wizQIT
ActiveFinancials · financial year 2025, micro format
Annual accounts 2025 filed on 10-07-2026 at the NBB all 10 filings
Turnover
≈ €110,000
Estimated: probably between €90,000 and €150,000
Total assets
€105,358▲ 63.6%
2024 · €64,397
Net result
€23,493
2024 · -€5,935
Working capital
€47,370▲ 98.4%
2024 · €23,877
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
€32,358
2025
20182025
Net result
€23,493
2025
middle half of the sector
20182025
Equity
€47,370
▲ 98.4%
2025
middle half of the sector
20182025
Total assets
€105,358
▲ 63.6%
2025
middle half of the sector
20182025
Debt
€57,988
▲ 43.1%
2025
20182025
Working capital
€47,370
▲ 98.4%
2025
middle half of the sector
20182025
Solvency
45.0%
▲ 7.9pp
2025
middle half of the sector
20182025
Current ratio
1.82
▲ 0.23
2025
middle half of the sector
20182025
Return on assets (ROA)
22.3%
▲ 31.5pp
2025
middle half of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€10,292-€23,350▲ 127%€10,173▼ 56.4%€100▼ 99.0%€14,063▲ 140×€8,402▼ 40.3%-€5,543€32,358
Net result€7,407-€23,219▲ 213%€6,869within the sector's middle half▼ 70.4%€17below the sector's middle half▼ 99.7%€9,264within the sector's middle half▲ 536×€5,601within the sector's middle half▼ 39.5%-€5,935below the sector's middle half€23,493within the sector's middle half
Equity€27,453-€27,672▲ 0.8%€14,929below the sector's middle half▼ 46.1%€14,946below the sector's middle half▲ 0.1%€24,210below the sector's middle half▲ 62.0%€29,811within the sector's middle half▲ 23.1%€23,877below the sector's middle half▼ 19.9%€47,370within the sector's middle half▲ 98.4%
Total assets€39,952-€73,244▲ 83.3%€21,673below the sector's middle half▼ 70.4%€89,131within the sector's middle half▲ 311%€49,277below the sector's middle half▼ 44.7%€80,279within the sector's middle half▲ 62.9%€64,397below the sector's middle half▼ 19.8%€105,358within the sector's middle half▲ 63.6%
Debt€12,499-€45,572▲ 265%€6,744▼ 85.2%€74,185▲ 1,000%€25,066▼ 66.2%€50,468▲ 101%€40,521▼ 19.7%€57,988▲ 43.1%
Working capital€27,453-€27,672▲ 0.8%€14,929within the sector's middle half▼ 46.1%€14,946within the sector's middle half▲ 0.1%€24,210within the sector's middle half▲ 62.0%€29,811within the sector's middle half▲ 23.1%€23,877within the sector's middle half▼ 19.9%€47,370within the sector's middle half▲ 98.4%
Solvency68.7%-37.8%▼ 30.9pp68.9%within the sector's middle half▲ 31.1pp16.8%below the sector's middle half▼ 52.1pp49.1%within the sector's middle half▲ 32.4pp37.1%within the sector's middle half▼ 12.0pp37.1%within the sector's middle half▼ 0.1pp45.0%within the sector's middle half▲ 7.9pp
Current ratio3.20-1.61▼ 1.593.21within the sector's middle half▲ 1.611.20below the sector's middle half▼ 2.011.97within the sector's middle half▲ 0.761.59within the sector's middle half▼ 0.381.59within the sector's middle half=1.82within the sector's middle half▲ 0.23
Return on assets (ROA)18.5%-31.7%▲ 13.2pp31.7%above the sector's middle half=0.0%below the sector's middle half▼ 31.7pp18.8%within the sector's middle half▲ 18.8pp7.0%within the sector's middle half▼ 11.8pp-9.2%below the sector's middle half▼ 16.2pp22.3%within the sector's middle half▲ 31.5pp
above
within
below
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a profit of €32,358, after a loss of €5,543 in 2024. It is the highest result since 2021.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €105,358
Equity
€47,370 ▲ 98.4%
Debt
€57,988 ▲ 43.1%
Debt's share of the balance-sheet total falls from 62.9% to 55.0%. Equity and debt are higher.
Key figures and ratios
Debt to equity
1.22▼
2024 · 1.70
ROE
49.6%▲
2024 · -24.9%
Debt ≤ 1 year
€57,988▲
2024 · €40,521
Income taxes
€8,636
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | - | €410 | €410 | €446 | €449 | €562 | ▲ 25.0% |
| Gross operating margin9900 | €10,701 | €23,759 | €10,582 | €510 | €14,473 | €8,849 | -€5,094 | €32,920 | - |
| Operating profit (loss)9901 | €10,292 | €23,350 | €10,173 | €100 | €14,063 | €8,402 | -€5,543 | €32,358 | - |
| Financial income75/76B | - | - | - | - | - | €8 | €18 | - | - |
| Recurring financial income75 | - | - | - | - | - | €8 | €18 | - | - |
| Financial charges65/66B | - | - | - | €75 | €325 | €77 | €410 | €229 | ▼ 44.1% |
| Recurring financial charges65 | €48 | €50 | €44 | €75 | €325 | €77 | €410 | €229 | ▼ 44.1% |
| Profit (loss) for the period before taxes9903 | €10,244 | €23,300 | €10,129 | €25 | €13,738 | €8,333 | -€5,935 | €32,129 | - |
| Income taxes67/77 | €2,836 | €80 | €3,260 | €8 | €4,474 | €2,732 | - | €8,636 | - |
| Profit (loss) for the period9904 | €7,407 | €23,219 | €6,869 | €17 | €9,264 | €5,601 | -€5,935 | €23,493 | - |
| Profit (loss) for the period to be appropriated9905 | €7,407 | €23,219 | €6,869 | €17 | €9,264 | €5,601 | -€5,935 | €23,493 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €39,952 | €73,244 | €21,673 | €89,131 | €49,277 | €80,279 | €64,397 | €105,358 | ▲ 63.6% |
| Current assets29/58 | €39,952 | €73,244 | €21,673 | €89,131 | €49,277 | €80,279 | €64,397 | €105,358 | ▲ 63.6% |
| Stocks and contracts in progress3 | - | - | - | €18,228 | - | - | - | - | - |
| Stocks30/36 | - | - | - | €18,228 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €11,778 | €8,289 | €18,685 | €48,314 | €31,211 | €44,650 | €16,439 | €48,348 | ▲ 194% |
| Trade receivables40 | - | - | - | €46,822 | €27,158 | €43,297 | €10,571 | €40,430 | ▲ 282% |
| Other amounts receivable41 | - | - | - | €1,492 | €4,053 | €1,353 | €5,867 | €7,917 | ▲ 34.9% |
| Cash at bank and in hand54/58 | €28,173 | €64,955 | €2,988 | €22,589 | €18,065 | €35,629 | €47,959 | €57,010 | ▲ 18.9% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €39,952 | €73,244 | €21,673 | €89,131 | €49,277 | €80,279 | €64,397 | €105,358 | ▲ 63.6% |
| Equity10/15 | €27,453 | €27,672 | €14,929 | €14,946 | €24,210 | €29,811 | €23,877 | €47,370 | ▲ 98.4% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €21,253 | €21,253 | €8,715 | €8,715 | €17,915 | €23,516 | €23,516 | €41,170 | ▲ 75.1% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | €6,855 | €16,055 | €21,656 | €21,656 | €39,310 | ▲ 81.5% |
| Profit (loss) carried forward14 | - | €219 | €14 | €31 | €95 | €95 | -€5,839 | - | - |
| Amounts payable17/49 | €12,499 | €45,572 | €6,744 | €74,185 | €25,066 | €50,468 | €40,521 | €57,988 | ▲ 43.1% |
| Amounts payable within one year42/48 | €12,499 | €45,572 | €6,744 | €74,185 | €25,066 | €50,468 | €40,521 | €57,988 | ▲ 43.1% |
| Trade debts44 | €9,662 | €22,518 | €6,430 | €25,492 | €3,581 | €27,372 | €18,558 | €19,630 | ▲ 5.8% |
| Suppliers440/4 | - | - | - | €25,492 | €3,581 | €27,372 | €18,558 | €19,630 | ▲ 5.8% |
| Advances received on contracts in progress46 | - | - | - | €44,417 | €18,957 | €21,309 | €21,909 | €17,232 | ▼ 21.3% |
| Taxes, remuneration and social security45 | - | - | - | €4,222 | €2,474 | €1,732 | - | €21,072 | - |
| Taxes450/3 | - | - | - | €4,222 | €2,474 | €1,732 | - | €21,072 | - |
| Other amounts payable47/48 | - | - | - | €54 | €54 | €54 | €54 | €54 | = |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,407 | €23,219 | €6,869 | €17 | €9,264 | €5,601 | -€5,935 | €23,493 | - |
| Operating cash flow (approximation) | €7,407 | €23,219 | €6,869 | €17 | €9,264 | €5,601 | -€5,935 | €23,493 | - |
| Change in cash | - | €36,782 | -€61,967 | €19,601 | -€4,523 | €17,564 | €12,330 | €9,052 | ▼ 26.6% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 34,693 companies had the same profile as wizQIT has now. Two years later, 95.3% were still going and 0.7% had gone bankrupt.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
95.3%
was still going
3.9%
stopped otherwise
0.7%
went bankrupt
That fits the bankruptcy probability of wizQIT itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for wizQIT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (10)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 10-07-2026 | 2026-00277388 | |
| 31-12-2024 | micro format | 02-07-2025 | 2025-00216151 | |
| 31-12-2023 | micro format | 19-04-2024 | 2024-00065075 | |
| 31-12-2022 | micro format | 07-07-2023 | 2023-00214742 | |
| 31-12-2021 | micro format | 01-07-2022 | 2022-20119929 | |
| 31-12-2020 | micro format | 06-07-2021 | 2021-31400293 | |
| 31-12-2019 | micro format | 20-02-2020 | 2020-05300047 | |
| 31-12-2018 | micro format | 15-07-2019 | 2019-33100494 | |
| 31-12-2017 | micro format | 02-07-2018 | 2018-25600124 | |
| 31-12-2016 | abbreviated format | 06-07-2017 | 2017-27300524 |