WIVA
ActiveSummary
WIVA has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,781 and a net result of €3,562. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-10
Solvency74▲+10
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity short (current ratio 0.63 against 0.94 in 2024; short-term debt: 23.6% and cash: 0.7% of total assets), and 51.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.8%
Return on assets
2.8%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €62,781
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
40 d early
2024
45 d early
2023
54 d early
2022
54 d early
2021
52 d early
2020
48 d early
2019
45 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€62,781▲ 6.0%
2024 · €59,218
Total assets
€128,760▼ 15.1%
2024 · €151,647
Net result
€3,562▼ 74.2%
2024 · €13,804
Working capital
-€11,170▼ 623%
2024 · -€1,544
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€20,860▼ 172%-€6,034▲ 71.1%-€7,039▼ 16.7%€19,468€8,748▼ 55.1%
Net result-€30,379below the sector's middle half▼ 66.1%€21,515within the sector's middle half-€14,139below the sector's middle half€13,804within the sector's middle half€3,562within the sector's middle half▼ 74.2%
Equity€38,039below the sector's middle half▼ 44.4%€59,554within the sector's middle half▲ 56.6%€45,415within the sector's middle half▼ 23.7%€59,218within the sector's middle half▲ 30.4%€62,781within the sector's middle half▲ 6.0%
Total assets€239,856below the sector's middle half▼ 18.1%€202,816within the sector's middle half▼ 15.4%€163,205within the sector's middle half▼ 19.5%€151,647within the sector's middle half▼ 7.1%€128,760within the sector's middle half▼ 15.1%
Debt€165,910▼ 11.9%€143,262▼ 13.7%€117,790▼ 17.8%€92,428▼ 21.5%€65,979▼ 28.6%
Working capital€42,912▼ 46.2%€20,827▼ 51.5%-€3,632-€1,544▲ 57.5%-€11,170▼ 623%
Solvency15.9%below the sector's middle half▼ 7.5pp29.4%within the sector's middle half▲ 13.5pp27.8%within the sector's middle half▼ 1.5pp39.1%within the sector's middle half▲ 11.2pp48.8%within the sector's middle half▲ 9.7pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128,760
Fixed assets
€109,562 ▼ 12.5%
Current assets
€19,197 ▼ 27.4%
Equity and liabilities €128,760
Equity
€62,781 ▲ 6.0%
Debt
€65,979 ▼ 28.6%
Debt's share of the balance-sheet total falls from 60.9% to 51.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24,399▼
2024 · €35,120
Cash flow
€19,214▼
2024 · €29,455
Current ratio
0.63▼
2024 · 0.94
Debt to equity
1.05▼
2024 · 1.56
ROE
5.7%▼
2024 · 23.3%
ROA
2.8%▼
2024 · 9.1%
Interest coverage
5.72▼
2024 · 6.20
Debt ≤ 1 year
€30,367▲
2024 · €27,976
Debt > 1 year
€35,612▼
2024 · €64,452
Income taxes
€919
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,952 | €16,952 | €15,652 | €15,652 | €15,652 | = |
| Other operating charges640/8 | - | €185 | - | €227 | - | - |
| Gross operating margin9900 | -€3,807 | €11,103 | €8,613 | €35,347 | €24,399 | ▼ 31.0% |
| Operating profit (loss)9901 | -€20,860 | -€6,034 | -€7,039 | €19,468 | €8,748 | ▼ 55.1% |
| Financial charges65/66B | - | €8,358 | €7,101 | €5,665 | €4,267 | ▼ 24.7% |
| Recurring financial charges65 | €9,519 | €8,358 | €7,101 | €5,665 | €4,267 | ▼ 24.7% |
| Profit (loss) for the period before taxes9903 | -€30,379 | -€14,391 | -€14,139 | €13,804 | €4,481 | ▼ 67.5% |
| Transfer from deferred taxes780 | - | €35,906 | - | - | - | - |
| Income taxes67/77 | - | - | - | - | €919 | - |
| Profit (loss) for the period9904 | -€30,379 | €21,515 | -€14,139 | €13,804 | €3,562 | ▼ 74.2% |
| Transfer from tax-exempt reserves789 | - | €69,731 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€30,379 | €91,246 | -€14,139 | €13,804 | €3,562 | ▼ 74.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €239,856 | €202,816 | €163,205 | €151,647 | €128,760 | ▼ 15.1% |
| Fixed assets21/28 | €173,469 | €156,518 | €140,866 | €125,214 | €109,562 | ▼ 12.5% |
| Tangible fixed assets22/27 | €173,469 | €156,518 | €140,866 | €125,214 | €109,562 | ▼ 12.5% |
| Land and buildings22 | - | €156,518 | €140,866 | €125,214 | €109,562 | ▼ 12.5% |
| Current assets29/58 | €66,386 | €46,298 | €22,339 | €26,432 | €19,197 | ▼ 27.4% |
| Amounts receivable within one year40/41 | €17,601 | €20,607 | €20,405 | €19,132 | €17,090 | ▼ 10.7% |
| Trade receivables40 | - | €2,242 | - | €569 | - | - |
| Other amounts receivable41 | - | €18,365 | €20,405 | €18,563 | €17,090 | ▼ 7.9% |
| Cash at bank and in hand54/58 | €47,968 | €24,772 | €807 | €6,258 | €885 | ▼ 85.9% |
| Deferred charges and accrued income490/1 | - | €919 | €1,127 | €1,042 | €1,222 | ▲ 17.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €239,856 | €202,816 | €163,205 | €151,647 | €128,760 | ▼ 15.1% |
| Equity10/15 | €38,039 | €59,554 | €45,415 | €59,218 | €62,781 | ▲ 6.0% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €71,591 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€52,152 | €39,094 | €24,955 | €38,758 | €42,321 | ▲ 9.2% |
| Provisions and deferred taxes16 | €35,906 | - | - | - | - | - |
| Amounts payable17/49 | €165,910 | €143,262 | €117,790 | €92,428 | €65,979 | ▼ 28.6% |
| Amounts payable after more than one year17 | €142,436 | €117,790 | €91,820 | €64,452 | €35,612 | ▼ 44.7% |
| Financial debts170/4 | - | €117,790 | €91,820 | €64,452 | €35,612 | ▼ 44.7% |
| Amounts payable within one year42/48 | €23,474 | €25,471 | €25,971 | €27,976 | €30,367 | ▲ 8.5% |
| Current portion of amounts payable after more than one year42 | - | €24,645 | €25,971 | €27,368 | €28,840 | ▲ 5.4% |
| Trade debts44 | €87 | €752 | - | €609 | €609 | = |
| Suppliers440/4 | - | €752 | - | €609 | €609 | = |
| Taxes, remuneration and social security45 | - | €74 | - | - | €919 | - |
| Taxes450/3 | - | €74 | - | - | €919 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€30,379 | €21,515 | -€14,139 | €13,804 | €3,562 | ▼ 74.2% |
| + Depreciation and write-downs630 | €16,952 | €16,952 | €15,652 | €15,652 | €15,652 | = |
| Operating cash flow (approximation) | -€13,428 | €38,466 | €1,512 | €29,455 | €19,214 | ▼ 34.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€23,196 | -€23,965 | €5,451 | -€5,373 | ▼ 199% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €13,804
Net result €13,804 after one loss-making year.
2023
08-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €21,515
Net result €21,515 after 3 loss-making years.
2021
10-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Weakest financial yearnet -€30,379
Net result drops to -€30,379, the lowest in the series; recovery starts the following year.
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
17-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
06-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
05-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
09-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Malle
Ground area
645 m²
Building footprint
139 m²
Volume, LiDAR
879 m³
Parcel 11032C0023/00A002, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032C0023/00A002 | Flanders | 645 m² | 1 · 139 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AgnosCo
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ALL EVENTS WIM HUBRECHTSEN
BE 0877.466.651
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Société de Gestion et d'Etudes fiscales
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MEABAN
BE 0781.824.750
Wavre · Eq €62,768
Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 39,218 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded08-03-2002
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
46170Agents in the wholesale of food, beverages and tobacco
E-invoicing
Not found in the Peppol register
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.