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WIT ARCHITECTEN

Active
Private limited companyfounded 199333 yrs activeMechelsestraat 225A, 3000 Leuven, BelgiumKBO/BCE: BE 0449.200.664
Summary

WIT ARCHITECTEN has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €448k and a net result of €80k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 2008 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
94 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+8
Solvency100=
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 5.67 against 8.34 in 2024; short-term debt: 17.1% and cash: 56.2% of total assets), and 17.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
82.9%
Return on assets
14.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
24 d early
2023
28 d early
2022
14 d early
2021
26 d early
2020
29 d early
2019
24 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€448k▼ 33.0%
2024 · €668k
2018: €501k 2019: €468k 2020: €482k 2021: €583k 2022: €613k 2023: €607k 2024: €668k
2018 → 2025
Total assets
€540k▼ 29.9%
2024 · €771k
2018: €726k 2019: €676k 2020: €675k 2021: €920k 2022: €876k 2023: €721k 2024: €771k
2018 → 2025
Net result
€80k▲ 29.8%
2024 · €61k
2018: €-61k 2019: €-33k 2020: €114k 2021: €101k 2022: €30k 2023: €-6k 2024: €61k
2018 → 2025
Working capital
€431k▼ 34.6%
2024 · €659k
2018: €422k 2019: €401k 2020: €421k 2021: €536k 2022: €564k 2023: €583k 2024: €659k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€583k-€613k▲ 5.1%€607k▼ 1.0%€668k▲ 10.1%€448k▼ 33.0%
Operating result€100k-€41k▼ 58.6%€14k▼ 66.4%€107k▲ 670%€96k▼ 10.5%
Net result€101k-€30k▼ 70.5%€-6k€61k€80k▲ 29.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €100k€100kNet result 2021: €101k€101kOperating result 2022: €41k€41kNet result 2022: €30k€30kOperating result 2023: €14k€14kNet result 2023: €-6k€-6kOperating result 2024: €107k€107kNet result 2024: €61k€61kOperating result 2025: €96k€96kNet result 2025: €80k€80k20212022202320242025€-50k€0€50k€100kOperating result 2023: €14k€14kNet result 2023: €-6k€-6.3kOperating result 2024: €107k€107kNet result 2024: €61k€61kOperating result 2025: €96k€96kNet result 2025: €80k€80k202320242025
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €540k
Fixed assets €17k ▼ 25.5%
Current assets €523k ▼ 30.1%
Equity and liabilities €540k
Equity €448k ▼ 33.0%
Debt €92k ▼ 10.3%
Debt's share of the balance-sheet total rises from 13.3% to 17.1%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€105k
2024 · €116k
Cash flow
€89k
2024 · €71k
Current ratio
5.67
2024 · 8.34
Debt to equity
0.21
2024 · 0.15
ROE
17.8%
2024 · 9.2%
ROA
14.8%
2024 · 8.0%
Interest coverage
47.50
2024 · 50.59
Debt ≤ 1 year
€92k
2024 · €90k
Income taxes
€16k
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€771k€540k
Fixed assets21/28€23k€17k
Tangible fixed assets22/27€23k€14k
Land and buildings22€8k€4k
Plant, machinery and equipment23€15k€10k
Financial fixed assets28-€3k
Current assets29/58€748k€523k
Stocks and contracts in progress3€39k€0
Contracts in progress37€39k€0
Amounts receivable within one year40/41€157k€218k
Trade receivables40€118k€174k
Other amounts receivable41€39k€44k
Cash at bank and in hand54/58€552k€304k
Deferred charges and accrued income490/1€0€2k
Equity and liabilities
Total equity and liabilities10/49€771k€540k
Equity10/15€668k€448k
Contributions10/11€19k€19k=
Reserves13€703k€429k
Distributable reserves133€703k€429k
Profit (loss) carried forward14€-54k€0
Amounts payable17/49€103k€92k
Amounts payable within one year42/48€90k€92k
Current portion of amounts payable after more than one year42€0-
Trade debts44€90k€80k
Suppliers440/4€90k€80k
Taxes, remuneration and social security45€0€12k
Taxes450/3€0€12k
Accrued charges and deferred income492/3€13k€0
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k
Other operating charges640/8€4k€4k
Gross operating margin9900€120k€109k
Operating profit (loss)9901€107k€96k
Financial income75/76B€2k€2k
Recurring financial income75€2k€2k
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€107k€96k
Income taxes67/77€45k€16k
Profit (loss) for the period9904€61k€80k
Profit (loss) for the period to be appropriated9905€61k€80k
Appropriation of the result
Profit (loss) to be appropriated9906€-54k€26k
Profit (loss) brought forward from the previous period14P€-115k€-54k
Transfer from equity791/2-€300k
Transfer to equity691/2-€26k
To other reserves6921-€26k
Profit to be distributed694/7-€300k
Return on contributions (dividend)694-€300k

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-08
State Gazette act Resignation: Guido Geenen (non-statutory director)
Appointment: Roeland Joosten (non-statutory director) · Director discharge · Mandate compensation5 facts ▸
  • General meeting, 30/06/2026
  • Director resignation, Guido Geenen (non-statutory director)
  • Director discharge, Guido Geenen
  • Director appointment, Roeland Joosten (non-statutory director)
  • Mandate compensation, Roeland Joosten
08-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
07-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €61k
Net result €61k after one loss-making year.
03-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €500kEq €583k ▲21%
2 profitable years in a row build equity to €583k.
02-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €114k
Net result €114k after 2 loss-making years.
07-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 director, no change since 2026
Joosten Roeland
Non-statutory director · since 30-06-2026
Current
30-06-2026 Joosten Roeland: Appointed as Non-statutory director
30-06-2026 Guido Geenen: Resigned as Non-statutory director
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1993
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Mechelsestraat 225A3000 Leuven
Ground area
140 m²
Building footprint
124 m²
Volume, LiDAR
848 m³
2 parcels, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Mechelsestraat 225 A, 3000 Leuven
Photography, excluding press photography
since 19932.201.449.939
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24505F0015/00M002 Flanders 92 m² 1 · 81 m² 12.5 m · 3 fl.
24505F0015/00L002 Flanders 48 m² 1 · 42 m² 10.5 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 2 entries · 1,915 EUR awarded · 1,915 EUR paid
Year Entries awardedpaid
2024 1 182 EUR182 EUR
2022 1 1,733 EUR1,733 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
2 entries · 1,915 EUR · 1,915 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,175 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-01-1993
Fiscal year end31-12
Abbreviation NL Wit
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.