Equity
€27,265 from €178,565 in 2024
Equity fell by 85% in 1 year.
WISE MGMT
Lifetime
4 annual accounts with figures on one time axispeak €108,466 (2025)
€108,466▲ 8.1%
peak €78,700 (2025)
€78,700▲ 7.1%
peak €178,565 (2024)
€27,265▼ 84.7%
€42,055▲ 148%
Board2 names since 2022
1 directorSEGERS Wim Eddy Hortense
Documentsfilings and deeds
07-07-202624 days before the deadline
2025micro format
Registered office moved from Beveren-Kruibeke-Zwijndrecht to… 25-04Dividend €230,000Equity from €178,565 to €27,265Debts from €16,986 to €42,055Cash from €104,562 to €34,003
Key points
from the 2025 annual accountsChecked score
93
Excellent
Financially stronger than 47% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: 0.1%▲ +0.1 percentage points vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026highest value
11-2026: 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 1.57, cash €34,003, halved
Size: total assets €69,320
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 37% of them on solvency, 61% on liquidity, 84% on profitability and 7% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as WISE MGMT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of WISE MGMT itself is lower: 0.1% within 12 months. It rests on far more data about WISE MGMT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for WISE MGMT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.57 (11.23 in 2024), above the usual 1.5. Short-term debt is 60.7% and cash 49.1% of total assets. However, 60.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
24 days early
2024
169 days early
2023
34 days early
2022
26 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 63 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0780575727
Registered office moved from Beveren-Kruibeke-Zwijndrecht to Antwerp
New registered office: Frankrijklei 21 bus 201, 2000 Antwerpen · Previous registered office: Zonnebloemstraat 7, 9120 Beveren-Kruibeke-Zwijndrecht · Resignation: Ellen Hollanders (director) · General meeting of 31-03-2025 · Gazette deed
Appointment: Ellen Hollanders (director)
Permanent representative: Nathalie Goossens · General meeting of 01-12-2023 · Gazette deed
Incorporation
Founder: SEGERS Wim Eddy Hortense · Appointment: SEGERS Wim Eddy Hortense (director) · published on 20-01-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| WISE MGMT Antwerp | €69,320 | €108,466 | 39.3% | - |
| BeGlobal Consultancy Antwerp | €62,103 | €90,871 | 38.2% | - |
| HMMJ Ravels | €63,118 | €99,905 | 56.1% | - |
| Termos Consulting Heist-op-den-Berg | €71,423 | €95,522 | 3.5% | - |
| INNOVERSE Bonheiden | €59,544 | €112,476 | 36.5% | - |
| SANDER VAN LAERE Antwerp | €80,418 | €108,542 | 41.5% | - |
| MXVD Solutions Schilde | €65,591 | €98,092 | 4.5% | - |
These companies have the same main activity as WISE MGMT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €59,500 and €80,400, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 18-01-2022Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.326.832.7332000 Antwerp, since 18-01-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 17-06-2025
Annual accounts 2025
- €69,320▼ 64.6%
- Filing
- Filed on 07-07-2026, 24 days before the end of the filing period
Insights on WISE MGMT
WISE MGMT files the micro format. That format states no turnover. The gross margin rose from €80,080 in 2022 to €108,466 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about WISE MGMT
- What is the company number of WISE MGMT?
- The company number of WISE MGMT is 0780.575.727. The VAT number is the same number with BE in front: BE 0780.575.727.
- Where is WISE MGMT based?
- The registered office is at Frankrijklei 21, 2000 Antwerp.Company details
- What does WISE MGMT do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of WISE MGMT?
- WISE MGMT is a private limited company (BV).
- When was WISE MGMT founded?
- WISE MGMT was founded on 18-01-2022.
- Is WISE MGMT still active?
- Yes, WISE MGMT is an active enterprise in the KBO register.
- What is the turnover of WISE MGMT?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €108,466 and 109 comparable companies (NACE 70200). It probably lies between €150,000 and €220,000.Financials
- Is WISE MGMT profitable?
- In financial year 2025, WISE MGMT made a profit of €78,700.
- Where can I find the annual accounts of WISE MGMT?
- WISE MGMT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of WISE MGMT due?
- WISE MGMT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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