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Wisedecor

Active
Private limited companyfounded 2023active for 3 yearsHoevedreef 31, 3202 Aarschot, BelgiumKBO/BCE: BE 0799.080.654

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Wisedecor has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,251 and a net result of €20,543. Equity has been growing by about 58% per year since 2023. Its solvency ranks better than 51% of 4,339 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Overview

Official details

KBO
Status
Active since 02-03-2023 Normal situation
Activity
Interior design NACE 74130and 5 others
Establishment units
2.342.897.715 3202 Aarschot, since 02-03-2023
2.366.399.429 3271 Scherpenheuvel-Zichem, since 01-07-2024
Financial year end
31 December
Peppol
Reachable since 14-06-2025

Board and ownership

Board

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€34,950
▲ 85.4%
Turnover
≈ €140,000
estimated
Profit
€20,543
▲ 188%
Equity
€44,251
▲ 86.6%
Total assets
€87,263
▲ 29.4%
Filed on 02-07-2026, 29 days before the deadlineat the National Bank
Score breakdownraises riskFounded in 2023lowers riskLiquidity: current ratio 1.78, cash €56,578Sector: Other professional, scientific and technical activities (NACE 74)Equity €44,251 (50.7% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 72% of micro companies in other professional activities (NACE 74)
Financial strength · tick: 2024
Strong
Solvency 76+16
equity 50.7% of total assets
Liquidity 80+14
short-term debt 42.1% · cash 64.8%
Profitability 98+26
return on assets 23.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,429 companies, NACE 74, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025highest value 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.78 (1.17 in 2024), above the usual 1.5. Short-term debt is 42.1% and cash 64.8% of total assets. 49.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 53% of them on solvency, 72% on liquidity, 74% on profitability and 87% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.78, cash €56,578
NBB · annual accounts
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
lowers risk · Equity €44,251 (50.7% of total assets)
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
29 days early
2024
24 days early
2023
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 21 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 02-07-2026 at the NBB all 3 filings

Turnover
≈ €140,000
Estimated: probably between €85,000 and €250,000
Total assets
€87,263▲ 29.4%
2024 · €67,439
Net result
€20,543▲ 188%
2024 · €7,131
Working capital
€28,840▲ 289%
2024 · €7,423
Trend over the years

2023 to 2025, 3 financial years

The operating result for 2025 is 139% higher than in 2024 and the highest since 2023. It is a recovery after the fall in 2024.

Operating result€27,695 2025 Net result€20,543 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Other professional, scientific and technical activities (NACE 74). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€19,082-€11,584▼ 39.3%€27,695▲ 139%
Net result€13,578within the sector's middle half-€7,131within the sector's middle half▼ 47.5%€20,543within the sector's middle half▲ 188%
Equity€16,578within the sector's middle half-€23,709within the sector's middle half▲ 43.0%€44,251within the sector's middle half▲ 86.6%
Total assets€45,787within the sector's middle half-€67,439within the sector's middle half▲ 47.3%€87,263within the sector's middle half▲ 29.4%
Debt€29,209-€43,730▲ 49.7%€43,012▼ 1.6%
Working capital€1,378within the sector's middle half-€7,423within the sector's middle half▲ 439%€28,840within the sector's middle half▲ 289%
Solvency36.2%within the sector's middle half-35.2%within the sector's middle half▼ 1.1pp50.7%within the sector's middle half▲ 15.6pp
Current ratio1.05within the sector's middle half-1.17within the sector's middle half▲ 0.121.78within the sector's middle half▲ 0.61
Return on assets (ROA)29.7%above the sector's middle half-10.6%within the sector's middle half▼ 19.1pp23.5%within the sector's middle half▲ 13.0pp
above within below The sector band is the middle half of the companies in Other professional, scientific and technical activities (NACE 74). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87,263
Fixed assets €21,651 ▲ 32.9%
Current assets €65,612 ▲ 28.3%
Equity and liabilities €87,263
Equity €44,251 ▲ 86.6%
Debt €43,012 ▼ 1.6%
Debt's share of the balance-sheet total falls from 64.8% to 49.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€32,965▲
2024 · €14,284
Cash flow
€25,812▲
2024 · €9,831
Quick ratio
1.66▲
2024 · 1.06
Debt to equity
0.97▼
2024 · 1.84
ROE
46.4%▲
2024 · 30.1%
Interest coverage
15.13▲
2024 · 4.83
Debt ≤ 1 year
€36,771▼
2024 · €43,730
Debt > 1 year
€6,240
Income taxes
€5,161▲
2024 · €1,680
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Comparable companies

These companies have the same main activity as Wisedecor: interior design (NACE 74130). They are comparable in size and age: total assets between €69,500 and €128,000, founded between 2022 and 2023.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
Wisedecor Aarschot2023€87,263€44,251€34,950€20,5432025
Julie Lacour Studio Ukkel2023€74,737€37,510€30,448€23,5442025
High End Montage Meise2023€128,050€61,911€31,674€21,5102025
Archimas Halle2023€121,221€101,128€31,593€22,7572025
TRONCEA CONSTRUCT Putte2023€69,481€42,520€29,370€15,4832025
DS Solutions Nieuwpoort2023€81,583€65,314€44,671€34,2472025
Elaïna Braine-le-Château2022€75,904-€58,996€41,270-€8,7812025

They were chosen from the 358 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 39,278 companies had the same profile as Wisedecor has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% was still going

The bankruptcy probability of Wisedecor itself is lower: 0.1% within 12 months. It rests on far more data about Wisedecor than the profile alone.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for Wisedecor. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines

Source: Annual accounts 2025 at the NBB, filed on 02-07-2026.

Balance sheet Code20242025
Assets
Total assets20/58€67,439€87,263▲
Fixed assets21/28€16,285€21,651▲
Tangible fixed assets22/27€16,285€21,651▲
Plant, machinery and equipment23€11,470€17,576▲
Furniture and vehicles24€4,815€4,076▼
Current assets29/58€51,154€65,612▲
Stocks and contracts in progress3€4,855€4,431▼
Stocks30/36€4,855€4,431▼
Amounts receivable within one year40/41€13,651€3,943▼
Trade receivables40€12,303€3,300▼
Other amounts receivable41€1,348€643▼
Cash at bank and in hand54/58€31,955€56,578▲
Deferred charges and accrued income490/1€692€659▼
Equity and liabilities
Total equity and liabilities10/49€67,439€87,263▲
Equity10/15€23,709€44,251▲
Contributions10/11€3,000€3,000=
Reserves13€20,709€41,251▲
Distributable reserves133€20,709€41,251▲
Amounts payable17/49€43,730€43,012▼
Amounts payable after more than one year17-€6,240
Financial debts170/4-€6,240
Amounts payable within one year42/48€43,730€36,771▼
Current portion of amounts payable after more than one year42-€2,388
Trade debts44€20,368€719▼
Suppliers440/4€20,368€719▼
Taxes, remuneration and social security45€3,646€9,391▲
Taxes450/3€3,646€9,391▲
Other amounts payable47/48€19,716€24,273▲
Income statement Code20242025
Non-recurring operating income76A€7,712-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,700€5,270▲
Other operating charges640/8€1,306€1,984▲
Non-recurring operating charges66A€3,256-
Gross operating margin9900€18,846€34,950▲
Operating profit (loss)9901€11,584€27,695▲
Financial income75/76B€184€188▲
Recurring financial income75€184€188▲
Financial charges65/66B€2,958€2,179▼
Recurring financial charges65€2,958€2,179▼
Profit (loss) for the period before taxes9903€8,810€25,704▲
Income taxes67/77€1,680€5,161▲
Profit (loss) for the period9904€7,131€20,543▲
Profit (loss) for the period to be appropriated9905€7,131€20,543▲
Appropriation of the result
Profit (loss) to be appropriated9906€7,131€20,543▲
Transfer to equity691/2€7,131€20,543▲
To other reserves6921€7,131€20,543▲

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line202320242025Change
Non-recurring operating income76A-€7,712--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,983€2,700€5,270▲ 95.2%
Other operating charges640/8€978€1,306€1,984▲ 51.9%
Non-recurring operating charges66A-€3,256--
Gross operating margin9900€28,042€18,846€34,950▲ 85.4%
Operating profit (loss)9901€19,082€11,584€27,695▲ 139%
Financial income75/76B€84€184€188▲ 2.0%
Recurring financial income75€84€184€188▲ 2.0%
Financial charges65/66B€1,936€2,958€2,179▼ 26.3%
Recurring financial charges65€1,936€2,958€2,179▼ 26.3%
Profit (loss) for the period before taxes9903€17,230€8,810€25,704▲ 192%
Income taxes67/77€3,652€1,680€5,161▲ 207%
Profit (loss) for the period9904€13,578€7,131€20,543▲ 188%
Profit (loss) for the period to be appropriated9905€13,578€7,131€20,543▲ 188%
Line202320242025Change
Assets
Total assets20/58€45,787€67,439€87,263▲ 29.4%
Fixed assets21/28€15,200€16,285€21,651▲ 32.9%
Tangible fixed assets22/27€15,200€16,285€21,651▲ 32.9%
Plant, machinery and equipment23-€11,470€17,576▲ 53.2%
Furniture and vehicles24€15,200€4,815€4,076▼ 15.4%
Current assets29/58€30,587€51,154€65,612▲ 28.3%
Stocks and contracts in progress3-€4,855€4,431▼ 8.7%
Stocks30/36-€4,855€4,431▼ 8.7%
Amounts receivable within one year40/41€5,186€13,651€3,943▼ 71.1%
Trade receivables40€3,752€12,303€3,300▼ 73.2%
Other amounts receivable41€1,435€1,348€643▼ 52.3%
Cash at bank and in hand54/58€23,846€31,955€56,578▲ 77.1%
Deferred charges and accrued income490/1€1,555€692€659▼ 4.7%
Equity and liabilities
Total equity and liabilities10/49€45,787€67,439€87,263▲ 29.4%
Equity10/15€16,578€23,709€44,251▲ 86.6%
Contributions10/11€3,000€3,000€3,000=
Reserves13€13,578€20,709€41,251▲ 99.2%
Distributable reserves133€13,578€20,709€41,251▲ 99.2%
Amounts payable17/49€29,209€43,730€43,012▼ 1.6%
Amounts payable after more than one year17--€6,240-
Financial debts170/4--€6,240-
Amounts payable within one year42/48€29,209€43,730€36,771▼ 15.9%
Current portion of amounts payable after more than one year42--€2,388-
Trade debts44€4,360€20,368€719▼ 96.5%
Suppliers440/4€4,360€20,368€719▼ 96.5%
Taxes, remuneration and social security45€1,653€3,646€9,391▲ 158%
Taxes450/3€1,653€3,646€9,391▲ 158%
Other amounts payable47/48€23,196€19,716€24,273▲ 23.1%
Line202320242025Change
Profit (loss) for the period9904€13,578€7,131€20,543▲ 188%
+ Depreciation and write-downs630€7,983€2,700€5,270▲ 95.2%
Operating cash flow (approximation)€21,561€9,831€25,812▲ 163%
Investment in fixed assets (approximation)--€3,785-€10,636▼ 181%
Change in cash-€8,110€24,623▲ 204%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference Document
31-12-2025 micro format 02-07-2026 2026-00252548 NBB
31-12-2024 micro format 07-07-2025 2025-00262077 PDF
31-12-2023 micro format 22-07-2024 2024-00268228 PDF

Board & ownership

Directors

Directors
2 directors, no change since 2026
VERLINDEN Davy Jef
Director · since 02-03-2023 · listed in the 2025 annual accounts, filed on 02-07-2026
Current
Ibis Janssens
Director (not named in the articles) · appointed in the act of 10-06-2026
Current

Owners and capital

Shareholders

At incorporation act of 06-03-2023 ↗

Capital transactions

Capital over time
  1. 06-03-2023 Incorporation · €3,000 · 120 shares

Mandate history

2 people, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
VERLINDEN Davy Jef
  • Director, appointed in the act of 06-03-2023, still in office
Ibis Janssens
  • Director (not named in the articles), appointed in the act of 10-06-2026, still in office
See the board, name and registered office on a given date →

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Natuurlijke personen of rechtspersonen,al dan niet aandeelhouder, 1”

Articles of association, deed of 06-03-2023 (in Dutch)

Network & group

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
SEAKLY
via VERLINDEN Davy Jef · Director
former→

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
02-07
NBB filing Annual accounts filedNBB
financial year 2025 · micro format
10-06
Gazette deed Appointment: Ibis Janssens (director)
2 points ▸
  • General meeting, 14-03-2026
  • Director appointment, Ibis Janssens (director (not named in the articles))

Open the act in the Belgian Official Gazette

2025
31-12
Financial Highest result from 2023 to 2025net €20,543 ▲188%
The operating result of €27,695 and the net result of €20,543 are both a record.
07-07
NBB filing Annual accounts filedPDF
financial year 2024 · micro format
2024
31-12
Financial Weakest financial yearnet €7,131 ▼47.5%
The net result drops to €7,131, the lowest from 2023 to 2025. It recovers the following year.
22-07
NBB filing Annual accounts filedPDF
financial year 2023 · micro format
2023
06-03
Gazette deed Incorporation
Appointment: VERLINDEN Davy Jef (director) · Founder · Declaration9 points ▸
  • Incorporation, 02-03-2023
  • Founder, VERLINDEN Davy Jef
  • Other provision, 15-02-2023
  • Declaration, “aansprakelijkheid oprichter bij faillissement binnen drie jaar bij kennelijk ontoereikend aanvangsvermogen” (deed in Dutch)
  • Founding capital, €3,000
  • Bank account, “BE80 7340 6690 7777, vennootschap in oprichting” (deed in Dutch)
  • Declaration, “deponering overeenkomstig WVV”, EUR (deed in Dutch)
  • Board rule, 1
  • Director appointment, VERLINDEN Davy Jef (director)

Open the act in the Belgian Official Gazette

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 2 March 2023, Wisedecor was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 Today the board has 2 members.3 Total assets went from €45,787 in 2023 to €87,263 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 06-03-2023
  3. 3National Bank, annual accounts 2025
  4. 4National Bank, annual accounts 2023 and 2025

Company details

Register details

Identity

KBO record
Name Wisedecor in Dutch
Enterprise number 0799.080.654
Legal form Private limited company
Status Active, normale toestand
Founded 02-03-2023
Entity type Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Hoevedreef 31A,3202 Aarschot(Rillaar)”
deed of 06-03-2023 (in Dutch)

Registered office and establishments

Registered office Hoevedreef 31, 3202 Aarschot, Belgium
Establishments 2 establishment units since 2023

Activities

NACEBEL 2025
74130 Interior design main activity
43240 Other construction installation
43320 Joinery installation
47519 Retail trade
47530 Retail trade
47552 Retail sale of lighting equipment

Invoicing and payment

VAT number BE 0799.080.654
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0799080654
Other Peppol ID 9925:BE0799080654
Registered 14-06-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0799.080.654

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 14:00
deed of 06-03-2023 (in Dutch)

Sites & property

Location
registered office establishment All 2 establishment units on the map
2 establishment units
Wisedecor
Hoevedreef 31, 3202 AarschotInterior design
since 2023unit number 2.342.897.715
Wisedecor
Westelsebaan 31, 3271 Scherpenheuvel-ZichemInterior design
since 2024unit number 2.366.399.429

Buildings and parcels at the addresses

Ground area
1,825 m²
Building footprint
293 m²
Building volume
1,603 m³
2 parcels, Flanders · tallest building 9.8 m.
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
24092C0436/00E000 Flanders 1,594 m² 1 · 204 m² 7.8 m · 2
24005D0257/00K002 Flanders 230 m² 1 · 89 m² 9.8 m · 2