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Witty Bits

Active
Private limited companyfounded 2022active for 4 yearsKruidenstraat 4, 8020 Oostkamp, BelgiumKBO/BCE: BE 0786.512.424
Summary

Witty Bits has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,037 and a net result of €5,914. Equity is growing by about 39% per year across the filed financial years. Its solvency ranks better than 58% of 21,080 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
1 site
Size
≈ €60,000turnover 2025, estimated
Equity
€32,037
Profit
€5,914
Turnover estimated from the gross margin
Financial health
80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
2025 accounts 7 days early2 of 3 deeds summarised
Why 80raises risk1 change of registered office in 24 monthsFounded in 2022lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Figures for financial year 2025 (filed 24-07-2026)Show the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 35% of its sector peers (NACE 62, micro)
Financial strength · tick = 2024
Strong
Solvency 92-8
equity 66.8% of total assets
Liquidity 49-45
short-term debt 19.0% · cash 3.7%
Profitability 84-16
return on assets 12.3%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,887 companies, NACE 62, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.6%▲ +0.5 percentage points vs 11-2025 01-2026: 0.5%▼ -0.1 percentage points vs 12-2025 02-2026: 0.4%▼ -0.1 percentage points vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 2.0%▲ +1.6 percentage points vs 07-2026highest value 09-2026: 2.0%● unchanged vs 08-2026highest value 10-2026: 0.5%▼ -1.5 percentage points vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity ample (current ratio 5.02, compared with 5.15 in 2024, above the usual 1.5; short-term debt: 19% and cash: 3.7% of total assets), and 33.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 59% on solvency, 24% on liquidity, 46% on profitability and 12% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed 24-07-2026)
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
7 days early
2024
17 days early
2023
30 days late
2022
39 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 11 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet €5,914 ▼89.2%
  3. Registered officeRegistered-office move

Financials · financial year 2025, micro format

Turnover
≈ €60,000
Estimated: probably between €29,000 and €110,000
Total assets
€47,967▼ 52.1%
2024 · €100,206
Net result
€5,914▼ 89.2%
2024 · €54,618
Working capital
€36,550▼ 53.4%
2024 · €78,508
Trend over the years

2022 to 2025, 4 financial years

The operating result falls in 2025; 2025 is 87% below 2024 and is the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€8,915 2025 Net result€5,914 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€10,571-€22,451▲ 112%€69,118▲ 208%€8,915▼ 87.1%
Net result€7,625within the sector's middle half-€15,498within the sector's middle half▲ 103%€54,618above the sector's middle half▲ 252%€5,914within the sector's middle half▼ 89.2%
Equity€10,625below the sector's middle half-€26,123within the sector's middle half▲ 146%€79,882within the sector's middle half▲ 206%€32,037within the sector's middle half▼ 59.9%
Total assets€37,561below the sector's middle half-€50,079below the sector's middle half▲ 33.3%€100,206within the sector's middle half▲ 100%€47,967below the sector's middle half▼ 52.1%
Debt€26,937-€23,956▼ 11.1%€20,324▼ 15.2%€15,931▼ 21.6%
Working capital€8,416below the sector's middle half-€23,336within the sector's middle half▲ 177%€78,508within the sector's middle half▲ 236%€36,550within the sector's middle half▼ 53.4%
Solvency28.3%below the sector's middle half-52.2%within the sector's middle half▲ 23.9pp79.7%within the sector's middle half▲ 27.6pp66.8%within the sector's middle half▼ 12.9pp
Current ratio1.31below the sector's middle half-1.97within the sector's middle half▲ 0.665.15within the sector's middle half▲ 3.185.02above the sector's middle half▼ 0.13
Return on assets (ROA)20.3%within the sector's middle half-30.9%within the sector's middle half▲ 10.6pp54.5%above the sector's middle half▲ 23.6pp12.3%within the sector's middle half▼ 42.2pp
above within below the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47,967
Fixed assets €2,323 ▼ 16.6%
Current assets €45,645 ▼ 53.1%
Equity and liabilities €47,967
Equity €32,037 ▼ 59.9%
Debt €15,931 ▼ 21.6%
Debt's share of the balance-sheet total rises from 20.3% to 33.2%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€10,038▼
2024 · €70,119
Cash flow
€7,036▼
2024 · €55,619
Debt to equity
0.50▲
2024 · 0.25
ROE
18.5%▼
2024 · 68.4%
Interest coverage
23.46▼
2024 · over 100
Debt ≤ 1 year
€9,095▼
2024 · €18,913
Debt > 1 year
€5,673▲
2024 · €724
Income taxes
€2,574▼
2024 · €14,375
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€100,206€47,967▼
Fixed assets21/28€2,785€2,323▼
Tangible fixed assets22/27€2,785€2,323▼
Plant, machinery and equipment23€2,391€1,970▼
Furniture and vehicles24€394€352▼
Current assets29/58€97,421€45,645▼
Amounts receivable within one year40/41€5,005€11,859▲
Trade receivables40€4,985€847▼
Other amounts receivable41€20€11,012▲
Cash at bank and in hand54/58€92,013€1,765▼
Deferred charges and accrued income490/1€403€32,021▲
Equity and liabilities
Total equity and liabilities10/49€100,206€47,967▼
Equity10/15€79,882€32,037▼
Contributions10/11€3,000€3,000=
Reserves13€76,757€28,912▼
Distributable reserves133€76,757€28,912▼
Profit (loss) carried forward14€125€125=
Amounts payable17/49€20,324€15,931▼
Amounts payable after more than one year17€724€5,673▲
Other amounts payable178/9€724€5,673▲
Amounts payable within one year42/48€18,913€9,095▼
Financial debts43-€7,048
Credit institutions430/8-€7,048
Trade debts44€1,675€1,972▲
Suppliers440/4€1,675€1,972▲
Taxes, remuneration and social security45€17,238€75▼
Taxes450/3€17,238€75▼
Accrued charges and deferred income492/3€687€1,163▲
Income statement Code20242025
Non-recurring operating income76A-€2,118
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,002€1,123▲
Other operating charges640/8€141€352▲
Non-recurring operating charges66A-€403
Gross operating margin9900€70,260€10,794▼
Operating profit (loss)9901€69,118€8,915▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€126€428▲
Recurring financial charges65€126€428▲
Profit (loss) for the period before taxes9903€68,992€8,487▼
Income taxes67/77€14,375€2,574▼
Profit (loss) for the period9904€54,618€5,914▼
Profit (loss) for the period to be appropriated9905€54,618€5,914▼
Appropriation of the result
Profit (loss) to be appropriated9906€54,742€6,038▼
Profit (loss) brought forward from the previous period14P€125€125=
Transfer from equity791/2-€53,759
Transfer to equity691/2€54,618€5,914▼
To other reserves6921€54,618€5,914▼
Profit to be distributed694/7-€53,759
Return on contributions (dividend)694-€53,759

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Non-recurring operating income76A---€2,118-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29€732€1,002€1,123▲ 12.1%
Other operating charges640/8€112€115€141€352▲ 151%
Non-recurring operating charges66A---€403-
Gross operating margin9900€10,712€23,298€70,260€10,794▼ 84.6%
Operating profit (loss)9901€10,571€22,451€69,118€8,915▼ 87.1%
Financial income75/76B-€0-€0-
Recurring financial income75-€0-€0-
Financial charges65/66B-€101€126€428▲ 241%
Recurring financial charges65-€101€126€428▲ 241%
Profit (loss) for the period before taxes9903€10,571€22,350€68,992€8,487▼ 87.7%
Income taxes67/77€2,946€6,852€14,375€2,574▼ 82.1%
Profit (loss) for the period9904€7,625€15,498€54,618€5,914▼ 89.2%
Profit (loss) for the period to be appropriated9905€7,625€15,498€54,618€5,914▼ 89.2%
Line2022202320242025Change
Assets
Total assets20/58€37,561€50,079€100,206€47,967▼ 52.1%
Fixed assets21/28€2,209€2,787€2,785€2,323▼ 16.6%
Tangible fixed assets22/27€2,209€2,787€2,785€2,323▼ 16.6%
Plant, machinery and equipment23€2,209€2,787€2,391€1,970▼ 17.6%
Furniture and vehicles24--€394€352▼ 10.7%
Current assets29/58€35,353€47,292€97,421€45,645▼ 53.1%
Amounts receivable within one year40/41€12,844€10,370€5,005€11,859▲ 137%
Trade receivables40€12,844€10,370€4,985€847▼ 83.0%
Other amounts receivable41--€20€11,012▲ 559×
Cash at bank and in hand54/58€22,163€36,519€92,013€1,765▼ 98.1%
Deferred charges and accrued income490/1€345€403€403€32,021▲ 79×
Equity and liabilities
Total equity and liabilities10/49€37,561€50,079€100,206€47,967▼ 52.1%
Equity10/15€10,625€26,123€79,882€32,037▼ 59.9%
Contributions10/11€3,000€3,000€3,000€3,000=
Reserves13€7,500€22,998€76,757€28,912▼ 62.3%
Distributable reserves133€7,500€22,998€76,757€28,912▼ 62.3%
Profit (loss) carried forward14€125€125€125€125=
Amounts payable17/49€26,937€23,956€20,324€15,931▼ 21.6%
Amounts payable after more than one year17--€724€5,673▲ 683%
Other amounts payable178/9--€724€5,673▲ 683%
Amounts payable within one year42/48€26,937€23,956€18,913€9,095▼ 51.9%
Financial debts43---€7,048-
Credit institutions430/8---€7,048-
Trade debts44€253€853€1,675€1,972▲ 17.7%
Suppliers440/4€253€853€1,675€1,972▲ 17.7%
Taxes, remuneration and social security45€25,379€14,669€17,238€75▼ 99.6%
Taxes450/3€8,909€14,669€17,238€75▼ 99.6%
Remuneration and social security454/9€16,470----
Other amounts payable47/48€1,305€8,434---
Accrued charges and deferred income492/3--€687€1,163▲ 69.2%
Line2022202320242025Change
Profit (loss) for the period9904€7,625€15,498€54,618€5,914▼ 89.2%
+ Depreciation and write-downs630€29€732€1,002€1,123▲ 12.1%
Operating cash flow (approximation)€7,654€16,230€55,619€7,036▼ 87.3%
Investment in fixed assets (approximation)--€1,310-€999-€660▲ 33.9%
Change in cash-€14,355€55,494-€90,248-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 micro format 24-07-2026 2026-00327489
31-12-2024 micro format 14-07-2025 2025-00264170
31-12-2023 micro format 30-08-2024 2024-00407810
31-12-2022 micro format 08-09-2023 2023-00441845

Similar companies · same sector, comparable size

Of the 29,893 active companies whose main activity is computer consultancy and computer facilities management (NACE 62200), figures are known for 18,896. 14,862 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 2 of 3 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

Witty Bits was incorporated on 24 May 2022 as a private limited company.1 The registered office moved to Zedelgem in 2024 and to Ruddervoorde in 2025.23 Total assets rose from €37,561 in 2022 to €47,967 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 14-10-2024
  3. 3Belgian Official Gazette, 28-11-2025
  4. 4National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Weakest financial yearnet €5,914 ▼89.2%
Net result drops to €5,914, the lowest in the series.
28-11
Gazette deed Registered office
Registered-office move2 facts ▸
  • Board meeting, 13-10-2025
  • Registered-office move, Kruidenstraat 4 - 8020 Ruddervoorde
14-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Highest result from 2022 to 2025net €54,618 ▲252%
Operating result €69,118, net result €54,618, both a record.
31-12
Financial Liquidity more than doubledcurrent ratio 5.15
Current ratio from 1.97 to 5.15; short-term debt falls from €23,956 to €18,913.
14-10
Gazette deed Registered office
Registered-office move2 facts ▸
  • Board meeting, 20-09-2024
  • Registered-office move, 8210 Zedelgem,Burg. Jos. Lievensstraat 15A bus 201
30-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 30 days late
2023
08-09
NBB filing Annual accounts filed
financial year 2022 · micro format · 39 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
2 of 3 deeds read
About the unread acts

Of the 3 Belgian Official Gazette deeds we know for this company, 2 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded24-05-2022
Financial year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
70200Business and other management consultancy
85510Sports and recreation education
E-invoicing
Reachable via Peppol
Peppol ID 0208:0786512424
Also 9925:BE0786512424
Registered 08-04-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Legal Entity Identifier

984500C70NCD6X8FC397
no longer live in the LEI register

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2022
registered office establishment The establishment unit on the map
Ground area
233 m²
Building footprint
89 m²
Building volume
475 m³
Parcel 31025G0125/00L002, Flanders · tallest building 7.5 m. Linked by address, not a title deed.
1 establishment unit
Xeed
Kruidenstraat 4, 8020 OostkampComputer consultancy and computer facilities management
since 2022unit no. 2.336.963.095
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
31025G0125/00L002 Flanders 233 m² 1 · 89 m² 7.5 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.