WISTAMA
ActiveWISTAMA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €87k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33▼-26
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.82 against 1.05 in 2024; short-term debt: 92.1% and cash: 37.6% of total assets), and 92.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.9%
Return on assets
83.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
60 d early
2024
23 d early
2023
64 d early
2022
25 d early
2021
2 d late
2020
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 83.4%
2024 · €50k
2020: €26k
2021: €127k
2022: €215k
2023: €153k
2024: €50k
2020 → 2025
Total assets
€105k▼ 28.0%
2024 · €146k
2020: €49k
2021: €223k
2022: €300k
2023: €338k
2024: €146k
2020 → 2025
Net result
€87k▼ 8.6%
2024 · €96k
2020: €22k
2021: €101k
2022: €89k
2023: €78k
2024: €96k
2020 → 2025
Working capital
€-18k
2024 · €5k
2020: €27k
2021: €114k
2022: €189k
2023: €115k
2024: €5k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€215k▲ 69.4%€153k▼ 28.9%€50k▼ 67.5%€8k▼ 83.4%
Operating result€129k-€112k▼ 13.2%€98k▼ 12.4%€122k▲ 23.6%€111k▼ 8.6%
Net result€101k-€89k▼ 11.9%€78k▼ 12.5%€96k▲ 22.9%€87k▼ 8.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€26k▼ 42.5%
Current assets
€79k▼ 21.6%
Equity and liabilities €105k
Equity
€8k▼ 83.4%
Debt
€97k▲ 0.6%
The debt ratio rises from 65.9% to 92.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€130k▼
2024 · €140k
Cash flow
€107k▼
2024 · €114k
Solvency
7.9%▼
2024 · 34.1%
Current ratio
0.82▼
2024 · 1.05
Quick ratio
0.82▼
2024 · 1.05
Debt / equity
11.70▲
2024 · 1.94
ROA
83.4%▲
2024 · 65.6%
Interest coverage
347.27▲
2024 · 344.32
Debt
€97k▲
2024 · €96k
Debt ≤ 1 year
€97k▲
2024 · €96k
Income taxes
€23k▼
2024 · €26k
A ratio outside any meaningful range has been withheld (balance sheet total €105k, equity €8k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€105k▼
Fixed assets21/28€45k€26k▼
Tangible fixed assets22/27€45k€26k▼
Furniture and vehicles24€15k€11k▼
Leasing and similar rights25€12k€95▼
Other tangible fixed assets26€18k€15k▼
Current assets29/58€101k€79k▼
Amounts receivable within one year40/41€34k€34k▼
Trade receivables40€34k€34k=
Other amounts receivable41€70€0▼
Cash at bank and in hand54/58€63k€39k▼
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€146k€105k▼
Equity10/15€50k€8k▼
Contributions10/11€4k€4k=
Reserves13€46k€4k▼
Distributable reserves133€46k€4k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€96k€97k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€96k€97k▲
Current portion of amounts payable after more than one year42€12k€0▼
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€19k€18k▼
Taxes450/3€19k€18k▼
Other amounts payable47/48€59k€74k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€19k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€141k€132k▼
Operating profit (loss)9901€122k€111k▼
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€406€375▼
Recurring financial charges65€406€375▼
Profit (loss) for the period before taxes9903€121k€111k▼
Income taxes67/77€26k€23k▼
Profit (loss) for the period9904€96k€87k▼
Profit (loss) for the period to be appropriated9905€96k€87k▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€87k▼
Transfer from equity791/2€140k€70k▼
Transfer to equity691/2€37k€29k▼
To other reserves6921€37k€29k▼
Profit to be distributed694/7€199k€129k▼
Return on contributions (dividend)694€199k€129k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €215k ▲69.4%
3 profitable years in a row build equity to €215k.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
31-12
Financial
Highest result since 2020net €101k ▲357%
Operating result €129k, net result €101k, both a record.
31-12
Financial
Equity above €100kEq €127k ▲387%
2 profitable years in a row build equity to €127k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overwinningsstraat 341060 Sint-Gillis (bij-Brussel)Ground area
168 m²
Building footprint
88 m²
Volume, LiDAR
1,321 m³
Parcel 21013B0136/00R002, Brussels · tallest building 20.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
WISTAMA
since 20202.307.693.940
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0136/00R002 | Brussels | 168 m² | 1 · 88 m² | 20.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 20,829 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.