WJJ
ActiveWJJ has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €37k. Equity is growing by ~38.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 5.89 against 4.31 in 2024), and 17% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83%
Return on assets
31.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-03-2026, 142 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
142 d early
2024
51 d early
2023
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€100k▲ 59.9%
2024 · €62k
2023: €52k
2024: €62k
2023 → 2025
Total assets
€120k▲ 48.3%
2024 · €81k
2023: €81k
2024: €81k
2023 → 2025
Net result
€37k▲ 235%
2024 · €11k
2023: €50k
2024: €11k
2023 → 2025
Working capital
€100k▲ 61.2%
2024 · €62k
2023: €51k
2024: €62k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€52k-€62k▲ 19.8%€100k▲ 59.9%
Operating result€72k-€18k▼ 74.5%€51k▲ 175%
Net result€50k-€11k▼ 77.6%€37k▲ 235%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 175% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120k
Fixed assets
€63▼ 88.4%
Current assets
€120k▲ 49.2%
Equity and liabilities €120k
Equity
€100k▲ 59.9%
Debt
€20k▲ 9.3%
The debt ratio falls from 23.0% to 17.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€51k▲
2024 · €19k
Cash flow
€38k▲
2024 · €12k
Solvency
83.0%▲
2024 · 77.0%
Current ratio
5.89▲
2024 · 4.31
Quick ratio
5.89▲
2024 · 4.31
Debt / equity
0.20▼
2024 · 0.30
ROE
37.5%▲
2024 · 17.9%
ROA
31.1%▲
2024 · 13.8%
Interest coverage
14.51▲
2024 · 5.72
Debt
€20k▲
2024 · €19k
Debt ≤ 1 year
€20k▲
2024 · €19k
Income taxes
€10k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€120k▲
Fixed assets21/28€541€63▼
Tangible fixed assets22/27€541€63▼
Furniture and vehicles24€541€63▼
Current assets29/58€80k€120k▲
Amounts receivable within one year40/41€20k€27k▲
Trade receivables40€16k€11k▼
Other amounts receivable41€5k€15k▲
Cash at bank and in hand54/58€58k€92k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€81k€120k▲
Equity10/15€62k€100k▲
Contributions10/11€3k€3k=
Reserves13€59k€97k▲
Distributable reserves133€59k€97k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€19k€20k▲
Amounts payable within one year42/48€19k€20k▲
Financial debts43€132€2k▲
Credit institutions430/8€132€2k▲
Trade debts44€763€368▼
Suppliers440/4€763€368▼
Taxes, remuneration and social security45€17k€18k▲
Taxes450/3€17k€18k▲
Other amounts payable47/48€859€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€478€478=
Other operating charges640/8€254€120▼
Gross operating margin9900€19k€51k▲
Operating profit (loss)9901€18k€51k▲
Financial income75/76B€139€541▲
Recurring financial income75€139€541▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€15k€48k▲
Income taxes67/77€4k€10k▲
Profit (loss) for the period9904€11k€37k▲
Profit (loss) for the period to be appropriated9905€11k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€37k▲
Transfer to equity691/2€10k€37k▲
To other reserves6921€10k€37k▲
Profit to be distributed694/7€859€0▼
Return on contributions (dividend)694€859€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €11k ▼77.6%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Braekeleerstraat 72018 AntwerpenGround area
89 m²
Building footprint
77 m²
Volume, LiDAR
576 m³
Parcel 11810K1947/00D014, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
De Braekeleerstraat 7, 2018 Antwerpen
since 20232.339.780.748
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1947/00D014 | Flanders | 89 m² | 1 · 77 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Security Awareness in Fragile Environments
BE 0752.977.049
Aarschot · Eq €100k
BVM INVEST
BE 0761.873.929
Lochristi · Eq €100k
Booq
BE 0769.718.061
Hasselt · Eq €100k
BIEZONDER
BE 0738.881.563
Huldenberg · Eq €100k
I-TRADE CONSULT
BE 0475.218.341
Lokeren · Eq €100k
Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 40,481 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
66300Activities auxiliary to financial services and insurance activities
70100Activities of head offices
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.