Wizarts
ActiveWizarts has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €456. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 18% of 3450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency32▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.07 in 2024; short-term debt: 80% and cash: 24.3% of total assets), and 92.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.2%
Return on assets
0.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 3450 sector peers (2025).
NBB · sector comparisonPosition among 3450 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
23 d late
2023
7 d late
2022
23 d late
2021
38 d late
2020
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 3.7%
2024 · €12k
2020: €7k
2021: €-10k
2022: €5k
2023: €12k
2024: €12k
2020 → 2025
Total assets
€180k▼ 19.2%
2024 · €223k
2020: €71k
2021: €73k
2022: €100k
2023: €153k
2024: €223k
2020 → 2025
Net result
€456▼ 27.8%
2024 · €632
2020: €3k
2021: €-17k
2022: €14k
2023: €7k
2024: €632
2020 → 2025
Working capital
€30k▲ 101%
2024 · €15k
2020: €-7k
2021: €-18k
2022: €14k
2023: €3k
2024: €15k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-10k-€5k€12k▲ 153%€12k▲ 5.3%€13k▲ 3.7%
Operating result€-15k-€19k€13k▼ 30.2%€7k▼ 50.9%€5k▼ 16.7%
Net result€-17k-€14k€7k▼ 50.4%€632▼ 91.2%€456▼ 27.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180k
Fixed assets
€6k▼ 9.2%
Current assets
€174k▼ 19.6%
Equity and liabilities €180k
Equity
€13k▲ 3.7%
Debt
€167k▼ 20.6%
The debt ratio falls from 94.4% to 92.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €11k
Cash flow
€5k▼
2024 · €5k
Solvency
7.2%▲
2024 · 5.6%
Current ratio
1.21▲
2024 · 1.07
Quick ratio
1.21▲
2024 · 1.07
Debt / equity
12.97▼
2024 · 16.94
ROE
3.5%▼
2024 · 5.1%
ROA
0.3%▼
2024 · 0.3%
Interest coverage
7.49▲
2024 · 6.57
Debt
€167k▼
2024 · €211k
Debt ≤ 1 year
€144k▼
2024 · €201k
Debt > 1 year
€5k▼
2024 · €9k
Income taxes
€4k▼
2024 · €4k
Staff costs
€160k▲
2024 · €160k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€223k€180k▼
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€7k€6k▼
Plant, machinery and equipment23€7k€6k▼
Current assets29/58€216k€174k▼
Amounts receivable within one year40/41€118k€129k▲
Trade receivables40€106k€124k▲
Other amounts receivable41€12k€5k▼
Cash at bank and in hand54/58€97k€44k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€223k€180k▼
Equity10/15€12k€13k▲
Contributions10/11€4k€4k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€1k€2k▲
Amounts payable17/49€211k€167k▼
Amounts payable after more than one year17€9k€5k▼
Financial debts170/4€9k€5k▼
Amounts payable within one year42/48€201k€144k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€120k€64k▼
Suppliers440/4€120k€64k▼
Taxes, remuneration and social security45€71k€65k▼
Taxes450/3€42k€34k▼
Remuneration and social security454/9€30k€31k▲
Other amounts payable47/48€6k€10k▲
Accrued charges and deferred income492/3-€18k
Income statement
Code20242025
Remuneration, social security and pensions62€160k€160k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€450
Other operating charges640/8€930€544▼
Gross operating margin9900€171k€171k▼
Operating profit (loss)9901€7k€5k▼
Financial income75/76B€6€1▼
Recurring financial income75€6€1▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€5k€4k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€632€456▼
Profit (loss) for the period to be appropriated9905€632€456▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€2k▼
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer to equity691/2€632€0▼
To other reserves6921€632€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
07-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 38 days late
2021
31-12
Financial
Weakest financial yearnet €-17k ▼579%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vaarlaars 399080 LochristiGround area
467 m²
Building footprint
85 m²
Volume, LiDAR
599 m³
Parcel 44034A0956/00Y000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wizarts
since 20192.290.394.583
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034A0956/00Y000 | Flanders | 467 m² | 1 · 85 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 3,922 EUR awarded · 3,832 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,428 EUR | 3,398 EUR |
| 2024 | 1 | 494 EUR | 434 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 6,296 companies in sector 74120 we hold annual accounts for 1,009. 786 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2019
Fiscal year end31-12
Activities, NACEBEL
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.wizarts.be
E-mail:info@wizarts.be