WIVESCO

Active

Private limited companyfounded 20214 yrs activeVoorne 2, 2980 Zoersel, BelgiumKBO/BCE: BE 0778.605.439

The computed 12-month bankruptcy probability of WIVESCO is 1.7% (moderate). The 2025 annual accounts show equity of €488k and a net result of €147k. Equity is growing by ~66.4% per year across the filed fiscal years. Its solvency ranks better than 63% of 7293 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

93 / 100

Excellent▲ +24 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency94▲+24

Growth78=

Stability94

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €45k at 30 days acceptable

Liquidity ample (current ratio 1.84 against 0.95 in 2024), and 44.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

55.7%

Return on assets

16.8%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

on the day

2024

61 d late

2023

2 d early

2022

31 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

12-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€488k▲ 43.3%

2024 · €341k

2022: €110k 2023: €171k 2024: €341k

2022 → 2025

Total assets

€875k▲ 24.1%

2024 · €706k

2022: €319k 2023: €388k 2024: €706k

2022 → 2025

Net result

€147k▼ 13.0%

2024 · €169k

2022: €105k 2023: €61k 2024: €169k

2022 → 2025

Working capital

€157k

2024 · €-9k

2022: €8k 2023: €-19k 2024: €-9k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€110k-€171k▲ 55.0%€341k▲ 99.0%€488k▲ 43.3%

Operating result€135k-€82k▼ 39.0%€229k▲ 178%€208k▼ 9.1%

Net result€105k-€61k▼ 42.4%€169k▲ 179%€147k▼ 13.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 9% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €875k

60.8%

39.2%

Fixed assets €533k▼ 3.3%

Current assets €343k▲ 122%

Equity and liabilities €875k

55.7%

44.1%

Equity €488k▲ 43.3%

Provisions €2k=

Debt €386k▲ 6.2%

The debt ratio falls from 51.5% to 44.1%: equity grows faster than debt.

Key figures and ratios

2025 value · change against 2024

EBITDA

€234k▼

2024 · €239k

Cash flow

€173k▼

2024 · €180k

Solvency

55.7%▲

2024 · 48.3%

Current ratio

1.84▲

2024 · 0.95

Quick ratio

1.84▲

2024 · 0.95

Debt / equity

0.79▼

2024 · 1.07

ROE

30.2%▼

2024 · 49.7%

ROA

16.8%▼

2024 · 24.0%

Interest coverage

29.50▲

2024 · 25.84

Debt

€386k▲

2024 · €363k

Debt ≤ 1 year

€186k▲

2024 · €163k

Debt > 1 year

€200k=

2024 · €200k

Income taxes

€53k▲

2024 · €51k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€706k€875k▲

Fixed assets21/28€551k€533k▼

Tangible fixed assets22/27€551k€532k▼

Land and buildings22€426k€516k▲

Plant, machinery and equipment23€6k€11k▲

Furniture and vehicles24€7k€6k▼

Assets under construction and advance payments27€111k-

Financial fixed assets28€110€110=

Current assets29/58€155k€343k▲

Amounts receivable within one year40/41€24k€61k▲

Trade receivables40€21k€49k▲

Other amounts receivable41€3k€11k▲

Cash at bank and in hand54/58€128k€213k▲

Deferred charges and accrued income490/1€2k€69k▲

Equity and liabilities

Total equity and liabilities10/49€706k€875k▲

Equity10/15€341k€488k▲

Contributions10/11€5k€5k=

Profit (loss) carried forward14€336k€483k▲

Provisions and deferred taxes16€2k€2k=

Provisions for liabilities and charges160/5€2k€2k=

Environmental obligations163€2k€2k=

Amounts payable17/49€363k€386k▲

Amounts payable after more than one year17€200k€200k=

Financial debts170/4€200k€200k=

Amounts payable within one year42/48€163k€186k▲

Current portion of amounts payable after more than one year42€39k-

Financial debts43-€25k

Credit institutions430/8-€25k

Trade debts44€12k€60k▲

Suppliers440/4€12k€60k▲

Taxes, remuneration and social security45€51k€74k▲

Taxes450/3€51k€74k▲

Other amounts payable47/48€62k€27k▼

Accrued charges and deferred income492/3€297-

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€26k▲

Other operating charges640/8€28k€1k▼

Gross operating margin9900€267k€235k▼

Operating profit (loss)9901€229k€208k▼

Financial income75/76B€838€273▼

Recurring financial income75€838€273▼

Financial charges65/66B€9k€8k▼

Recurring financial charges65€9k€8k▼

Profit (loss) for the period before taxes9903€220k€200k▼

Income taxes67/77€51k€53k▲

Profit (loss) for the period9904€169k€147k▼

Profit (loss) for the period to be appropriated9905€169k€147k▼

Appropriation of the result

Profit (loss) to be appropriated9906€336k€483k▲

Profit (loss) brought forward from the previous period14P€166k€336k▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 4Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 61 days late

2024

31-12

Financial Highest result since 2022net €169k ▲179%

Operating result €229k, net result €169k, both a record.

31-12

Financial Equity above €200kEq €341k ▲99%

3 profitable years in a row build equity to €341k.

29-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €61k ▼42.4%

Net result drops to €61k, the lowest in the series; recovery starts the following year.

31-12

Financial Equity above €150kEq €171k ▲55%

2 profitable years in a row build equity to €171k.

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Zoersel · 1 establishment unit since 2021

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Voorne 22980 Zoersel

Ground area

575 m²

Building footprint

137 m²

Volume, LiDAR

829 m³

Parcel 11055C0148/00H006, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

WIVESCO

Voorne 2, 2980 ZoerselManufacture of other non-metallic mineral products

since 20212.326.444.535

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11055C0148/00H006	Flanders	575 m²	1 · 137 m²	9.5 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

RPH Associés Immobilières

Of 29,531 companies in sector 41001 we hold annual accounts for 15,863. 9,246 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-12-2021

Fiscal year end31-12

Activities, NACEBEL

41001General construction of residential buildings

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.