WiverSoft
ActiveWiverSoft has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €22k. Equity is growing by ~32.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 675 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +34 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+44
Solvency100▲+52
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.95 against 0.91 in 2024), and 33.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.1%
Return on assets
35.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
126 d early
2024
154 d early
2023
76 d early
2022
158 d early
2021
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 114%
2024 · €19k
2021: €9k
2022: €16k
2023: €17k
2024: €19k
2021 → 2025
Total assets
€63k▲ 3.8%
2024 · €61k
2021: €122k
2022: €106k
2023: €82k
2024: €61k
2021 → 2025
Net result
€22k▲ 928%
2024 · €2k
2021: €6k
2022: €7k
2023: €2k
2024: €2k
2021 → 2025
Working capital
€42k
2024 · €-4k
2021: €-97k
2022: €-61k
2023: €-31k
2024: €-4k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€16k▲ 79.7%€17k▲ 11.4%€19k▲ 12.5%€42k▲ 114%
Operating result€10k-€11k▲ 9.6%€3k▼ 66.9%€4k▲ 1.8%€33k▲ 830%
Net result€6k-€7k▲ 12.2%€2k▼ 74.3%€2k▲ 21.9%€22k▲ 928%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 830% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €63k
Equity
€42k▲ 114%
Debt
€21k▼ 48.2%
The debt ratio falls from 68.0% to 33.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€56k▲
2024 · €28k
Cash flow
€46k▲
2024 · €27k
Solvency
66.1%▲
2024 · 32.0%
Current ratio
2.95▲
2024 · 0.91
Quick ratio
2.95▲
2024 · 0.91
Debt / equity
0.51▼
2024 · 2.12
ROE
53.3%▲
2024 · 11.1%
ROA
35.2%▲
2024 · 3.6%
Interest coverage
1394.35▲
2024 · 633.18
Debt
€21k▼
2024 · €41k
Debt ≤ 1 year
€21k▼
2024 · €41k
Income taxes
€11k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€63k▲
Fixed assets21/28€23k-
Intangible fixed assets21€23k-
Tangible fixed assets22/27€70-
Furniture and vehicles24€70-
Current assets29/58€37k€63k▲
Amounts receivable within one year40/41€876€8k▲
Trade receivables40€876€7k▲
Other amounts receivable41-€1k
Cash at bank and in hand54/58€36k€55k▲
Deferred charges and accrued income490/1€819€411▼
Equity and liabilities
Total equity and liabilities10/49€61k€63k▲
Equity10/15€19k€42k▲
Contributions10/11€3k€3k=
Outside capital11€3k-
Share premium1100/10€3k-
Reserves13€17k€39k▲
Distributable reserves133€17k€39k▲
Amounts payable17/49€41k€21k▼
Amounts payable within one year42/48€41k€21k▼
Trade debts44€15€25▲
Suppliers440/4€15€25▲
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Other amounts payable47/48€40k€16k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€23k▼
Other operating charges640/8€505€520▲
Gross operating margin9900€29k€57k▲
Operating profit (loss)9901€4k€33k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€44€40▼
Recurring financial charges65€44€40▼
Profit (loss) for the period before taxes9903€4k€33k▲
Income taxes67/77€1k€11k▲
Profit (loss) for the period9904€2k€22k▲
Profit (loss) for the period to be appropriated9905€2k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€22k▲
Transfer to equity691/2€2k€22k▲
To other reserves6921€2k€22k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €22k ▲928%
Operating result €33k, net result €22k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.95
Current ratio from 0.91 to 2.95; short-term debt falls from €41k to €21k.
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €2k ▼74.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
23-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blauwe Kei 3B2380 RavelsGround area
586 m²
Building footprint
233 m²
Volume, LiDAR
875 m³
Parcel 13035A0081/00G015, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
WiverSoft
since 20202.310.941.559
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13035A0081/00G015 | Flanders | 586 m² | 1 · 233 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,272 companies in sector 58290 we hold annual accounts for 587. 424 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2020
Fiscal year end31-12
Activities, NACEBEL
58290Other software publishing
47400Retail sale of information and communication equipment
47410Retail trade
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@wiversoft.be
Phone:+32 485 36 62 98