Witte Claes
ActiveWitte Claes has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €-1k. Equity is shrinking by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 31% of 27446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-2
Solvency55▲+2
Growth58=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.45 in 2024), and 70.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.4%
Return on assets
-2.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
29 d late
2023
30 d late
2022
2 d early
2021
33 d early
2020
18 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 7.5%
2024 · €16k
2018: €27k
2019: €28k
2020: €10k
2021: €12k
2022: €8k
2023: €16k
2024: €16k
2018 → 2025
Total assets
€49k▼ 12.7%
2024 · €56k
2018: €32k
2019: €33k
2020: €19k
2021: €18k
2022: €20k
2023: €30k
2024: €56k
2018 → 2025
Net result
€-1k
2024 · €68
2018: €-16k
2019: €705
2020: €-18k
2021: €2k
2022: €-3k
2023: €7k
2024: €68
2018 → 2025
Working capital
€9k▼ 5.6%
2024 · €9k
2018: €18k
2019: €13k
2020: €-1k
2021: €4k
2022: €4k
2023: €14k
2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€8k▼ 26.6%€16k▲ 84.1%€16k▲ 0.4%€14k▼ 7.5%
Operating result€2k-€-3k€10k€2k▼ 76.1%€789▼ 67.1%
Net result€2k-€-3k€7k€68▼ 99.0%€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€20k▼ 25.9%
Current assets
€29k▼ 0.5%
Equity and liabilities €49k
Equity
€14k▼ 7.5%
Debt
€35k▼ 14.6%
The debt ratio falls from 72.2% to 70.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€8k▼
2024 · €9k
Cash flow
€6k▼
2024 · €7k
Solvency
29.4%▲
2024 · 27.8%
Current ratio
1.42▼
2024 · 1.45
Quick ratio
1.42▼
2024 · 1.45
Debt / equity
2.40▼
2024 · 2.60
ROE
-8.1%▼
2024 · 0.4%
ROA
-2.4%▼
2024 · 0.1%
Interest coverage
5.99▼
2024 · 6.52
Debt
€35k▼
2024 · €41k
Debt ≤ 1 year
€21k▲
2024 · €20k
Debt > 1 year
€14k▼
2024 · €20k
Income taxes
€679▼
2024 · €948
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€49k▼
Fixed assets21/28€27k€20k▼
Tangible fixed assets22/27€27k€20k▼
Furniture and vehicles24€26k€19k▼
Other tangible fixed assets26€1k€600▼
Current assets29/58€29k€29k▼
Amounts receivable within one year40/41€8k€7k▼
Trade receivables40€8k€7k▼
Cash at bank and in hand54/58€19k€23k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€56k€49k▼
Equity10/15€16k€14k▼
Contributions10/11€6k€6k=
Reserves13€9k€8k▼
Distributable reserves133€9k€8k▼
Amounts payable17/49€41k€35k▼
Amounts payable after more than one year17€20k€14k▼
Financial debts170/4€20k€14k▼
Amounts payable within one year42/48€20k€21k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€980€3k▲
Suppliers440/4€980€3k▲
Taxes, remuneration and social security45€13k€11k▼
Taxes450/3€10k€9k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€681€119▼
Income statement
Code20242025
Non-recurring operating income76A€3k-
Remuneration, social security and pensions62€18-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€868€1k▲
Gross operating margin9900€10k€9k▼
Operating profit (loss)9901€2k€789▼
Financial income75/76B€14€9▼
Recurring financial income75€14€9▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€1k€-496▼
Income taxes67/77€948€679▼
Profit (loss) for the period9904€68€-1k▼
Profit (loss) for the period to be appropriated9905€68€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68€-1k▼
Transfer from equity791/2-€1k
Transfer to equity691/2€68-
To other reserves6921€68-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-18k ▼2646%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
06-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €705
Net result €705 after one loss-making year.
15-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Snellewindstraat 413950 BocholtGround area
853 m²
Building footprint
149 m²
Volume, LiDAR
685 m³
Parcel 72003A0870/02F000, Flanders · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DWD DAKWERKEN BVBA
since 20062.155.653.170
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003A0870/02F000 | Flanders | 853 m² | 1 · 149 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CREA - LINE
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Toitures Bertrand
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Of 8,481 companies in sector 43410 we hold annual accounts for 4,307. 2,644 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2006
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
45220
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:011/74 71 85