Equity
€180,104 ▲ 117%
Equity rose in 2025 from €82,832 to €180,104.
Wise Engineering
Overview
Lifetime
3 annual accounts with figures on one time axispeak €126,317 (2025)
€126,317▲ 17.8%
lowest -€1,000 (2023)
€97,272▲ 16.0%
peak €180,104 (2025)
€180,104▲ 117%
€43,677▲ 11.7%
Board2 names since 2023
2 directorsClaudiu-Ionut CALIN and 1 other
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Gross margin from €107,210 to €126,317Equity from €82,832 to €180,104Cash from €67,682 to €169,003
Key points
from the 2025 annual accountsTurnover
≈ €230,000 estimated
The micro format states no turnover.
Liquidity
5.11 was 3.09 in 2024
Short-term debts rose from €39,119 to €43,677.
Starting capital
€1 100 shares
Board
1 joined
New director. Latest change 01-01-2026 · 2 in office.
Position in the sector
€97,272
Higher net result than 90% of companies in real estate. Sector median €5,994 · 17,181 companies.
Checked score
99
Excellent
Financially stronger than 93% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 0.6%
02-2025: 0.7%▲ +0.1 percentage points vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025highest value
05-2025: < 0.1%▼ -0.7 percentage points vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: 0.1%▲ +0.1 percentage points vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
lowers risk
Liquidity: current ratio 5.11, cash €169,003
Sector: Real estate activities (NACE 68)
Equity €180,104 (80.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 93% on liquidity, 95% on profitability and 93% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Wise Engineering has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Wise Engineering itself is lower: < 0.1% within 12 months. It rests on far more data about Wise Engineering than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Wise Engineering. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €17,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 5.11 (3.09 in 2024), above the usual 1.5. Short-term debt is 19.5% and cash 75.5% of total assets. 19.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 days early
2024
118 days early
2023
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 50 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (3 of the last 3 accounts filed within 89 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Appointment: Daniel-Constantin Călin (director)
General meeting of 15-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1003367307
Incorporation
Founding capital of €1, 100 shares · Founder: Claudiu-Ionut CALIN · Appointment: Claudiu-Ionut CALIN (director) · published on 18-12-2023 · Gazette deed
First establishment
Clos de l' Epaisse Haie 4, Jurbise
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Wise Engineering Jurbise | €223,781 | €126,317 | 80.5% | - |
| AG²F CONSTRUCT Chièvres | €207,674 | €82,441 | 48.8% | - |
| FDS-Consulting Waregem | €228,225 | €109,896 | 71.9% | - |
| DAMO CONSTRUCT Langemark-Poelkapelle | €217,472 | €107,134 | 88.3% | - |
| Artifix Ghent | €224,729 | €97,319 | 64.5% | - |
| WesConstruct Arendonk | €260,791 | €134,536 | 81.7% | - |
| WATERKANT Alken | €238,650 | €186,826 | 78.2% | - |
These companies have the same main activity as Wise Engineering: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €208,000 and €261,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 14-12-2023Normal situation
- Activity
- Development of residential building projectsNACE 68121and 5 others
- Establishment unit
- 2.353.081.9237050 Jurbise, since 14-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2024
Annual accounts 2025
- €126,317▲ 17.8%
- €97,272▲ 16.0%
- €180,104▲ 117%
- €223,781▲ 83.5%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on Wise Engineering
Wise Engineering files the micro format. That format states no turnover. The gross margin rose from -€1,000 in 2023 to €126,317 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 29-07-2026, 2 days before the deadline€126,317
▲ 17.8%
€125,235
▲ 17.7%
€97,272
▲ 16.0%
€179,585
▲ 119%
80.5%
▲ 12.6 percentage points
5.11
▲ 2.02
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €230,000. Estimated: probably between €170,000 and €420,000.
In the rankings
#7 company by equity in Jurbise, Real estate sector
Balance sheet
balance sheet total €223,781 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
80.5%
Higher than 86% of 17,190 companies in 2025.
5.11
Higher than 85% of 16,487 companies in 2025.
43.5%
Higher than 95% of 16,866 companies in 2025.
Wise Engineering
Middle half of the sector
80% of the sector
Micro accounts in real estate (NACE 68)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
223,781 | 121,951 | 1 | |
21/28 |
519 | 964 | - | |
22/27 |
519 | 964 | - | |
23 |
519 | 964 | - | |
29/58 |
223,262 | 120,988 | 1 | |
40/41 |
52,454 | 53,240 | - | |
40 |
52,454 | 53,240 | - | |
54/58 |
169,003 | 67,682 | 1 | |
490/1 |
1,805 | 66 | - | |
| Balance sheet: equity and liabilities | ||||
10/49 |
223,781 | 121,951 | 1 | |
10/15 |
180,104 | 82,832 | -999 | |
10/11 |
1 | 1 | 1 | |
14 |
180,103 | 82,831 | -1,000 | |
17/49 |
43,677 | 39,119 | 1,000 | |
42/48 |
43,677 | 39,119 | 1,000 | |
44 |
1,551 | 823 | 1,000 | |
440/4 |
1,551 | 823 | 1,000 | |
45 |
35,932 | 31,402 | - | |
450/3 |
35,932 | 31,402 | - | |
47/48 |
6,194 | 6,894 | - | |
| Income statement | ||||
9900 |
126,317 | 107,210 | -1,000 | |
630 |
445 | 371 | - | |
640/8 |
638 | 417 | - | |
9901 |
125,235 | 106,423 | -1,000 | |
75/76B |
0 | - | - | |
75 |
0 | - | - | |
65/66B |
1,052 | 702 | - | |
65 |
1,052 | 702 | - | |
9903 |
124,183 | 105,721 | -1,000 | |
67/77 |
26,911 | 21,890 | - | |
9904 |
97,272 | 83,831 | -1,000 | |
9905 |
97,272 | 83,831 | -1,000 | |
| Appropriation of the result | ||||
9906 |
180,103 | 82,831 | -1,000 | |
14P |
82,831 | -1,000 | - | |
| Document | ||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 125,680 | 106,793 | - | ||
| 97,717 | 84,202 | - | ||
| 0 | 1,334 | - | ||
| 101,321 | 67,681 | - | ||
| 179,585 | 81,868 | -999 | ||
| 80.5% | 67.9% | - | ||
| 5.11 | 3.09 | - | ||
| 0.24 | 0.47 | - | ||
| 54.0% | 101.2% | - | ||
| 43.5% | 68.7% | - | ||
| over 100 | over 100 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | - | €1,334 | - |
| €445 | €371 | - |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on Wise Engineering
The operating result for 2025 is 18% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Debt's share of the balance-sheet total falls from 32.1% to 19.5%. Equity and debt are higher.
Board & ownership
Board
2 directors, no change since January 2026Director
appointed by deed of 18-12-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 29-07-2026
Director (not named in the articles)
since 01-01-2026
term without a fixed end
listed in the 2025 annual accounts, filed on 29-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 18-12-2023
Mandates through the years
2 names, the dashed line is todayClaudiu-Ionut CALIN
Director
Director
Daniel-Constantin Călin
Director (not named in the articles)
Director (not named in the articles)
Boardmandate already running before its first mention
Mandates as a list
- Claudiu-Ionut CALIN
- Director, appointed by deed of 18-12-2023, still in office
- Daniel-Constantin Călin
- Director (not named in the articles), since before 31-12-2025
Control
Capital
- Contribution
- €1
- Shares
- 100
- Contribution per share
- €0.01
- Equity per share
- €1,801 in 2025
- Source
- deed of 18-12-2023
Articles of association
deed of 18-12-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 18-12-2023 ↗
- Claudiu-Ionut CALIN 100 shares (100%) · €1 in cash
Network & group
No group
Wise Engineering has no parent and no holdings in its annual accounts. Wise Engineering shares no director with another company.
Timeline
Timeline
11 events since 2023Board
Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 2 days before the deadline
- General meeting, 15-12-2025
- Director appointment, Daniel-Constantin Călin (director (not named in the articles))
2025
Highest result from 2023 to 2025 net €97,272 ▲16% The operating result of €125,235 and the net result of €97,272 are both a record.
Equity above €150,000 equity €180,104 ▲117% After 2 profitable years in a row, equity reaches €180,104.
Annual accounts 2024 filed PDFmicro format · 118 days before the deadline
2024
Back to profit net €83,831 The net result is €83,831, after one loss-making year.
Liquidity more than 3094 times current ratio 3.09 The current ratio rises from 0.00 to 3.09.
Registered in the Peppol Directory Reachable for e-invoices through 0208:1003367307
Annual accounts 2023 filed PDFmicro format · 30 days before the deadline
2023
IncorporationFounding capital of €1, 100 shares · Founder: Claudiu-Ionut CALIN · Appointment: Claudiu-Ionut CALIN (director) · published on 18-12-20235 points ▸
- Registered office clause, Rue Clos de l’Epaisse Haie 4
- Director appointment, Claudiu-Ionut CALIN
- Board rule, 1
- Founder, Claudiu-Ionut CALIN
- Founding capital, €1, 100 shares
- The deed holds 3 more points.
First establishment Clos de l' Epaisse Haie 4, Jurbise
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1003.367.307
- VAT number
- BE 1003.367.307
- Peppol ID
- 0208:1003367307
- Other Peppol ID
- 9925:BE1003367307
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 14-12-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00deed of 18-12-2023 (in French)
- Peppol
- Reachable since 17-12-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Wise Engineering in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 18-12-2023 (in French)
- Name clauseThe company operates under this name according to its articles.
- Wise Engineeringdeed of 18-12-2023 (in French)
Activities
NACEBEL 202568121
Development of residential building projects main activity
Codes under NACEBEL 2008
41101
Real estate development main activity
41102
Construction of residential and non-residential buildings
41201
General construction of buildings
43999
Specialised construction activities
70220
Business consulting
71121
Engineering activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toute activité relative aux services d'ingénierie et de conseils techniques (soutien à la gestion de la construction de différents clients…”deed of 18-12-2023 (in French)
2 activities
- Toute activité relative aux services d'ingénierie et de conseils techniques (soutien à la gestion de la construction de différents clients au cours du développement/de l'exécution de leurs projets/investissements, depuis la phase de faisabilité, la conception, l'exécution (coordination), y compris la réception/mise en service des nouvelles installations).
- L'acquisition, la vente, la location, le courtage, la mise en valeur, le lotissement, la transformation, la rénovation, l'aménagement, la décoration, la gérance, la gestion de tous biens immeubles, ainsi que toutes opérations de promotion immobilière, toutes études et travaux relatifs notamment à la construction de bâtiments, ouvrages de génie civil et routiers et tout ce qui s'y rapporte.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Clos de l' Epaisse Haie 4 registered office 7050 Jurbise 70200 Business and other management consultancy | 14-12-2023 | 2.353.081.923 |
Buildings and parcels at the address
- Ground area
- 1,164 m²
- Buildings
- 231 m²
- Volume, LiDAR
- 1,088 m³
- Tallest building
- 6.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 53023B0157/00A006 | 1,164 m² | 1 · 231 m² | 6.8 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1003.367.307