is growing by ~41% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 4.79 against 5.74 in 2024; short-term debt: 18.1% and cash: 74.6% of total assets), and 18.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.9%
Return on assets
22.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-02-2026, 175 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
175 d early
2024
158 d early
2023
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€188k▲ 38.0%
2024 · €136k
2023: €76k
2024: €136k
2023 → 2025
Total assets
€230k▲ 39.4%
2024 · €165k
2023: €108k
2024: €165k
2023 → 2025
Net result
€52k▼ 13.4%
2024 · €60k
2023: €71k
2024: €60k
2023 → 2025
Working capital
€158k▲ 16.8%
2024 · €135k
2023: €75k
2024: €135k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€76k-€136k▲ 78.3%€188k▲ 38.0%
Operating result€91k-€75k▼ 17.3%€65k▼ 13.5%
Net result€71k-€60k▼ 16.2%€52k▼ 13.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 14% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €230k
Fixed assets
€30k▲ 3,366%
Current assets
€200k▲ 21.9%
Equity and liabilities €230k
Equity
€188k▲ 38.0%
Debt
€42k▲ 46.1%
The debt ratio rises from 17.3% to 18.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€67k▼
2024 · €75k
Cash flow
€54k▼
2024 · €60k
Solvency
81.9%▼
2024 · 82.7%
Current ratio
4.79▼
2024 · 5.74
Quick ratio
4.79▼
2024 · 5.74
Debt / equity
0.22▲
2024 · 0.21
ROE
27.6%▼
2024 · 43.9%
ROA
22.6%▼
2024 · 36.3%
Interest coverage
80.77▲
2024 · 74.65
Debt
€42k▲
2024 · €29k
Debt ≤ 1 year
€42k▲
2024 · €29k
Income taxes
€14k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€165k€230k▲
Fixed assets21/28€863€30k▲
Tangible fixed assets22/27€863€30k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€863€487▼
Other tangible fixed assets26-€28k
Current assets29/58€164k€200k▲
Amounts receivable within one year40/41€12k€564▼
Trade receivables40€12k€564▼
Current investments50/53€121k€27k▼
Cash at bank and in hand54/58€31k€171k▲
Deferred charges and accrued income490/1€238€709▲
Equity and liabilities
Total equity and liabilities10/49€165k€230k▲
Equity10/15€136k€188k▲
Contributions10/11€5k€5k=
Reserves13€131k€183k▲
Distributable reserves133€131k€183k▲
Amounts payable17/49€29k€42k▲
Amounts payable within one year42/48€29k€42k▲
Trade debts44€39€2k▲
Suppliers440/4€39€2k▲
Taxes, remuneration and social security45€16k€29k▲
Taxes450/3€16k€29k▲
Other amounts payable47/48€13k€11k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€375€2k▲
Other operating charges640/8€513€2k▲
Gross operating margin9900€76k€70k▼
Operating profit (loss)9901€75k€65k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€1k€832▼
Recurring financial charges65€1k€832▼
Profit (loss) for the period before taxes9903€76k€66k▼
Income taxes67/77€16k€14k▼
Profit (loss) for the period9904€60k€52k▼
Profit (loss) for the period to be appropriated9905€60k€52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€52k▼
Transfer to equity691/2€60k€52k▼
To other reserves6921€60k€52k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €52k ▼13.4%
Net result drops to €52k, the lowest in the series.
31-12
Financial
Equity above €150kEq €188k ▲38%
3 profitable years in a row build equity to €188k.
23-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €136k ▲78.3%
2 profitable years in a row build equity to €136k.
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Olen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vierbeuk 382250 OlenGround area
391 m²
Building footprint
82 m²
Volume, LiDAR
65 m³
Parcel 13029D0522/00L000, Flanders · tallest building 9.9 m. Linked by address, not a title deed.
1 establishment unit
WLH
since 20222.328.497.569
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13029D0522/00L000 | Flanders | 391 m² | 1 · 82 m² | 9.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.