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WITVER

Active
Steenbakkerstraat 79 ·8700 Tielt, Belgium
BE 0802.509.902
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Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs
Staff (FTE)6.6

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of WITVER is 3.3% (moderate). The 2024 annual accounts show equity of €52k and a net result of €23k. Its solvency ranks better than 36% of 626 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Trust signals

3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€23k-18.4%
Working capital€-383k+8.4%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40kOperating result 2023: €41k€41kNet result 2023: €28k€28kOperating result 2024: €42k€42kNet result 2024: €23k€23k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 10, Food manufacturing · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 10.1% 21.1%
better than 36% of 626 sector peers
Net result €23k €7k
better than 70% of 625 sector peers
Equity €52k €26k
better than 66% of 626 sector peers
Gross operating margin €348k €60k
better than 92% of 624 sector peers
Staff costs €243k €61k
higher than 91% of 421 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€99k
+37.3% 23-24
Net profit
€23k
-18.4% 23-24
Cash flow
€80k
+34.7% 23-24
Total assets
€520k
-5.6% 23-24
Equity
€52k
+78.8% 23-24
Working capital
€-383k
+8.4% 23-24
Employees (FTE)
7
+187.0% 23-24
Staff costs
€243k
+135.8% 23-24
Income taxes
€9k
-9.5% 23-24
Debt
€467k
-10.3% 23-24
Debt ≤ 1y
€437k
-5.4% 23-24
Debt > 1y
€24k
-57.1% 23-24
Current ratio
0.12
+29.8% 23-24
Quick ratio
0.11
+32.3% 23-24
Solvency
10.1%
+89.3% 23-24
Debt / equity
8.93
-49.8% 23-24
ROE
44.1%
-54.4% 23-24
ROA
4.4%
-13.6% 23-24
Interest coverage
9.99
-63.1% 23-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€99k
Net profit€23k
Cash flow€80k
Staff costs€243k
Income taxes€9k
Dividends-
Total assets€520k
Equity€52k
Debt€467k
of which ≤ 1y€437k
of which > 1y€24k
Working capital€-383k
Employees (FTE)6.6
Ratios (computed)
2024
Current ratio0.12
Quick ratio0.11
Working capital ratio-73.7%
Solvency10.1%
Debt / equity8.93
Long-term debt ratio0.45
Interest coverage9.99
Gross margin-
Net margin-
ROA4.4%
ROE44.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€520k
Fixed assets 21/28€466k
Intangible fixed assets 21€1
Tangible fixed assets 22/27€466k
Current assets 29/58€54k
Stocks & contracts in progress 3€6k
Amounts receivable within one year 40/41€12k
Cash & bank 54/58€34k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€520k
Equity 10/15€52k
Contributions / capital 10/11€1k
Reserves 13€51k
Amounts payable 17/49€467k
Amounts payable after one year 17€24k
Amounts payable within one year 42/48€437k
Trade debts payable within one year 44€74k
Income statement
Gross operating margin 9900€348k
Operating result 9901€42k
Financial income 75€99
Financial charges 65€10k
Result before taxes 9903€32k
Income taxes 67/77€9k
Net result for the period 9904€23k
Result to be appropriated 9905€23k
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Ratios computed by Checked.

Health barometer

FY 2024 · computed
43 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

2 locations
Brood & banket Bjorn
Bedevaartstraat 38, 8700 TieltAmbachtelijke vervaardiging van brood en van vers banketbakkerswerk
since 20232.345.786.137
Brood & banket Bjorn
Steenbakkerstraat 79, 8700 TieltVervaardiging van groente- en fruitsappen
since 20232.345.786.236
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area857 m²
Buildings2
Building footprint567 m²
Volume (LiDAR)3,332 m³
Tallest building12.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
37303I0420/00M002 Flanders 610 m² 1 · 336 m² 9.5 m · 2 fl.
37303H0133/00R000 Flanders 247 m² 1 · 231 m² 12.8 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health43Profitability100Solvency7Growth52Stability94
59 / 100

Mixed profile: strong on profitability, weaker on solvency.

Health 43
Profitability 100
Solvency 7
Growth 52
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk10712Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk10712Detailhandel in brood en banketbakkerswerk in gespecialiseerde winkels (koude bakkers)47241Detailhandel in brood en banketbakkerswerk (koude bakkers)47241Detailhandel in chocolade en suikerwerk in gespecialiseerde winkels47242Detailhandel in chocolade en suikerwerk47242Detailhandel in dranken in gespecialiseerde winkels, algemeen assortiment47252Detailhandel in dranken, algemeen assortiment47252Detailhandel in zuivelproducten en eieren47271Overige detailhandel in voedingsmiddelen, neg47279Detailhandel in zuivelproducten en eieren in gespecialiseerde winkels47291Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.47299
Primary activity highlighted.
Names & trade names
Legal nameNL WITVER
Registered office
Steenbakkerstraat 79
8700 Tielt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.