WiThService
ActiveSummary
The computed 12-month bankruptcy probability of WiThService is 1.5% (moderate). The 2025 annual accounts show equity of €3k and a net result of €8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 11322 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+66
Solvency32▼-68
Growth58▲+6
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 11322 sector peers (2025).
NBB · sector comparisonPosition among 11322 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-02-2026, 154 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
154 d early
2024
38 d early
2023
37 d early
2022
42 d early
2021
27 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 89.1%
2024 · €23k
2021: €7k
2022: €14k
2023: €24k
2024: €23k
2021 → 2025
Total assets
€34k▲ 12.8%
2024 · €30k
2021: €16k
2022: €25k
2023: €36k
2024: €30k
2021 → 2025
Net result
€8k
2024 · €-701
2021: €4k
2022: €7k
2023: €10k
2024: €-701
2021 → 2025
Working capital
€2k▼ 89.7%
2024 · €21k
2021: €2k
2022: €10k
2023: €21k
2024: €21k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€14k▲ 107%€24k▲ 72.6%€23k▼ 3.0%€3k▼ 89.1%
Operating result€5k-€10k▲ 88.6%€14k▲ 38.8%€114▼ 99.2%€12k▲ 10,451%
Net result€4k-€7k▲ 72.4%€10k▲ 40.4%€-701€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10,451% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34k
Fixed assets
€288 ▼ 81.0%
Current assets
€34k ▲ 17.8%
Equity and liabilities €34k
Equity
€3k ▼ 89.1%
Debt
€31k ▲ 338%
Debt's share of the balance-sheet total rises from 23.8% to 92.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€13k▲
2024 · €2k
Cash flow
€10k▲
2024 · €701
Current ratio
1.07▼
2024 · 3.98
Quick ratio
1.06▼
2024 · 3.92
Debt to equity
12.57▲
2024 · 0.31
ROE
331.0%▲
2024 · -3.1%
ROA
24.4%▲
2024 · -2.3%
Interest coverage
15.51▲
2024 · 2.03
Debt ≤ 1 year
€31k▲
2024 · €7k
Income taxes
€3k▲
2024 · €98
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€30k€34k▲
Fixed assets21/28€2k€288▼
Tangible fixed assets22/27€2k€288▼
Furniture and vehicles24€229€0▼
Other tangible fixed assets26€1k€288▼
Current assets29/58€29k€34k▲
Stocks and contracts in progress3€497€229▼
Stocks30/36€497€229▼
Amounts receivable within one year40/41€6k€3k▼
Trade receivables40€6k€3k▼
Other amounts receivable41€607€5▼
Cash at bank and in hand54/58€10k€23k▲
Deferred charges and accrued income490/1€12k€8k▼
Equity and liabilities
Total equity and liabilities10/49€30k€34k▲
Equity10/15€23k€3k▼
Contributions10/11€3k€3k=
Reserves13€20k€0▼
Distributable reserves133€20k€0▼
Profit (loss) carried forward14-€0
Amounts payable17/49€7k€31k▲
Amounts payable within one year42/48€7k€31k▲
Trade debts44€7k€683▼
Suppliers440/4€7k€683▼
Taxes, remuneration and social security45€31€5k▲
Taxes450/3€31€5k▲
Other amounts payable47/48€301€26k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€544€559▲
Gross operating margin9900€2k€14k▲
Operating profit (loss)9901€114€12k▲
Financial income75/76B€30€1▼
Recurring financial income75€30€1▼
Financial charges65/66B€746€852▲
Recurring financial charges65€746€852▲
Profit (loss) for the period before taxes9903€-602€11k▲
Income taxes67/77€98€3k▲
Profit (loss) for the period9904€-701€8k▲
Profit (loss) for the period to be appropriated9905€-701€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-701€8k▲
Transfer from equity791/2€701€20k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7-€29k
Return on contributions (dividend)694-€29k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-701 ▼107%
Net result drops to €-701, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €10k ▲40.4%
Operating result €14k, net result €10k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenakkerweg 163920 LommelGround area
729 m²
Building footprint
163 m²
Volume, LiDAR
841 m³
Parcel 72345B0593/00P000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WiThService
since 20212.312.329.748
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72345B0593/00P000 | Flanders | 729 m² | 1 · 163 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ADS GROUP Belgique
BE 1005.319.381
Sint-Agatha-Berchem · Eq €2,418
OMNIS OFFICE CONCEPT BELGIUM
BE 0466.648.786
Overijse · Eq €2,407
D & D BUROTIC - TELECOM
BE 0475.905.556
Châtelet · Eq €2,270
International Trading Confectionary
BE 0416.274.708
Lier · Eq €2,241
IV SOLUTIONS
BE 0760.856.716
Namur · Eq €2,222
Of 2,122 companies in sector 46500 we hold annual accounts for 1,403. 179 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.