Financials
- Fiscal year
- 2025
- Total assets
- €1,056
- Loss
- -€2,100
- Solvency
- 37.9%
WJ Concept
ActiveSummary
The computed 12-month bankruptcy probability of WJ Concept is 2.8% (moderate). The annual accounts of WJ Concept for fiscal year 2025 show a net loss of 199% of total assets. The 2025 annual accounts show equity of €400 and a net result of -€2,100. Its solvency ranks better than 41% of 1454 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Repair, maintenance and installation of machinery and equipment
NACE 33160
1 site
Size
€1,056total assets 2025
- Equity
- €400
- Loss
- -€2,100
Turnover not published (abridged schema)
Structure
Accounts filed 24 d late0 of 1 deed read
Why 50- Founded in 2025- Liquidity: current ratio 1.61- Sector Repair, maintenance and installation of machinery and equipment (NACE 33)+ Size: total assets €1,056Show the evidence
Checked score
Score 2025
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 23% of its sector peers (NACE 33, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
63
equity 37.9% of total assets
Liquidity
35
short-term debt 62.1%
Profitability
0
return on assets -198.9%
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
04-2026: 1.8%lowest value
05-2026: 1.8%● 0.0% vs 04-2026lowest value
06-2026: 1.9%▲ +2.6% vs 05-2026
07-2026: 2.2%▲ +19.1% vs 06-2026
08-2026: 2.3%▲ +5.2% vs 07-2026
09-2026: 2.8%▲ +17.7% vs 08-2026highest value
10-2026: 2.8%● 0.0% vs 09-2026highest value
- Founded in 2025 raises the probability for this profile
- Liquidity: current ratio 1.61 raises the probability
- Size: total assets €1,056 lowers the probability for this profile
- Sector Repair, maintenance and installation of machinery and equipment (NACE 33) raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 33, micro). Better than this share of them on solvency 42%, liquidity 23%, profitability 4%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
24 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 24-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Repair, maintenance and installation of machinery and equipmentNACE 33160
- Founded
- 27-03-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
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