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Wittmass

Active
Staanijzerstraat(Wijtsch) 4 ·8953 Heuvelland, Belgium
BE 0769.813.081
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs
Staff (FTE)0.2

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Wittmass is 1.7% (moderate). The 2025 annual accounts show equity of €82k and a net result of €15k. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 51% of 1392 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend
Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€15k+97.5%
Working capital€34k+24.1%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 26-05-2026 with the NBB · fiscal year 2025 · micro
€0€10k€20k€30kOperating result 2022: €31k€31kNet result 2022: €18k€18kOperating result 2023: €31k€31kNet result 2023: €19k€19kOperating result 2024: €17k€17kNet result 2024: €7k€7kOperating result 2025: €26k€26kNet result 2025: €15k€15k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~20.3%/year over 4 fiscal years, indicative, assuming unchanged policy.
€0€50k€100k€150k2026: €99k (€93k - €106k)2027: €119k (€113k - €126k)2028: €143k (€137k - €150k)2022: €46k2023: €63k2024: €69k2025: €82k2022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 24.4% 23.6%
better than 51% of 1392 sector peers
Net result €15k €8k
better than 61% of 1390 sector peers
Equity €82k €26k
better than 74% of 1393 sector peers
Gross operating margin €69k €35k
better than 66% of 1387 sector peers
Staff costs €4k €42k
higher than 17% of 587 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P51
2022: P40 · n=41772023: P46 · n=56252024: P49 · n=66742025: P51 · n=13922022 2025
Stable position over 2022-2025 · n=1392-6674
Net result P61
2022: P75 · n=41652023: P74 · n=56062024: P58 · n=66552025: P61 · n=13902022 2025
Weakening position over 2022-2025 · n=1390-6655
Equity P74
2022: P75 · n=41852023: P79 · n=56322024: P79 · n=66882025: P74 · n=13932022 2025
Stable position over 2022-2025 · n=1393-6688
Gross operating margin P66
2022: P84 · n=41572023: P75 · n=55812024: P68 · n=66342025: P66 · n=13872022 2025
Weakening position over 2022-2025 · n=1387-6634
Describes the position versus peers, not a forecast.
EBITDA
€61k
+22.2% -34% vs sector
Net profit
€15k
+97.5% -63% vs sector
Cash flow
€50k
+23.1% -32% vs sector
Total assets
€337k
-4.9% -33% vs sector
Equity
€82k
+19.3% -50% vs sector
Working capital
€34k
+24.1% -31% vs sector
Employees (FTE)
0
0.0% -95% vs sector
Staff costs
€4k
+38.1% -97% vs sector
Income taxes
€6k
+64.4% -18% vs sector
Dividends
€1k
-12.8% -97% vs sector
Debt
€255k
-10.7% -19% vs sector
Debt ≤ 1y
€38k
-9.5% -70% vs sector
Debt > 1y
€217k
-10.9% +3% vs sector
Current ratio
1.91
+14.8% +21% vs sector
Quick ratio
1.62
+12.3% +3% vs sector
Solvency
24.4%
+25.5% -33% vs sector
Debt / equity
3.10
-25.2% +79% vs sector
ROE
18.0%
+65.5% -25% vs sector
ROA
4.4%
+107.7% +8% vs sector
Interest coverage
12.02
+36.7% -20% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€61k
Net profit€15k
Cash flow€50k
Staff costs€4k
Income taxes€6k
Dividends€1k
Total assets€337k
Equity€82k
Debt€255k
of which ≤ 1y€38k
of which > 1y€217k
Working capital€34k
Employees (FTE)0.2
Ratios (computed)
2025
Current ratio1.91
Quick ratio1.62
Working capital ratio10.1%
Solvency24.4%
Debt / equity3.10
Long-term debt ratio2.64
Interest coverage12.02
Gross margin-
Net margin-
ROA4.4%
ROE18.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€337k
Fixed assets 21/28€265k
Intangible fixed assets 21€3k
Tangible fixed assets 22/27€262k
Current assets 29/58€72k
Stocks & contracts in progress 3€11k
Amounts receivable within one year 40/41€392
Cash & bank 54/58€59k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€337k
Equity 10/15€82k
Contributions / capital 10/11€30k
Reserves 13€52k
Amounts payable 17/49€255k
Amounts payable after one year 17€217k
Amounts payable within one year 42/48€38k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€69k
Operating result 9901€26k
Financial income 75€8
Financial charges 65€5k
Result before taxes 9903€21k
Income taxes 67/77€6k
Net result for the period 9904€15k
Result to be appropriated 9905€15k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
81 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
Slagerij Mike en Jana
Staanijzerstraat(Wijtsch) 4, 8953 HeuvellandDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20212.318.631.976
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area542 m²
Buildings1
Building footprint411 m²
Volume (LiDAR)2,161 m³
Tallest building10.3 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
33032E0662/00H000 Flanders 542 m² 1 · 411 m² 10.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health81Profitability90Solvency56Growth52Stability94
75 / 100

Exceptional profile, strong across almost every axis.

Health 81
Profitability 90
Solvency 56
Growth 52
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in vlees en vleesproducten, muv vlees van wild en van gevogelte47221Detailhandel in vlees en vleesproducten in gespecialiseerde winkels, m.u.v. vlees van wild en van gevogelte47221Detailhandel in vlees van wild en van gevogelte in gespecialiseerde winkels47222Detailhandel in vlees van wild en van gevogelte47222Catering56210Catering van evenementen56210
Primary activity highlighted.
Names & trade names
Legal nameNL Wittmass
Registered office
Staanijzerstraat(Wijtsch) 4
8953 Heuvelland, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.