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WISE GUYZ

Active
Private limited companyfounded 20242 yrs activeFabriekstraat (BAA) 47, 9200 Dendermonde, BelgiumKBO/BCE: BE 1004.790.237
Summary

The computed 12-month bankruptcy probability of WISE GUYZ is 6.9% (elevated). The 2025 annual accounts show negative equity (-€2,430) and a net result of -€1,130. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency0
Growth58
Track record82
Bankruptcy probability, 12 months
6.9% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€2,430
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
33 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 32 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

WISE GUYZ was incorporated on 16 January 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€2,430▼ 86.9%
2024 · -€1,300
Total assets
€469
Net result
-€1,130▲ 13.1%
2024 · -€1,300
Working capital
-€2,430
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€1,300--€1,022▲ 21.3%
Net result-€1,300--€1,130▲ 13.1%
Equity-€1,300--€2,430▼ 86.9%
Total assets€469
Debt€1,300-€2,900▲ 123%
Working capital-€2,430
Staff (FTE)0-
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€1,500-€1,000-€500€0Operating result 2024: -€1,300-€1,300Net result 2024: -€1,300-€1,300Operating result 2025: -€1,022-€1,022Net result 2025: -€1,130-€1,13020242025-€1,500-€1,000-€500€0Operating result 2024: -€1,300-€1,300Net result 2024: -€1,300-€1,300Operating result 2025: -€1,022-€1,020Net result 2025: -€1,130-€1,13020242025
The operating result stays negative: a loss of €1,022 in 2025 against €1,300 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€2,900▲
2024 · €1,300
Ratios withheld: a balance sheet total of €469 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 6.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 22 lines
Balance sheet Code20242025
Assets
Total assets20/58-€469
Current assets29/58-€469
Cash at bank and in hand54/58-€469
Equity and liabilities
Total equity and liabilities10/49-€469
Equity10/15-€1,300-€2,430▼
Profit (loss) carried forward14-€1,300-€2,430▼
Amounts payable17/49€1,300€2,900▲
Amounts payable within one year42/48€1,300€2,900▲
Trade debts44€1,300€1,700▲
Suppliers440/4€1,300€1,700▲
Other amounts payable47/48-€1,200
Income statement Code20242025
Other operating charges640/8-€1,022
Gross operating margin9900-€1,300€0▲
Operating profit (loss)9901-€1,300-€1,022▲
Financial charges65/66B-€108
Recurring financial charges65-€108
Profit (loss) for the period before taxes9903-€1,300-€1,130▲
Profit (loss) for the period9904-€1,300-€1,130▲
Profit (loss) for the period to be appropriated9905-€1,300-€1,130▲
Appropriation of the result
Profit (loss) to be appropriated9906-€1,300-€2,430▼
Profit (loss) brought forward from the previous period14P--€1,300
Social balance
Average headcount (FTE)90870.0-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8-€1,022-
Gross operating margin9900-€1,300€0▲ 100%
Operating profit (loss)9901-€1,300-€1,022▲ 21.3%
Financial charges65/66B-€108-
Recurring financial charges65-€108-
Profit (loss) for the period before taxes9903-€1,300-€1,130▲ 13.1%
Profit (loss) for the period9904-€1,300-€1,130▲ 13.1%
Profit (loss) for the period to be appropriated9905-€1,300-€1,130▲ 13.1%
Line20242025Change
Assets
Total assets20/58-€469-
Current assets29/58-€469-
Cash at bank and in hand54/58-€469-
Equity and liabilities
Total equity and liabilities10/49-€469-
Equity10/15-€1,300-€2,430▼ 86.9%
Profit (loss) carried forward14-€1,300-€2,430▼ 86.9%
Amounts payable17/49€1,300€2,900▲ 123%
Amounts payable within one year42/48€1,300€2,900▲ 123%
Trade debts44€1,300€1,700▲ 30.7%
Suppliers440/4€1,300€1,700▲ 30.7%
Other amounts payable47/48-€1,200-
Line20242025Change
Profit (loss) for the period9904-€1,300-€1,130▲ 13.1%
Operating cash flow (approximation)-€1,300-€1,130▲ 13.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
02-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 33 days late
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde
exact location from the address register On OpenStreetMap
Ground area
750 m²
Building footprint
227 m²
Volume, LiDAR
1,740 m³
Parcel 42002C0495/00F004, Flanders · tallest building 8.8 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42002C0495/00F004 Flanders 750 m² 1 · 227 m² 8.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded16-01-2024
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.