WIVAN INVEST

Active

Private limited companyfounded 20242 yrs activeMaatheide 98A, 3920 Lommel, BelgiumKBO/BCE: BE 1007.182.177

The computed 12-month bankruptcy probability of WIVAN INVEST is 2.6% (moderate). The 2025 annual accounts show equity of €11k and a net result of €1k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

55 / 100

Fair

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability53

Solvency34

Growth-

Stability67

Bankruptcy probability, 12 months

2.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 2.65), but 99.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

0.4%

Return on assets

Age of the figures

15 mo

Latest accounts filed on time

The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 31-12-2025, 0 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

on the day

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€11k

Total assets

€2.98M

Net result

€1k

Working capital

€1.85M

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €2.98M

99.6%

Equity €11k

Debt €2.97M

Debt finances 99.6% of the balance-sheet total.

Key figures and ratios

2025 value

Solvency

0.4%

Current ratio

2.65

Quick ratio

0.00

ROE

10.6%

ROA

0.0%

Debt

€2.97M

Debt ≤ 1 year

€1.12M

Debt > 1 year

€1.84M

Income taxes

€297

A ratio outside any meaningful range has been withheld (balance sheet total €2.98M, equity €11k).

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€2.98M

Current assets29/58€2.98M

Stocks and contracts in progress3€2.98M

Stocks30/36€2.98M

Amounts receivable within one year40/41€958

Other amounts receivable41€958

Cash at bank and in hand54/58€361

Equity and liabilities

Total equity and liabilities10/49€2.98M

Equity10/15€11k

Contributions10/11€10k

Reserves13€1k

Distributable reserves133€1k

Amounts payable17/49€2.97M

Amounts payable after more than one year17€1.84M

Financial debts170/4€1.84M

Amounts payable within one year42/48€1.12M

Current portion of amounts payable after more than one year42€312k

Trade debts44€35k

Suppliers440/4€35k

Taxes, remuneration and social security45€297

Taxes450/3€297

Other amounts payable47/48€778k

Income statement Code2025

Gross operating margin9900€2k

Operating profit (loss)9901€2k

Financial charges65/66B€202

Recurring financial charges65€202

Profit (loss) for the period before taxes9903€1k

Income taxes67/77€297

Profit (loss) for the period9904€1k

Profit (loss) for the period to be appropriated9905€1k

Appropriation of the result

Profit (loss) to be appropriated9906€1k

Transfer to equity691/2€1k

To other reserves6921€1k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2025

31-12

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Lommel · 1 establishment unit since 2024

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Maatheide 98A3920 Lommel

Ground area

4,140 m²

Building footprint

1,485 m²

Volume, LiDAR

8,737 m³

2 parcels, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

WIVAN INVEST

Lodewijk De Raetstraat 59, 3920 LommelFinancial service activities, except insurance and pension funding

since 20242.359.143.532

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
72342A1225/00W004	Flanders	3,012 m²	1 · 1,144 m²	6.8 m · 2 fl.
72020C1399/00H010	Flanders	1,128 m²	1 · 340 m²	7.1 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded15-03-2024

Fiscal year end31-05

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.